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Check Cashing 1%, LLC cashes all types of checks in Glendale, Arizona at 1% plus $1 fee with no upper limit on check amounts.
Data compiled from public sources
Checks Cashed 1%, LLC is a check-cashing service located in Glendale, Arizona that has been operating in the Greater Phoenix area for over a decade. The company specializes in converting various types of checks into short-term cash access without the lengthy processing times associated with traditional banking. Their stated mission is to provide accessible check-cashing services to the community while maintaining competitive pricing.
The company offers check cashing for payroll checks, insurance payments, tax refunds, personal checks, money orders, business checks, settlement receipts, inheritance payments, lottery winnings, and government checks. They also operate as an authorized MoneyGram agent, providing money order services, utility bill payment, and money transfers at their location. The company accepts government-issued IDs, military IDs, and valid passports as identification.
Checks Cashed 1% distinguishes itself primarily through its pricing structure: a flat rate of 1% of the check amount plus $1.00, which they claim is the lowest rate in the Greater Phoenix area. The company explicitly states there is no upper limit on check amounts, accepting checks ranging from $100 to $100,000. They emphasize willingness to work with customers and situations that other check-cashing businesses may refuse.
As a check-cashing service, this company serves a legitimate market need for customers who require short-term cash access without bank accounts or who find traditional banking inconvenient. However, the service is fundamentally a transactional financial intermediary, not a credit or lending provider. Customers should be aware that using check-cashing services repeatedly can be more expensive than maintaining a basic bank account with direct deposit.
This is state-level context for Check Cashing & Money Services consumers in Phoenix, AZ. It does not confirm that Checks Cashed Se Cambian Cheques or this specific location is licensed.
State regulator
Arizona Department of Insurance and Financial Institutions
Consumer protection
Short-term lending status: Banned
General rate context: 36% APR cap on consumer loans; payday lending banned since 2010
Arizona banned payday lending in 2010, providing strong consumer protections against high-cost short-term loans. Consumer loans are capped at 36% APR under state law. Residents can file complaints with the Department of Insurance and Financial Institutions or the Attorney General's Consumer Protection Division.
Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.
Checks Cashed Se Cambian Cheques offers 12 services including Payroll check cashing, Tax refund check cashing, Personal check cashing, Insurance check cashing, Government check cashing, and 7 more.
Checks Cashed Se Cambian Cheques has profile signals associated with Unbanked or underbanked individuals researching short-term cash access without a bank account, Gig workers and contractors with irregular income requiring quick check conversion, Individuals receiving government checks (tax refunds, Social Security) who need same-day cash access.
Key strengths: Low listed pricing: 1% plus $1.00 flat fee (company claims lowest in Greater Phoenix area); No upper limit on check amounts cashed (accepts checks up to $100,000); Fast same-day cash availability in minutes. Areas to consider: Single physical location in Glendale only (limited accessibility for other Phoenix-area residents); No online or remote check-cashing option mentioned.
In the Check Cashing & Money Services category, comparable providers include ACE Cash Express, Amigo Check Cashing, Ria Money Transfer - Universal Check Cashing. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.
CreditDoc Profile Note
profile signals for unbanked residents in the Glendale area who need rapid access to check funds without maintaining a bank account. The main caveat is that repeated check-cashing transactions at 1% plus $1.00 per check are significantly more expensive than traditional banking with direct deposit, making this service suitable primarily for occasional use rather than regular income management.
760 N Country Club Dr in Mesa, AZ, this ACE Cash Express provides check-cashing and cash advance services.
Profile signals: Unbanked or underbanked consumers needing immediate access to cash through check cashing, Individuals requiring money transfer or bill payment services without traditional bank accounts
MoneyGram location at Amigo Check Cashing offering check cashing, money transfers, and cash services in Avondale, AZ with extended daily hours.
Profile signals: Consumers needing after-hours check cashing on weekends or evenings, Individuals requiring quick money transfers without a bank account
Ria Money Transfer is a global remittance provider offering international money transfers to 190+ countries through 600,000+ locations, with online, mobile app, in-person, and WhatsApp sending options.
Profile signals: Immigrants and migrant workers sending regular remittances to family in Latin America, Africa, Asia, and Europe, International business professionals needing to move funds across borders quickly and reliably
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