CFSC Checks Cashed 2033 2nd Ave logo

CFSC Checks Cashed 2033 2nd Ave in New York, NY

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CFSC at 2033 2nd Ave is a check-cashing and financial services location offering check cashing, money orders, prepaid debit cards, bill pay, and currency exchange in Manhattan's East Village.

Data compiled from public sources

CFSC Checks Cashed 2033 2nd Ave Review

CFSC (Community Financial Services) operates a network of check-cashing and financial services locations across New York and New Jersey, with the 2033 2nd Ave location serving the East Village neighborhood of Manhattan. This location functions as a comprehensive financial services hub for unbanked and underbanked consumers who need quick access to check cashing and money management tools without traditional banking relationships. The company has been serving the community through multiple locations, with the 2033 2nd Ave branch being one of many CFSC outlets in the New York metropolitan area.

The 2033 2nd Ave location offers a broad range of services including check cashing, money orders, prepaid debit cards, electronic bill pay, ATM access, foreign currency exchange, prepaid cellular phone services, Transit/MetroCard services, lottery ticket sales, coin exchange, EZ Pass, and tax refund services. The location operates extended hours Monday through Friday (6:30 am to 9:00 pm), Saturday (6:30 am to 7:00 pm), and Sunday (8:30 am to 6:00 pm), making services accessible for working individuals and those with non-traditional schedules. Bilingual staff (Se Habla Español) are available, reflecting the diverse demographic of the neighborhood.

This location distinguishes itself through extended operating hours compared to traditional banks, particularly early morning opening times starting at 6:30 am on weekdays. The breadth of services in one location eliminates the need to visit multiple providers for financial errands. The East Village location is positioned centrally within Manhattan, with nearby sister locations on 111th Street, 1869 2nd Ave, and other Manhattan addresses providing redundancy and accessibility within the neighborhood.

As a check-cashing service, this location serves consumers who prefer or need alternatives to traditional banking but should be understood as a transactional financial services provider rather than a full-service bank. While convenient for specific financial needs like check cashing and bill payment, customers should recognize that check-cashing services typically involve fees and do not build credit history or provide the protections of bank deposits. The service is profiled for those with immediate financial needs but is not a long-term wealth-building solution.

Services & Features

ATM access
Check cashing
Coin exchange
EZ Pass services
Electronic bill pay
Foreign currency exchange
Lottery ticket sales and services
Money orders
Prepaid cellular phone services
Prepaid debit cards
Tax refund services
Transit/MetroCard services

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • Extended operating hours (6:30 am opening on weekdays, open 7 days/week including early Sunday hours at 8:30 am)
  • Wide range of services in one location: check cashing, money orders, bill pay, prepaid cards, currency exchange, ATM access, and lottery services
  • Bilingual staff available (Se Habla Español) serving diverse customer base
  • Multiple nearby CFSC locations in Manhattan for convenient access and backup options
  • Early morning availability starting at 6:30 am accommodates working individuals before traditional bank hours
  • listed services like Transit/MetroCard, EZ Pass, and tax refund services not typically found at standard banks
  • Foreign currency exchange available for international financial needs

Cons

  • Check-cashing services typically involve fees that reduce the net amount received, with fees not disclosed on the website
  • Does not build credit history or provide the banking protections of FDIC-insured deposits
  • No mention of competitive fee structures or ability to compare rates with other check-cashing providers
  • Limited information about prepaid debit card terms, fees, or features on the website
  • As a transactional service, does not address long-term financial planning or wealth-building needs

State Consumer Finance Context

This is state-level context for Check Cashing & Money Services consumers in New York, NY. It does not confirm that CFSC Checks Cashed 2033 2nd Ave or this specific location is licensed.

State regulator

New York Department of Financial Services

Money services context in New York

Short-term lending status: Banned

General rate context: 16% civil usury; 25% criminal usury; payday lending banned

New York bans payday lending through its 16% civil usury and 25% criminal usury caps. The Department of Financial Services aggressively pursues illegal online payday lenders. Consumers have strong protections under state law and can file complaints with DFS or the Attorney General.

