Pawn-Shops · Texas
Rating: 3.9/5
Cash Plus Pawn Burleson, Texas — FirstCash is the leading international pawn store operator with 3,300+ locations across 29 U.S. states, Latin America, ...
FirstCash Holdings, Inc. is a publicly traded consumer finance and retail company headquartered at 1600 West 7th Street, Fort Worth, Texas. Founded as a pawn operator, it has grown into the largest international pawn chain in the world, listed on both the S&P MidCap 400 Index and the Russell 2000 Index, employing approximately 22,000 people across the U.S., Latin America, and the United Kingdom.
The company's core offering is small, non-recourse pawn loans secured by pledged personal property — customers bring in items of value, receive a cash loan, and can reclaim their property upon repayment. If the loan goes unpaid, the customer forfeits only the collateral with no further obligation. Beyond lending, FirstCash operates full retail locations that buy and sell jewelry, electronics, tools, appliances, sporting goods, musical instruments, and general merchandise.
A layaway plan is available with 10% down. Through its wholly owned subsidiary AFF, FirstCash also provides lease-to-own and retail finance payment solutions through a nationwide network of over 15,000 active merchant partner locations.
What distinguishes FirstCash from independent pawn operators is its scale and institutional backing. With more than 3,300 stores spanning 29 U.S. states, Washington D.C., Mexico (all states), Guatemala, Colombia, El Salvador, and the United Kingdom, it offers consistent processes and store infrastructure that smaller competitors cannot match. Its publicly traded status means it is subject to SEC disclosure requirements and investor scrutiny, providing a layer of accountability unusual in the pawn industry.
For cash and credit-constrained consumers, FirstCash can be a practical option when bank credit is unavailable — the non-recourse structure means no debt collection risk if the borrower walks away from the collateral. However, pawn loan effective interest rates are typically very high and are not disclosed on the company website, varying by state regulation. Item valuations are at store discretion and commonly reflect a fraction of retail or resale value.
This is a short-term cash access tool, not a low-cost financing solution, and consumers should explore alternatives before pledging sentimental or high-value items.
Reader-focused summary of the strongest reasons to consider Cash Plus Pawn and the factors most worth weighing before contracting. Individual outcomes depend on your credit situation and goals.
Cash Plus Pawn works best for consumers who value 3,300+ store locations across 29 u.s. states, dc, latin america, and the uk — on and can accept the tradeoff of pawn loan interest rates and fees are not disclosed on the website — rates vary . Compare against similar providers below before signing any contract.
Before signing up with any Pawn Shops provider, review these safeguards:
Match these decision factors against Cash Plus Pawn's profile before committing. This rubric mirrors what independent consumer-finance research typically checks for Pawn Shops providers.
Pawn Shops
11 services listed
1 states
Cash Plus Pawn offers 11 services including Non-recourse pawn loans secured by personal property, Gold, silver, and platinum buying, Retail sales of pre-owned jewelry, electronics, and merchandise, Electronics buying and selling, Tools and appliances buying and selling, and 6 more. Confirm current service list directly with the provider before contracting.
Cash Plus Pawn's profile signals suggest it may fit: Consumers who need fast cash and have jewelry, electronics, or valuables to use as collateral without a credit check; Bargain shoppers looking for used electronics, tools, musical instruments, or jewelry at below-retail prices; Individuals wanting to sell gold, silver, or platinum for immediate cash without waiting for an online buyer; Consumers who need short-term funds and want a no-recourse structure with no risk of debt collection. Individual outcomes vary based on your specific situation.
Key strengths: 3,300+ store locations across 29 U.S. states, DC, Latin America, and the UK — one of the largest physical networks in consumer lending; Non-recourse pawn loans — no credit check required and no debt collection if collateral is forfeited; Gold, silver, and platinum buying for immediate cash on the spot. Areas to consider: Pawn loan interest rates and fees are not disclosed on the website — rates vary by state and are typically high compared to mainstream credit; Item valuations are set at store discretion and frequently come in well below market or resale value.
In the Pawn Shops category, comparable providers include 14k Pawn, A Plus a Pawn Shop, A-Wise Loan & Jewelry. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.
Cash Plus Pawn serves customers in 1 states including Texas. Confirm current service availability in your state directly with the provider.
Listed pricing for Cash Plus Pawn: monthly price: 0; setup fee: 0; money back guarantee: False. Pricing may change — verify current fees directly with the provider before signing any contract.
This is state-level context for Pawn Shops consumers in Texas. It does not confirm that Cash Plus Pawn or this specific location is licensed.
Payday lending in Texas: Legal
Usury cap: 10% for written contracts (18% default); payday/auto title loans regulated as credit access businesses
Texas allows payday and auto title lending through the Credit Access Business model, which lacks state-level fee caps. Several cities have enacted local ordinances to limit loan amounts and rollovers. Consumers can file complaints with the Office of Consumer Credit Commissioner or the Attorney General.
Comparable Pawn Shops providers with similar service scope. Ratings reflect stored review context; verify current licensing and pricing directly before contracting.
14K Pawn is a pawn shop and jewelry buyer located in Highland Park, MI, offering collateral-based loans and precious metals purchasing services.
Rating 4.1/5
Notable: No credit check required—immediate access to cash based on collateral value
A Plus A Pawn Shop offers collateral-based loans at their Los Angeles location on S Alvarado Street, with extended hours and accessible phone contact.
Rating 4.4/5
Notable: Extended hours including Sundays (8 AM - 6 PM) provide accessibility for working customers
Nashville-based pawn shop offering collateral-based loans on jewelry, electronics, instruments, and vehicles with no credit check required. Also buys items o...
Rating 4.4/5
Notable: No credit check required—accessible to those with poor or no credit history
Family-owned pawn shop in Kirkland, WA with locations in Las Vegas, buying gold, jewelry, electronics, and offering collateral-based loans since 2010.
Rating 4.4/5
Notable: GIA-trained appraisers on staff for accurate precious metals and jewelry evaluation
AAA Pawnbrokers of North Miami buys, sells, and pawns gold, jewelry, firearms, and general merchandise. Multi-award-winning shop open 6 days weekly with on-s...
Rating 4.5/5
Notable: Specialized expertise in firearms buying, selling, pawning, and trading with diverse inventory
Memphis-based retailer specializing in firearms, ammunition, and accessories, plus collateral-based loans on items of value with no credit checks required.
Rating 2.5/5
Notable: No credit checks required for loans—accessible to consumers with poor or no credit history
Ace Pawn Shop is a collateral-based lending business located in Columbus, OH's Lincoln Village Shopping Center, offering pawn loans and related financial services.
Rating 4.2/5
Notable: Conveniently located in Lincoln Village Shopping Center with dedicated storefront access
FirstCash is the leading international operator of pawn stores with 3,300+ locations across 29 U.S. states, D.C., UK, and Latin America. They provide pawn lo...
Rating 4.2/5
Notable: Massive network of 3,300+ locations across 29 U.S. states, D.C., UK, and Latin America for convenient access
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Cash Plus Pawn — Pawn Shops in Texas.
Overall rating: 3.9/5
Cash Plus Pawn Burleson, Texas — FirstCash is the leading international pawn store operator with 3,300+ locations across 29 U.S. states, Latin America, ...
Common terms that come up when comparing Pawn Shops providers. Full glossary at creditdoc.co/glossary/.