Community Credit Union of Florida operates as a member-owned credit union headquartered in the Brevard County, Florida area with a Rockledge branch location. The organization has been serving the local community with financial services and maintains a focus on member benefits and community engagement through programs like their School Bucks Donation Program and Community Hero Loan offering. The credit union offers a comprehensive suite of consumer banking products including multiple checking and savings account options (Free Checking Plus, Student Checking, High-Yield Accounts), deposit products (IRAs, CDs, Money Market accounts), and various loan types.
Their lending products span auto loans (including first-time borrower programs), personal loans, mortgages (FHA, VA, jumbo options), home equity lines of credit, RV/boat/motorcycle loans, and alternative products like Quick Cash loans and savings-secured loans. They also issue VISA credit cards with rewards options and provide digital banking through online and mobile platforms. As a credit union, Community Credit Union of Florida emphasizes member ownership and community focus rather than shareholder returns.
They offer specialized programs like the HomeAdvantage mortgage program, CCU Auto Pro buying service, and their Member Solutions Program including Second Chance Checking. The institution provides extensive digital tools including mobile check deposit, bill pay, money management features via PFM, and SecurLOCK card control technology. The credit union operates with standard membership requirements and provides competitive rates and products typical of regional credit unions.
However, as a community-focused institution with limited branch locations, their reach and service hours may be more limited than larger national banks, and membership eligibility may be restricted to specific geographic or employment categories.