Key state rules to check

  • Payday lending is banned; civil usury cap of 16% and criminal usury cap of 25% make it illegal.
  • The Department of Financial Services actively enforces against online payday lenders targeting NY residents.
  • Licensed lenders under the Banking Law may charge rates agreed upon for certain loan types.

Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.

Frequently Asked Questions

What services does CFSC Checks Cashed 2033 2nd Ave offer?

CFSC Checks Cashed 2033 2nd Ave offers 12 services including Check cashing, Money orders, Prepaid debit cards, Electronic bill pay, ATM access, and 7 more.

What profile signals are listed for CFSC Checks Cashed 2033 2nd Ave?

CFSC Checks Cashed 2033 2nd Ave has profile signals associated with Unbanked or underbanked consumers who need quick check cashing without a bank account, Individuals working non-traditional hours who need financial services outside standard banking hours, Spanish-speaking residents of Manhattan's East Village requiring bilingual financial services, Consumers needing multiple financial services (bill pay, currency exchange, transit cards) in one location.

What are the strengths and weaknesses of CFSC Checks Cashed 2033 2nd Ave?

Key strengths: Extended operating hours (6:30 am opening on weekdays, open 7 days/week including early Sunday hours at 8:30 am); Wide range of services in one location: check cashing, money orders, bill pay, prepaid cards, currency exchange, ATM access, and lottery services; Bilingual staff available (Se Habla Español) serving diverse customer base. Areas to consider: Check-cashing services typically involve fees that reduce the net amount received, with fees not disclosed on the website; Does not build credit history or provide the banking protections of FDIC-insured deposits.

How does CFSC Checks Cashed 2033 2nd Ave compare to similar companies?

In the Check Cashing & Money Services category, comparable providers include 10th Avenue Check Cashing Corporation, A & S Foreign Exchange Inc, E Z Money LLC. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.

Quick Facts

Headquarters
2033 2nd Ave, New York, NY 10029
BBB Accredited
No
Visit CFSC Checks Cashed 2033 2nd Ave

CreditDoc Profile Note

Research Note on CFSC Checks Cashed 2033 2nd Ave

CFSC at 2033 2nd Ave is profile signals for unbanked consumers and working individuals who need convenient access to check cashing, bill payment, and financial services outside traditional banking hours. The key caveat is that check-cashing services involve fees and do not build credit or provide banking protections—they are transactional solutions for immediate financial needs, not alternatives to building a relationship with a full-service bank or credit union.

Profile Signals

  • Unbanked or underbanked consumers who need quick check cashing without a bank account
  • Individuals working non-traditional hours who need financial services outside standard banking hours
  • Spanish-speaking residents of Manhattan's East Village requiring bilingual financial services
  • Consumers needing multiple financial services (bill pay, currency exchange, transit cards) in one location
Updated 2026-05-08

Similar Companies

10th Avenue Check Cashing Corporation logo

10th Avenue Check Cashing Corporation

10th Avenue Check Cashing Corp cashes checks, processes money orders, and offers bill payment services in Hell's Kitchen, Manhattan. Open 7 days with convenient midtown location.

BBB: NR

Profile signals: Hell's Kitchen residents needing local check-cashing without traveling to other neighborhoods, Customers who need multiple services (check cashing + bill payment + metro cards) at one stop

A & S Foreign Exchange Inc logo

A & S Foreign Exchange Inc

A & S Foreign Exchange Inc. is a New York-based currency exchange and traveler's check service operating for over 27 years, offering rate claims to verify on major world currencies.

BBB: NR

Profile signals: International travelers departing from or returning to the New York area needing currency exchange, Customers requiring physical in-person currency exchange with immediate transactions

E Z Money LLC logo

E Z Money LLC

Multi-service financial center offering check cashing, payday loans, prepaid cards, and money transfers. Licensed in Iowa, Michigan, Missouri, and North Dakota.

BBB: NR

Profile signals: Consumers without traditional bank accounts who need immediate check cashing without fees or holds, Unbanked or underbanked workers in covered states needing occasional emergency cash advances

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Quick Summary

  • CFSC Checks Cashed 2033 2nd Ave is listed as a Check Cashing & Money Services provider in New York, NY on CreditDoc.
  • Use this page to check contact details, location, listed services, review signals, FAQs, and similar providers before deciding what to do next.
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