CCCS of Savannah is a locally-based, non-profit credit counseling organization that has served the Savannah area for over 60 years, helping hundreds of thousands of people address financial difficulties. The organization positions itself as the only locally-based non-profit credit counseling agency in the region, emphasizing community roots and long-term service commitment. The organization offers comprehensive financial counseling services including debt management programs designed to coordinate payment plans with creditors, credit and budget counseling to help clients assess and revise their budgets, housing counseling with certified counselors covering foreclosure avoidance and first-time homebuyer programs, and a "My Virtual Counselor" tool that allows clients to estimate savings from debt management plans before meeting with a counselor.
All initial consultations are offered with no listed cost. CCCS of Savannah distinguishes itself through its non-profit status, certified counselors, judgment-free approach, and emphasis on sustainable financial restoration rather than quick fixes. The website features extensive success stories from clients who successfully paid off significant debt (including one client who eliminated $20,000 in credit card debt over 4 years) and consistently praise the professionalism and courteous service of staff members.
The primary limitation is geographic scope—services appear focused on the Savannah area specifically. Clients should verify licensing and certifications independently.