Check:Time. Check Cashing and Financial Services logo

Check:Time. Check Cashing and Financial Services in Brooklyn, NY

2.3/5

Licensed check cashing service in Brooklyn, NY with four locations offering check cashing, wire transfers, bill payments, money orders, and prepaid debit cards since 1978.

Data compiled from public sources · Rating from CreditDoc methodology

Check:Time. Check Cashing and Financial Services Review

Check:Time is a licensed check cashing operation based in Brooklyn, New York, with four branches across the city. The company has been operating in the financial services industry since 1978, establishing itself as a long-standing provider of alternative financial services to local communities. Their longevity in the sector reflects their ability to serve customers who may rely on check cashing rather than traditional banking relationships.

Check:Time offers a comprehensive suite of financial services beyond basic check cashing. Their service menu includes wire transfers, bill payments, money orders, prepaid debit cards, foreign currency exchange, cash for coin conversion, and utility payments. This breadth of offerings positions them as a one-stop alternative financial services provider for routine financial transactions that customers might otherwise handle through banks or online platforms.

The company emphasizes customer service quality and local community ties as differentiators. They highlight their high service standards, customer satisfaction rates, and notably high percentage of repeat customers. Their stated mission focuses on making financial transactions easy and affordable while simplifying everyday money management for people living and working in their neighborhoods. This customer-centric positioning is typical of independent check cashers serving underbanked populations.

As a check cashing service, Check:Time serves customers who need immediate liquidity from checks without maintaining traditional bank accounts, though the company's additional services broaden their appeal. The primary limitation is geographic—service is restricted to their Brooklyn locations. Customers should verify specific fees and terms for individual services, as these are not disclosed on the website. The company's long operational history suggests reliability, though customers should confirm licensing and any regulatory standing independently.

Services & Features

Bill payments
Cash for coin conversion
Check cashing
Foreign currency exchange
Money orders
Prepaid debit cards
Utility payments
Wire transfers

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • Licensed check cashing service operating since 1978 with documented decades of industry experience
  • Four branch locations across Brooklyn providing physical access to services
  • Comprehensive service offerings beyond check cashing including wire transfers, bill payments, and money orders
  • Emphasis on high customer satisfaction rates and repeat customer loyalty
  • Offers foreign currency exchange and prepaid debit cards alongside traditional check cashing
  • Local community focus with service targeted to neighborhood residents and workers
  • One-stop financial services alternative reducing need to visit multiple providers

Cons

  • Geographic limitation to Brooklyn branches only; not accessible to customers outside service areas
  • Website does not disclose specific fees, rates, or pricing for any services
  • Limited online functionality—appears to be location-based service only with no online check cashing
  • No information provided about hours of operation, specific branch addresses, or appointment requirements
  • No details about turnaround times for wire transfers, check clearing, or other services

Rating Breakdown

Value
2.0
Effectiveness
1.5
Customer Service
2.2
Transparency
2.0
Ease of Use
3.9

Frequently Asked Questions

Is Check:Time. Check Cashing and Financial Services legitimate?

Yes. Check:Time. Check Cashing and Financial Services is a registered company, headquartered in 727 Utica Ave, Brooklyn, NY 11203.

Quick Facts

Headquarters
727 Utica Ave, Brooklyn, NY 11203
BBB Accredited
No
Starting Price
Contact provider
Setup Fee
None
Money-Back Guarantee
No
Visit Check:Time. Check Cashing and Financial Services

CreditDoc Diagnosis

Doctor's Verdict on Check:Time. Check Cashing and Financial Services

Check:Time is best for Brooklyn-based customers who need immediate check cashing and supplementary financial services like wire transfers or bill payments without a traditional bank account. The main caveat is that service is geographically limited to their four Brooklyn branches, and specific pricing and service terms are not disclosed online, requiring in-person contact for quotes.

Best For

  • Brooklyn residents and workers who need immediate check cashing without a bank account
  • Customers requiring multiple financial services (wire transfers, bill payments, money orders) at one location
  • Individuals needing foreign currency exchange or prepaid debit card services in the Brooklyn area
Updated 2026-04-29

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