Check Cashing & Cigarettes logo

Check Cashing & Cigarettes in West Sacramento, CA

2.2/5

Check Cashing & Cigarettes offers check cashing, money orders, wire transfers, and bill payment services at their West Sacramento location with extended weekday hours.

Data compiled from public sources · Rating from CreditDoc methodology

Check Cashing & Cigarettes Review

Check Cashing & Cigarettes operates as a financial services convenience business located at 3017 W Capitol Ave in West Sacramento, California. The company provides essential cash-handling services to consumers who may not have traditional banking relationships or need immediate access to funds. The company offers check cashing as its primary service, supplemented by money orders, wire transfers, and bill payment processing.

These services are designed to serve unbanked and underbanked populations who rely on alternative financial services. The combination of check cashing with retail sales (cigarettes) suggests a convenience-oriented business model that caters to walk-in customers seeking quick financial transactions. Check Cashing & Cigarettes distinguishes itself through extended operating hours compared to many traditional banks.

The business operates Monday through Thursday from 10 AM to 6 PM, Friday from 9 AM to 6 PM, and Saturday from 10 AM to 3 PM, providing accessibility for customers with non-traditional schedules. The phone number (916) 375-1000 is available for customer inquiries regarding fees and services. As a check cashing business, this company serves a specific market segment but does not appear to offer credit-building products, loans, or financial counseling.

Customers should verify current fee structures and service availability by calling directly, as specific pricing information is not available from the website content. The business is straightforward in its service offerings without premium features or digital banking capabilities.

Services & Features

Bill payment processing
Check cashing
Cigarette retail sales
Counter service transactions
Money orders
Walk-in customer service
Wire transfers

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • Extended hours including Friday morning openings at 9 AM and Saturday availability
  • Multiple financial services in one location (check cashing, money orders, wire transfers, bill payment)
  • Local West Sacramento presence with direct phone line for customer service
  • Saturday operating hours accommodate weekend-working populations
  • Convenient walk-in service without appointment requirements

Cons

  • No website or online service information provided; limited digital presence and ordering capabilities
  • Check cashing fees and service charges not disclosed; customers must call to inquire about rates
  • Limited to one physical location in West Sacramento with no apparent branch network
  • No credit-building products or financial counseling services offered
  • Saturday hours close relatively early at 3 PM, limiting afternoon access on weekends

Rating Breakdown

Value
2.0
Effectiveness
1.0
Customer Service
2.2
Transparency
2.0
Ease of Use
3.9

Frequently Asked Questions

Is Check Cashing & Cigarettes legitimate?

Yes. Check Cashing & Cigarettes is a registered company, headquartered in 3017 W Capitol Ave, West Sacramento, CA 95691.

Quick Facts

Headquarters
3017 W Capitol Ave, West Sacramento, CA 95691
BBB Accredited
No
Starting Price
Contact provider
Setup Fee
None
Money-Back Guarantee
No

No Website Currently Available

CreditDoc Diagnosis

Doctor's Verdict on Check Cashing & Cigarettes

Check Cashing & Cigarettes is best for unbanked consumers and workers with non-traditional schedules who need immediate check cashing and basic financial transaction services. The main caveat is that the company does not offer credit products, online services, or financial counseling, and customers must call for fee information.

Best For

  • Unbanked and underbanked individuals needing immediate check cashing without bank accounts
  • Workers with non-traditional schedules requiring early morning or weekend financial services
  • Customers sending domestic or international wire transfers and needing quick processing
Updated 2026-04-29

More Check Cashing & Money Services

U

USA Check Center (formerly Check Center)

0.0/5
Contact BBB:

Financial Wellness Guides

Affiliate Disclosure: CreditDoc may earn a commission when you click links to Check Cashing & Cigarettes and other services. These commissions help us maintain our free research. Our editorial team independently evaluates all services. Compensation does not influence our ratings or rankings. Learn more.