Cottman Check Cashing logo

Cottman Check Cashing in Philadelphia, PA

4.2/5
Google rating from 70 reviews

Cottman Check Cashing offers check cashing and financial services in Philadelphia. Located on Bleigh Ave with extended weekday hours and weekend availability.

Data compiled from public sources · Google rating shown when a stored review count is available

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Cottman Check Cashing Review

Cottman Check Cashing is a check-cashing service located in Philadelphia, Pennsylvania on Bleigh Avenue. The business operates as a financial services provider serving the local community with convenient access to cash conversion services. The service is positioned as a neighborhood financial access point for residents requiring check-cashing capabilities.

As a check-cashing establishment, Cottman likely serves customers who need immediate liquidity from checks without maintaining traditional bank accounts or facing banking delays. The company's extended Thursday and Friday hours (until 7 PM) suggest an attempt to serve working individuals. Saturday morning hours from 10 AM to 2:30 PM provide weekend accessibility.

However, the available data is limited to basic directory information from Waze, which provides contact information, address, and operating hours but does not detail specific service offerings beyond the category classification. The business has maintained a presence in the Philadelphia market, as evidenced by its phone number and established location.

Services & Features

Cash conversion services
Check cashing

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • Extended weekday hours until 7 PM on Thursday and Friday for working customers
  • Weekend availability with Saturday morning hours (10:00-14:30)
  • Consistent operating hours Monday-Wednesday (9 AM - 6 PM)
  • Established local presence in Philadelphia with direct phone contact
  • Neighborhood location on Bleigh Ave serves surrounding community

Cons

  • Limited information available about specific service offerings and fee structure
  • No website or digital presence beyond directory listing for service details
  • Restricted Saturday hours close at 2:30 PM, limiting weekend access
  • No information provided regarding competitive pricing or service terms
  • Minimal online documentation of company background or customer service policies

State Consumer Finance Context

This is state-level context for Check Cashing & Money Services consumers in Philadelphia, PA. It does not confirm that Cottman Check Cashing or this specific location is licensed.

State regulator

Pennsylvania Department of Banking and Securities

Consumer protection

Pennsylvania Attorney General Bureau of Consumer Protection

Money services context in Pennsylvania

Short-term lending status: Banned

General rate context: 6% for non-licensed lenders (24% for licensed small loan companies); payday lending banned

Pennsylvania effectively bans payday lending through its strict usury laws. Licensed consumer discount companies can charge higher rates but remain well below payday loan levels. Consumers can file complaints with the Department of Banking and Securities or the Attorney General's Bureau of Consumer Protection.

Key state rules to check

  • Payday lending is banned; the state's usury cap of 6% (24% for licensed lenders) prevents it.
  • Licensed consumer discount companies regulated under the Consumer Discount Company Act.
  • The Pennsylvania Unfair Trade Practices and Consumer Protection Law prohibits deceptive lending.

Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.

Frequently Asked Questions

Does Cottman Check Cashing respond to consumer complaints?

According to CFPB data (2023-present), Cottman Check Cashing has a 0% response rate to consumer complaints, with 0% of those responses delivered within the CFPB's 15-day window. Response rate measures whether the company replied — not whether the consumer's issue was resolved in their favor.

What services does Cottman Check Cashing offer?

Cottman Check Cashing offers 2 services including Check cashing, Cash conversion services.

What profile signals are listed for Cottman Check Cashing?

Cottman Check Cashing has profile signals associated with Philadelphia residents needing quick check conversion without bank account, Workers unable to access banking services during traditional business hours, Customers requiring weekend financial access in the neighborhood.

What are the strengths and weaknesses of Cottman Check Cashing?

Key strengths: Extended weekday hours until 7 PM on Thursday and Friday for working customers; Weekend availability with Saturday morning hours (10:00-14:30); Consistent operating hours Monday-Wednesday (9 AM - 6 PM). Areas to consider: Limited information available about specific service offerings and fee structure; No website or digital presence beyond directory listing for service details.

How does Cottman Check Cashing compare to similar companies?

In the Check Cashing & Money Services category, comparable providers include Pawn Shop Philadelphia, TNT Pawn and Jewelry, Macro International Cargo. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.

Quick Facts

Headquarters
Philadelphia, PA
BBB Accredited
No
Visit Cottman Check Cashing

CreditDoc Profile Note

Research Note on Cottman Check Cashing

Cottman Check Cashing is profile signals for Philadelphia residents seeking immediate check-to-cash conversion outside traditional banking hours. The primary caveat is the extremely limited public information available; no pricing, fee structures, or full service menu could be verified from the company's web presence, requiring direct contact for service and cost details.

CFPB Transparency Report

Public data from the Consumer Financial Protection Bureau

* Percentage of consumer complaints that received a company response (does not indicate the complaint was resolved in the consumer's favor)

** Percentage of responses delivered within the CFPB's 15-day window

Source: consumerfinance.gov | Last checked 2026-05-18

Profile Signals

  • Philadelphia residents needing quick check conversion without bank account
  • Workers unable to access banking services during traditional business hours
  • Customers requiring weekend financial access in the neighborhood
Updated 2026-05-18

Similar Companies

Pawn Shop Philadelphia logo

Pawn Shop Philadelphia

Family-owned pawn shop in Philadelphia's Jeweler's Row offering collateral-based loans, buying, and selling of jewelry, watches, gold, diamonds, and collectibles with listed 3% monthly fees.

4.5/5

Google rating from 74 reviews

BBB: NR

Profile signals: Consumers with valuable items who are researching short-term cash access but lack access to traditional credit or unsecured personal loans, Philadelphia residents with jewelry, watches, gold, or collectibles seeking quick liquidity with eligibility claims to verify

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TNT Pawn and Jewelry logo

TNT Pawn and Jewelry

FirstCash is the leading international operator of pawn stores with 3,300+ locations across 29 U.S. states, the UK, and Latin America, offering pawn loans, retail sales, and gold buying services.

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Profile signals: Cash-constrained consumers needing immediate funds against personal property collateral, Individuals with poor or no credit history who may not meet traditional personal-loan criteria

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M

Macro International Cargo

Review this provider profile and compare source-linked details before choosing what to do next.

BBB: NR
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Quick Summary

  • Cottman Check Cashing is listed as a Check Cashing & Money Services provider in Philadelphia, PA on CreditDoc.
  • Use this page to check contact details, location, listed services, review signals, FAQs, and similar providers before deciding what to do next.
  • If you need a loan, account, installment option, credit help, or debt support, start with the fit quiz and compare alternatives before contacting a provider.
  • For broader context, continue into the free Credit Fundamentals course or a relevant financial wellness guide.

Next Steps

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