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Cash Plus Pawn in Burleson, TX

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Cash Plus Pawn Burleson, Texas — FirstCash is the leading international pawn store operator with 3,300+ locations across 29 U.S. states, Latin America, ...

Data compiled from public sources

Cash Plus Pawn Review

FirstCash Holdings, Inc. is a publicly traded consumer finance and retail company headquartered at 1600 West 7th Street, Fort Worth, Texas. Founded as a pawn operator, it has grown into the largest international pawn chain in the world, listed on both the S&P MidCap 400 Index and the Russell 2000 Index, employing approximately 22,000 people across the U.S., Latin America, and the United Kingdom.

The company's core offering is small, non-recourse pawn loans secured by pledged personal property — customers bring in items of value, receive a cash loan, and can reclaim their property upon repayment. If the loan goes unpaid, the customer forfeits only the collateral with no further obligation. Beyond lending, FirstCash operates full retail locations that buy and sell jewelry, electronics, tools, appliances, sporting goods, musical instruments, and general merchandise. A layaway plan is available with 10% down. Through its wholly owned subsidiary AFF, FirstCash also provides lease-to-own and retail finance payment solutions through a nationwide network of over 15,000 active merchant partner locations.

What distinguishes FirstCash from independent pawn operators is its scale and institutional backing. With more than 3,300 stores spanning 29 U.S. states, Washington D.C., Mexico (all states), Guatemala, Colombia, El Salvador, and the United Kingdom, it offers consistent processes and store infrastructure that smaller competitors does not list comparable fields. Its publicly traded status means it is subject to SEC disclosure requirements and investor scrutiny, providing a layer of accountability unusual in the pawn industry.

For cash and credit-constrained consumers, FirstCash can be a practical option when bank credit is unavailable — the non-recourse structure means no debt collection risk if the borrower walks away from the collateral. However, pawn loan effective interest rates are typically very high and are not disclosed on the company website, varying by state regulation. Item valuations are at store discretion and commonly reflect a fraction of retail or resale value. This is a short-term cash access tool, not a low-cost financing solution, and Consumers can compare alternatives before pledging sentimental or high-value items.

Services & Features

Electronics buying and selling
Gold, silver, and platinum buying
In-store merchandise inventory browsing and purchasing
Layaway plan (10% down)
Lease-to-own financing via AFF subsidiary
Musical instruments buying and selling
Non-recourse pawn loans secured by personal property
Retail finance point-of-sale payment solutions (15,000+ merchant locations)
Retail sales of pre-owned jewelry, electronics, and merchandise
Sporting goods buying and selling
Tools and appliances buying and selling

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • 3,300+ store locations across 29 U.S. states, DC, Latin America, and the UK — one of the largest physical networks in consumer lending
  • Non-recourse pawn loans — eligibility claim to verify and no debt collection if collateral is forfeited
  • Gold, silver, and platinum buying for short-term cash access on the spot
  • Layaway plan available with just 10% down for retail purchases
  • Buys and sells a wide range of categories: jewelry, electronics, tools, appliances, sporting goods, musical instruments
  • AFF subsidiary offers lease-to-own financing through 15,000+ retail merchant partner locations
  • Publicly traded on major indexes (S&P MidCap 400, Russell 2000) — financial disclosures and institutional accountability

Cons

  • Pawn loan interest rates and fees are not disclosed on the website — rates vary by state and are typically high compared to mainstream credit
  • Item valuations are set at store discretion and frequently come in well below market or resale value
  • Forfeiting collateral means permanent loss of personal property — irreversible if the borrower cannot repay
  • Store coverage in rural or less-populated U.S. regions may be limited despite the large national footprint
  • Lease-to-own products through AFF carry total costs significantly above item retail price — common critique of the rent-to-own model

State Consumer Finance Context

This is state-level context for Pawn Shops consumers in Burleson, TX. It does not confirm that Cash Plus Pawn or this specific location is licensed.

State regulator

Texas Office of Consumer Credit Commissioner

Money services context in Texas

Short-term lending status: Legal

General rate context: 10% for written contracts (18% default); payday/auto title loans regulated as credit access businesses

Texas allows payday and auto title lending through the Credit Access Business model, which lacks state-level fee caps. Several cities have enacted local ordinances to limit loan amounts and rollovers. Consumers can file complaints with the Office of Consumer Credit Commissioner or the Attorney General.

