Community Fund of North Miami Dade logo

Community Fund of North Miami Dade in Opa-locka, FL

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Community Fund of North Miami Dade is a non-profit organization offering free financial counseling and assistance to residents in the North Miami Dade area.

Data compiled from public sources

Community Fund of North Miami Dade Review

Community Fund of North Miami Dade (CFNMD) is a non-profit organization serving the North Miami Dade community. Based on their website contact information and service offerings, they position themselves as a free-help resource for residents seeking financial guidance and support. The organization maintains a physical office in Opa-locka, Florida, and provides multiple channels for community members to connect with their services.

The organization offers financial counseling and advisory services to help residents navigate financial challenges. They actively encourage appointments and consultations through their website, indicating a commitment to personalized assistance. Their email address (smallbiz@cfnmd.org) suggests they may have particular experience context or focus areas related to small business or entrepreneurial support alongside general financial counseling.

CFNMD distinguishes itself through its local, community-based approach. Rather than operating as a national service provider, they are specifically focused on serving the North Miami Dade region, allowing them to understand local economic conditions and community needs. Their non-profit structure indicates they operate without profit motive, positioning them as a resource dedicated to community benefit rather than revenue generation.

Limitations include the minimal information available on their website about specific service offerings, certification status, or the scope of their counseling capabilities. Prospective clients cannot determine from the website alone whether they are HUD-approved housing counselors, NFCC-certified, or what specific financial issues they address. The lack of detailed service descriptions or eligibility information may require direct contact before understanding whether CFNMD can address individual financial needs.

Services & Features

Appointment-based consultations
Community financial assistance programs
Email consultation (smallbiz@cfnmd.org)
Free financial counseling
In-person office visits
Phone-based support (305-687-3545)
Small business advisory services

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • Free counseling services—no fees for financial advice
  • Local non-profit focused specifically on North Miami Dade community
  • Dedicated small business support email channel (smallbiz@cfnmd.org)
  • Direct appointment booking available on website
  • Physical office location provides in-person access
  • Non-profit structure ensures no profit motive in recommendations
  • Multiple contact methods (phone, email, appointment form)

Cons

  • Website provides no details on specific certifications (HUD, NFCC, etc.) or credentials
  • No information about service scope, eligibility requirements, or what financial issues they address
  • Minimal online presence limits ability to research services before contacting
  • No service descriptions, FAQs, or educational resources on website
  • Limited geographic service area (North Miami Dade only)

State Consumer Finance Context

This is state-level context for Free Help consumers in Opa-locka, FL. It does not confirm that Community Fund of North Miami Dade or this specific location is licensed.

State regulator

Florida Office of Financial Regulation

Key state rules to check

  • Payday loans (deferred presentment) capped at $500 with maximum fee of $10 per $100 ($300) or $15 per $100 ($300-$500).
  • Borrowers can have only one outstanding payday loan at a time, tracked via a statewide database.
  • A mandatory 24-hour cooling-off period is required between payday loans.

Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.

Frequently Asked Questions

What services does Community Fund of North Miami Dade offer?

Community Fund of North Miami Dade offers 7 services including Free financial counseling, Appointment-based consultations, Small business advisory services, Phone-based support (305-687-3545), Email consultation (smallbiz@cfnmd.org), and 2 more.

What profile signals are listed for Community Fund of North Miami Dade?

Community Fund of North Miami Dade has profile signals associated with North Miami Dade residents seeking free financial counseling, Small business owners in the local area needing advisory support, Low-income community members without resources for paid financial advice.

What are the strengths and weaknesses of Community Fund of North Miami Dade?

Key strengths: Free counseling services—no fees for financial advice; Local non-profit focused specifically on North Miami Dade community; Dedicated small business support email channel (smallbiz@cfnmd.org). Areas to consider: Website provides no details on specific certifications (HUD, NFCC, etc.) or credentials; No information about service scope, eligibility requirements, or what financial issues they address.

How does Community Fund of North Miami Dade compare to similar companies?

In the Free Help category, comparable providers include American Consumer Credit Counseling, Inc., Credit Solution Programs, Wealth Watchers Inc. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.

Quick Facts

Headquarters
490 Opa-locka Blvd, Opa-locka, FL 33054
BBB Accredited
No
Visit Community Fund of North Miami Dade

CreditDoc Profile Note

Research Note on Community Fund of North Miami Dade

CFNMD is profile signals for North Miami Dade residents seeking free, local financial counseling from a community-based non-profit. The main caveat is that the website lacks sufficient detail about specific services, certifications, and capabilities—direct contact is necessary to determine if they can address your particular financial needs.

Profile Signals

  • North Miami Dade residents seeking free financial counseling
  • Small business owners in the local area needing advisory support
  • Low-income community members without resources for paid financial advice
Updated 2026-05-08

Similar Companies

American Consumer Credit Counseling, Inc. logo

American Consumer Credit Counseling, Inc.

American Consumer Credit Counseling, Inc. Tampa, Florida — ACCC is a non-profit credit counseling agency offering free consultations, debt management pr...

BBB: NR

Profile signals: Consumers with $6K–$100K+ in credit card debt who are still current or only slightly behind, Individuals legally required to complete bankruptcy counseling (pre- or post-filing)

Credit Solution Programs logo

Credit Solution Programs

Nonprofit credit counseling organization offering credit repair through pay-per-deletion disputes, credit education, and FICO-certified coaching to help remove inaccurate items from credit reports.

BBB: NR

Profile signals: Consumers with confirmed identity theft, credit merges, or demonstrably inaccurate personal information on reports, Those seeking nonprofit-based credit counseling combined with dispute services

Wealth Watchers Inc logo

Wealth Watchers Inc

HUD-certified nonprofit housing counselor and community development organization serving low-to-moderate income individuals across Florida and Georgia since 2001.

BBB: NR

Profile signals: First-time homebuyers seeking free counseling and down payment assistance guidance, Low-to-moderate income individuals wanting to build financial literacy and long-term wealth

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Quick Summary

  • Community Fund of North Miami Dade is listed as a Free Help provider in Opa-locka, FL on CreditDoc.
  • Use this page to check contact details, location, listed services, review signals, FAQs, and similar providers before deciding what to do next.
  • If you need a loan, account, installment option, credit help, or debt support, start with the fit quiz and compare alternatives before contacting a provider.
  • For broader context, continue into the free Credit Fundamentals course or a relevant financial wellness guide.

Financial Wellness Guides

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