Community Credit Union of Florida - Rockledge logo

Community Credit Union of Florida - Rockledge in Rockledge, FL

4.1/5
Google rating from 236 reviews

Community Credit Union of Florida is a member-owned financial cooperative serving Brevard County with checking, savings, loans, mortgages, and credit cards.

Data compiled from public sources · Google rating shown when a stored review count is available

Community Credit Union of Florida - Rockledge Review

Community Credit Union of Florida operates as a member-owned credit union headquartered in the Brevard County, Florida area with a Rockledge branch location. The organization has been serving the local community with financial services and maintains a focus on member benefits and community engagement through programs like their School Bucks Donation Program and Community Hero Loan offering. The credit union offers a comprehensive suite of consumer banking products including multiple checking and savings account options (Free Checking Plus, Student Checking, High-Yield Accounts), deposit products (IRAs, CDs, Money Market accounts), and various loan types.

Their lending products span auto loans (including first-time borrower programs), personal loans, mortgages (FHA, VA, jumbo options), home equity lines of credit, RV/boat/motorcycle loans, and alternative products like short-term cash access loans and savings-secured loans. They also issue VISA credit cards with rewards options and provide digital banking through online and mobile platforms. As a credit union, Community Credit Union of Florida emphasizes member ownership and community focus rather than shareholder returns.

They offer listed programs like the HomeAdvantage mortgage program, CCU Auto Pro buying service, and their Member Solutions Program including Second Chance Checking. The institution provides extensive digital tools including mobile check deposit, bill pay, money management features via PFM, and SecurLOCK card control technology. The credit union operates with standard membership requirements and provides rate claims to verify and products typical of regional credit unions.

However, as a community-focused institution with limited branch locations, their reach and service hours may be more limited than larger national banks, and membership eligibility may be restricted to specific geographic or employment categories.

Services & Features

Auto loans including first-time borrower programs
Bill pay and external transfers with Zelle
CCU Auto Pro buying service and AutoSMART online shopping
Free Checking Plus and Student Checking accounts
High-yield savings accounts and certificates of deposit
Home equity loans and lines of credit
Mobile banking and mobile check deposit
Mortgage loans (FHA, VA, jumbo, construction-to-permanent, vacant lot)
Personal loans and Quick Cash loans
RV, boat, and motorcycle loans
Safe deposit boxes
VISA credit cards with rewards options

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • Comprehensive loan suite including first-time borrower auto loans and Community Hero Loan program
  • Member-owned structure means profits return to members rather than external shareholders
  • Extensive digital banking capabilities including mobile check deposit, bill pay, and money management tools
  • listed programs like HomeAdvantage mortgage program and CCU Auto Pro buying service
  • Multiple account options including high-yield savings and student accounts with educational focus
  • Free checking account option (Free Checking Plus) available
  • Debit card rewards program and RoundUp savings feature for automatic savings

Cons

  • Limited branch network confined to Brevard County, Florida area with no apparent nationwide reach
  • Membership eligibility requirements may restrict access compared to traditional banks
  • Limited information on specific interest rates, APRs, or fee schedules available on homepage
  • No apparent online account opening simplification mentioned beyond 'Online Membership' option
  • Community-focused scope means services and hours likely more limited than national competitors

State Consumer Finance Context

This is state-level context for Credit Unions consumers in Rockledge, FL. It does not confirm that Community Credit Union of Florida - Rockledge or this specific location is licensed.

State regulator

Florida Office of Financial Regulation

Key state rules to check

  • Payday loans (deferred presentment) capped at $500 with maximum fee of $10 per $100 ($300) or $15 per $100 ($300-$500).
  • Borrowers can have only one outstanding payday loan at a time, tracked via a statewide database.
  • A mandatory 24-hour cooling-off period is required between payday loans.

Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.

Frequently Asked Questions

What services does Community Credit Union of Florida - Rockledge offer?

Community Credit Union of Florida - Rockledge offers 12 services including Free Checking Plus and Student Checking accounts, High-yield savings accounts and certificates of deposit, Auto loans including first-time borrower programs, Mortgage loans (FHA, VA, jumbo, construction-to-permanent, vacant lot), Home equity loans and lines of credit, and 7 more.

What profile signals are listed for Community Credit Union of Florida - Rockledge?

Community Credit Union of Florida - Rockledge has profile signals associated with Brevard County, Florida residents and businesses seeking local credit union membership benefits, First-time auto buyers looking for listed borrowing programs and buying guidance, Educators through their Focus on Educators program and community partnership initiatives, Homebuyers interested in FHA/VA mortgages and the HomeAdvantage program.

What are the strengths and weaknesses of Community Credit Union of Florida - Rockledge?

Key strengths: Comprehensive loan suite including first-time borrower auto loans and Community Hero Loan program; Member-owned structure means profits return to members rather than external shareholders; Extensive digital banking capabilities including mobile check deposit, bill pay, and money management tools. Areas to consider: Limited branch network confined to Brevard County, Florida area with no apparent nationwide reach; Membership eligibility requirements may restrict access compared to traditional banks.

How does Community Credit Union of Florida - Rockledge compare to similar companies?

In the Credit Unions category, comparable providers include Express Credit Union, Plus Credit Union, RadiFi Credit Union - Northside. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.

CreditDoc Profile Note

Research Note on Community Credit Union of Florida - Rockledge

profile signals for Brevard County, Florida residents and local business owners seeking member-focused credit union banking with competitive loan products and digital services. Primary caveat is geographic limitation to the central Florida area and likely membership eligibility restrictions typical of community credit unions.

Profile Signals

  • Brevard County, Florida residents and businesses seeking local credit union membership benefits
  • First-time auto buyers looking for listed borrowing programs and buying guidance
  • Educators through their Focus on Educators program and community partnership initiatives
  • Homebuyers interested in FHA/VA mortgages and the HomeAdvantage program
Updated 2026-05-08

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Quick Summary

  • Community Credit Union of Florida - Rockledge is listed as a Credit Unions provider in Rockledge, FL on CreditDoc.
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