Key state rules to check

  • Payday and auto title lenders operate as Credit Access Businesses (CABs) arranging loans through third-party lenders.
  • No state cap on CAB fees; effective APRs frequently exceed 500%.
  • Several cities (Austin, Dallas, San Antonio, Houston) have enacted local payday lending ordinances.

Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.

Frequently Asked Questions

What services does Cash Plus Pawn offer?

Cash Plus Pawn offers 11 services including Non-recourse pawn loans secured by personal property, Gold, silver, and platinum buying, Retail sales of pre-owned jewelry, electronics, and merchandise, Electronics buying and selling, Tools and appliances buying and selling, and 6 more.

What profile signals are listed for Cash Plus Pawn?

Cash Plus Pawn has profile signals associated with Consumers who are researching short-term cash access and have jewelry, electronics, or valuables to use as collateral with eligibility claims to verify, Bargain shoppers looking for used electronics, tools, musical instruments, or jewelry at below-retail prices, Individuals wanting to sell gold, silver, or platinum for short-term cash access without waiting for an online buyer, Consumers researching short-term funds and want a no-recourse structure with no risk of debt collection.

What are the strengths and weaknesses of Cash Plus Pawn?

Key strengths: 3,300+ store locations across 29 U.S. states, DC, Latin America, and the UK — one of the largest physical networks in consumer lending; Non-recourse pawn loans — eligibility claim to verify and no debt collection if collateral is forfeited; Gold, silver, and platinum buying for short-term cash access on the spot. Areas to consider: Pawn loan interest rates and fees are not disclosed on the website — rates vary by state and are typically high compared to mainstream credit; Item valuations are set at store discretion and frequently come in well below market or resale value.

How does Cash Plus Pawn compare to similar companies?

In the Pawn Shops category, comparable providers include Gold Star Finance, TitleMax Title Loans, TitleMax Title Loans. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.

Quick Facts

Headquarters
5352 FM1187, Burleson, TX 76028
BBB Accredited
No
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CreditDoc Profile Note

Research Note on Cash Plus Pawn

FirstCash is best suited for consumers who are researching short-term cash access with eligibility claims to verify and are comfortable pledging personal property, or for budget shoppers hunting pre-owned merchandise. The central caveat is cost: pawn loan rates are not published and are typically very high, and item valuations often reflect a significant discount to true market value — making this a last-resort liquidity tool rather than a preferred financing option.

Profile Signals

  • Consumers who are researching short-term cash access and have jewelry, electronics, or valuables to use as collateral with eligibility claims to verify
  • Bargain shoppers looking for used electronics, tools, musical instruments, or jewelry at below-retail prices
  • Individuals wanting to sell gold, silver, or platinum for short-term cash access without waiting for an online buyer
  • Consumers researching short-term funds and want a no-recourse structure with no risk of debt collection
Updated 2026-05-08

Similar Companies

Gold Star Finance logo

Gold Star Finance

Gold Star Finance offers installment signature loans from $200–$1,700 across 68+ Texas locations. Established 1978, they focus on accessible small loans for consumers with imperfect credit.

BBB: NR

Profile signals: Texas residents with poor/fair credit needing $200–$1,700 for immediate expenses, Borrowers seeking installment loans over payday/title loans with longer repayment terms

TitleMax Title Loans logo

TitleMax Title Loans

In Carrollton, TX, TitleMax Title Loans at 2717 E Belt Line Rd provides title-loan profile details with rate claims to verify and flexible repayment terms.

BBB: A+

Profile signals: Vehicle owners with poor or no credit who own a paid-off car or motorcycle and are researching short-term cash access, Borrowers who need provider-stated funding timing and may not meet traditional bank-loan criteria or credit cards

TitleMax Title Loans logo

TitleMax Title Loans

Irving, TX's TitleMax Title Loans at 2720 N Belt Line Rd provides quick title-secured loans for customers researching emergency-cash options.

BBB: A+

Profile signals: Consumers with poor or no credit history who own a paid-off vehicle outright, People needing same-day cash access who cannot qualify for a bank loan or credit card

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Quick Summary

  • Cash Plus Pawn is listed as a Pawn Shops provider in Burleson, TX on CreditDoc.
  • Use this page to check contact details, location, listed services, review signals, FAQs, and similar providers before deciding what to do next.
  • If you need a loan, account, installment option, credit help, or debt support, start with the fit quiz and compare alternatives before contacting a provider.
  • For broader context, continue into the free Credit Fundamentals course or a relevant financial wellness guide.

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