Checks Cashed 1% in Glendale, AZ

Checks Cashed 1%, LLC has been operating in the Glendale, Arizona area for over a decade as a check-cashing and financial services provider. The company positions itself as a low-cost alternative to traditional check-cashing services, targeting customers who need immediate access to funds without excessive fees. They operate from a single physical location at 5270 N. 59th Ave. in Glendale and can be reached by phone at 623-842-2610.

The company's primary service is check cashing with a flat fee structure of 1% of the check amount plus $1. They cash multiple types of checks including payroll checks, personal checks, government checks (tax refunds, Social Security), insurance payments, money orders, business checks, settlement receipts, inheritance payments, and lottery winnings. Additionally, they function as an authorized MoneyGram agent, offering money orders, bill payment services, and money transfers. The company claims no upper limit on check amounts, stating they can cash checks ranging from $100 to $100,000.

Checks Cashed 1% differentiates itself primarily through its transparent, competitive fee structure and stated commitment to not charging additional fees beyond their standard 1% plus $1 rate. The company explicitly markets its refusal to turn away customers or add surprise fees, positioning this as a customer-friendly approach compared to competitors. They accept government-issued ID, military IDs, and passports as valid identification.

The primary limitation of this business is its physical location constraint—customers must visit the single Glendale storefront during business hours to access services. While the company claims competitive rates, the actual competitiveness of 1% plus $1 depends on individual check amounts and local market comparison. The website provides no information about check verification processes, hold policies, or what constitutes acceptable identification beyond the general categories mentioned. No online services, remote check deposit, or alternative access methods are mentioned.