No stored Google rating available.
CFSC Checks Cashed Audubon is a check-cashing and financial services location in Manhattan offering money transfers, bill pay, prepaid cards, and currency exchange with extended hours.
Data compiled from public sources
CFSC Checks Cashed Audubon is part of Community Financial Services (CFSC), a multi-location check-cashing and financial services network operating across New York City with over 25 locations in Manhattan and the Bronx. The company operates as a traditional check-cashing storefront focused on serving underbanked and unbanked consumers who need immediate access to funds and alternative financial services.
The Audubon Avenue location offers a comprehensive suite of financial services beyond basic check cashing. Core services include check cashing, money transfers, electronic bill pay, money orders, and ATM access. The location also provides listed services such as prepaid debit cards, prepaid cellular phone services, foreign currency exchange, transit/MetroCard sales, lottery ticket services, coin exchange, tax refund services, and EZ Pass registration. Spanish-language assistance is available on-site.
The Audubon location distinguishes itself through extended operating hours, opening as early as 6:00 AM on weekdays and remaining open until 9:30 PM, with weekend service from 6:00 AM Saturday and 7:15 AM Sunday. This accessibility pattern is consistent across the CFSC network, positioning the company as a convenient alternative to traditional bank hours for working-class and shift-work populations. The breadth of services—combining check cashing with bill payment, money transfers, and government services—creates a one-stop-shop model designed to reduce customer friction.
As a check-cashing service, CFSC operates in a market segment where fee structures are typically opaque and costs can be significant compared to traditional banking. While the website emphasizes convenience and service breadth, it contains no pricing information, fee schedules, or APR disclosures. The lack of regulatory oversight comparable to banks, combined with the company's target demographic of consumers without traditional banking access, suggests this is a convenience-based business model where consumers pay for accessibility and speed rather than rate claims to verify.
This is state-level context for Check Cashing & Money Services consumers in New York, NY. It does not confirm that CFSC Checks Cashed Audubon or this specific location is licensed.
State regulator
New York Department of Financial Services
Consumer protection
Short-term lending status: Banned
General rate context: 16% civil usury; 25% criminal usury; payday lending banned
New York bans payday lending through its 16% civil usury and 25% criminal usury caps. The Department of Financial Services aggressively pursues illegal online payday lenders. Consumers have strong protections under state law and can file complaints with DFS or the Attorney General.
Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.
CFSC Checks Cashed Audubon offers 13 services including Check cashing, Money transfers, Electronic bill pay, Money orders, ATM access, and 8 more.
CFSC Checks Cashed Audubon has profile signals associated with Unbanked or underbanked consumers needing immediate check conversion without bank account, Shift workers and early-morning commuters requiring services outside traditional bank hours, Spanish-speaking consumers seeking bilingual financial service points, Travelers needing foreign currency exchange, money transfers, or wire services without bank relationships.
Key strengths: Extended hours: open 6:00 AM–9:30 PM weekdays, serving early-morning and evening customers; One-stop-shop model combining check cashing, bill pay, money transfers, and ATM access; Foreign currency exchange and specialty services like EZ Pass and transit card sales. Areas to consider: No pricing or fee information disclosed on website; check-cashing fees typically higher than bank alternatives; No mention of identity verification, fraud protection, or security measures.
In the Check Cashing & Money Services category, comparable providers include 10th Avenue Check Cashing Corporation, A & S Foreign Exchange Inc, E Z Money LLC. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.
CreditDoc Profile Note
CFSC Checks Cashed Audubon is best suited for consumers without traditional bank accounts who are researching short-term cash access and financial services during extended hours. Primary caveat: check-cashing services typically charge significant fees (often 2-5% of check value), and this location provides no fee transparency, making it higher in listed-cost context than direct deposit or traditional banking alternatives.
10th Avenue Check Cashing Corp cashes checks, processes money orders, and offers bill payment services in Hell's Kitchen, Manhattan. Open 7 days with convenient midtown location.
Profile signals: Hell's Kitchen residents needing local check-cashing without traveling to other neighborhoods, Customers who need multiple services (check cashing + bill payment + metro cards) at one stop
A & S Foreign Exchange Inc. is a New York-based currency exchange and traveler's check service operating for over 27 years, offering rate claims to verify on major world currencies.
Profile signals: International travelers departing from or returning to the New York area needing currency exchange, Customers requiring physical in-person currency exchange with immediate transactions
Multi-service financial center offering check cashing, payday loans, prepaid cards, and money transfers. Licensed in Iowa, Michigan, Missouri, and North Dakota.
Profile signals: Consumers without traditional bank accounts who need immediate check cashing without fees or holds, Unbanked or underbanked workers in covered states needing occasional emergency cash advances
Answer 3 quick questions to review category, service, and profile context.
1. What's your primary financial goal?
Cash advances are expensive. Here are cheaper, faster ways to cover an emergency expense without getting trapped in a debt cycle.
Read guide →Balance transfer cards can save you money on interest, but fees to verify and deadlines catch people off guard. Here's how to use them the right way.
Read guide →A parent's guide to teaching teenagers about money, credit, and financial decisions before they leave home — covering the skills schools skip.
Read guide →Affiliate Disclosure: CreditDoc may earn a commission when you click links to CFSC Checks Cashed Audubon and other services. These commissions help us maintain our free research. Compensation does not determine whether a provider can be covered; visible star ratings use stored Google review ratings when available. Learn more.