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Licensed check cashing service in Brooklyn, NY with four locations offering check cashing, wire transfers, bill payments, money orders, and prepaid debit cards since 1978.
Data compiled from public sources
Check:Time is a licensed check cashing operation based in Brooklyn, New York, with four branches across the city. The company has been operating in the financial services industry since 1978, establishing itself as a long-standing provider of alternative financial services to local communities. Their longevity in the sector reflects their ability to serve customers who may rely on check cashing rather than traditional banking relationships.
Check:Time offers a comprehensive suite of financial services beyond basic check cashing. Their service menu includes wire transfers, bill payments, money orders, prepaid debit cards, foreign currency exchange, cash for coin conversion, and utility payments. This breadth of offerings positions them as a one-stop alternative financial services provider for routine financial transactions that customers might otherwise handle through banks or online platforms.
The company emphasizes customer service quality and local community ties as differentiators. They highlight their high service standards, customer satisfaction rates, and notably high percentage of repeat customers. Their stated mission focuses on making financial transactions easy and affordable while simplifying everyday money management for people living and working in their neighborhoods. This customer-centric positioning is typical of independent check cashers serving underbanked populations.
As a check cashing service, Check:Time serves customers who need immediate liquidity from checks without maintaining traditional bank accounts, though the company's additional services broaden their appeal. The primary limitation is geographic—service is restricted to their Brooklyn locations. Customers should verify specific fees and terms for individual services, as these are not disclosed on the website. The company's long operational history suggests reliability, though customers should confirm licensing and any regulatory standing independently.
This is state-level context for Check Cashing & Money Services consumers in Brooklyn, NY. It does not confirm that Check:Time. Check Cashing and Financial Services or this specific location is licensed.
State regulator
New York Department of Financial Services
Consumer protection
Short-term lending status: Banned
General rate context: 16% civil usury; 25% criminal usury; payday lending banned
New York bans payday lending through its 16% civil usury and 25% criminal usury caps. The Department of Financial Services aggressively pursues illegal online payday lenders. Consumers have strong protections under state law and can file complaints with DFS or the Attorney General.
Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.
Check:Time. Check Cashing and Financial Services offers 8 services including Check cashing, Wire transfers, Bill payments, Money orders, Prepaid debit cards, and 3 more.
Check:Time. Check Cashing and Financial Services has profile signals associated with Brooklyn residents and workers who need immediate check cashing without a bank account, Customers requiring multiple financial services (wire transfers, bill payments, money orders) at one location, Individuals needing foreign currency exchange or prepaid debit card services in the Brooklyn area.
Key strengths: Licensed check cashing service operating since 1978 with documented decades of industry experience; Four branch locations across Brooklyn providing physical access to services; Comprehensive service offerings beyond check cashing including wire transfers, bill payments, and money orders. Areas to consider: Geographic limitation to Brooklyn branches only; not accessible to customers outside service areas; Website does not disclose specific fees, rates, or pricing for any services.
In the Check Cashing & Money Services category, comparable providers include 10th Avenue Check Cashing Corporation, A & S Foreign Exchange Inc, E Z Money LLC. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.
CreditDoc Profile Note
Check:Time is profile signals for Brooklyn-based customers who need immediate check cashing and supplementary financial services like wire transfers or bill payments without a traditional bank account. The main caveat is that service is geographically limited to their four Brooklyn branches, and specific pricing and service terms are not disclosed online, requiring in-person contact for quotes.
10th Avenue Check Cashing Corp cashes checks, processes money orders, and offers bill payment services in Hell's Kitchen, Manhattan. Open 7 days with convenient midtown location.
Profile signals: Hell's Kitchen residents needing local check-cashing without traveling to other neighborhoods, Customers who need multiple services (check cashing + bill payment + metro cards) at one stop
A & S Foreign Exchange Inc. is a New York-based currency exchange and traveler's check service operating for over 27 years, offering rate claims to verify on major world currencies.
Profile signals: International travelers departing from or returning to the New York area needing currency exchange, Customers requiring physical in-person currency exchange with immediate transactions
Multi-service financial center offering check cashing, payday loans, prepaid cards, and money transfers. Licensed in Iowa, Michigan, Missouri, and North Dakota.
Profile signals: Consumers without traditional bank accounts who need immediate check cashing without fees or holds, Unbanked or underbanked workers in covered states needing occasional emergency cash advances
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