No stored Google rating available.
Non-profit financial counseling and housing empowerment organization serving low- to moderate-income families across Southeastern PA, NJ, and Delaware with certified financial advisors and direct assistance.
Data compiled from public sources
Clarifi (CCCS of Delaware Valley, Inc.) was founded over 50 years ago and has grown to become Greater Philadelphia's largest provider of financial and housing empowerment services. The organization serves low- and moderate-income residents across Southeastern Pennsylvania, New Jersey, and Delaware with judgment-free, tailored financial guidance. Their mission centers on helping individuals achieve financial resilience and positively impact their communities, operating under the philosophy that everyone deserves access to quality financial resources regardless of income, zip code, or background.
Clarifi offers comprehensive certified financial empowerment counseling, housing success programs, benefits access services, and direct financial assistance. In 2024, they conducted 4,911 counseling sessions for 3,657 households, achieved over 5,100 client milestones, disbursed $1.3 million in grants, secured $6.9 million for essential home repairs, and helped clients reduce an average of $2,978 in debt. Their services are designed to help clients overcome financial crises and build intergenerational wealth through education and supportive interventions.
Clarifi distinguishes itself as a community-focused non-profit with deep regional roots spanning over five decades. They emphasize certified counseling rather than predatory solutions, offer direct grants and repair funding (evidenced by the $6.9 million in home repair assistance), and serve as a genuine community resource rather than a for-profit lender. The organization actively measures impact through specific metrics and client success stories, demonstrating accountability and transparency in their operations.
Clarifi is a legitimate non-profit credit counseling service appropriate for consumers seeking judgment-free financial guidance and housing assistance. However, the website does not detail specific eligibility requirements, pricing for services, response times, or comprehensive service descriptions, making it difficult to assess the full scope of their offerings or potential wait times for counseling sessions.
This is state-level context for Free Help consumers in Jenkintown, PA. It does not confirm that Cccs of Delaware Valley, Inc. Dba Clarifi or this specific location is licensed.
State regulator
Pennsylvania Department of Banking and Securities
Consumer protection
Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.
Cccs of Delaware Valley, Inc. Dba Clarifi offers 11 services including Certified financial empowerment counseling, Housing success and counseling programs, Benefits access services, Direct financial assistance and grants, Essential home repair funding programs, and 6 more.
Cccs of Delaware Valley, Inc. Dba Clarifi has profile signals associated with Low-to-moderate income families in Greater Philadelphia region seeking debt counseling and financial stability, Homeowners needing affordable home repair assistance or housing counseling in PA, NJ, or DE, Individuals overcoming financial crises who want judgment-free, certified counselor guidance, Communities and individuals seeking non-profit financial education and benefits access support.
Key strengths: NFCC-style certified financial empowerment counseling with 50+ years of established community presence; Direct financial assistance: $1.3 million in grants disbursed in 2024 alone; Substantial housing repair funding: secured $6.9 million for essential home repairs in 2024. Areas to consider: Website lacks specific eligibility requirements or income thresholds for services; No information about wait times, appointment availability, or response timelines for counseling requests.
In the Free Help category, comparable providers include Advantage Credit Counseling Service, APM: Community and Economic Development, Financial Opportunity Center, NAC & SCI, Credit Literacy 101. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.
CreditDoc Profile Note
Clarifi is profile signals for low- to moderate-income residents in the Greater Philadelphia region (PA, NJ, DE) seeking judgment-free, certified financial counseling and housing assistance from an established non-profit. The main caveat is that their website provides limited operational details about eligibility, wait times, specific service offerings, and which services carry fees, requiring direct contact for complete information.
Non-profit credit counseling agency offering free debt management, bankruptcy, and housing counseling services. NFCC member with 50+ years serving 400,000+ clients.
Google rating from 61 reviews
Profile signals: Individuals with multiple credit card and unsecured debts seeking structured repayment guidance, First-time homebuyers or homeowners seeking foreclosure prevention counseling
Latino-based non-profit offering community economic development, family services, and financial opportunity programs in Philadelphia since 1970.
Google rating from 12 reviews
Profile signals: Low-income Latino families in Philadelphia seeking integrated financial and social services, Individuals seeking culturally competent, Spanish-language financial counseling and housing assistance
Free financial literacy workshops hosted by the Free Library of Philadelphia in partnership with Citadel, offering credit and money management education to teens and adults.
Google rating from 2 reviews
Profile signals: Philadelphia-area residents aged 15+ seeking foundational credit and money management knowledge, Teens and young adults building financial literacy before major life decisions
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Read guide →Affiliate Disclosure: CreditDoc may earn a commission when you click links to Cccs of Delaware Valley, Inc. Dba Clarifi and other services. These commissions help us maintain our free research. Compensation does not determine whether a provider can be covered; visible star ratings use stored Google review ratings when available. Learn more.