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Cash America Pawn in Wyoming, OH

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Springfield Pike in Wyoming, OH features Cash America Pawn, offering quick cash loans on jewelry, electronics, and personal items.

Data compiled from public sources

Cash America Pawn Review

Cash America Pawn is located at 10090 Springfield Pike in Wyoming, Ohio, operating as a standalone facility in this residential area. The store is conveniently situated for residents of Wyoming, OH and the surrounding suburbs, and maintains regular business hours to serve the community. You'll find the shop open Monday through Friday from 10 AM to 6 PM, with Saturday hours from 10 AM to 5 PM, closed on Sundays.

This Wyoming location specializes in pawn loans, the primary service at Cash America Pawn at Springfield Pike. Whether you are researching short-term cash access for jewelry, electronics, collectibles, or other valuable items, the team at this Wyoming, OH branch can help assess your items and provide competitive quotes. Contact the store directly at +1 513-771-3700 to ask about current rates, item eligibility, or to schedule an appointment.

If you're a Wyoming resident looking for a quick loan with eligibility claims to verify or lengthy applications, this Cash America Pawn location offers a straightforward pawn process. Bring a valid ID and your items for evaluation; the staff will handle the rest. This is your neighborhood pawn shop in Wyoming, OH—convenient, professional, and ready to help when you need cash fast.

Services & Features

Gold and precious metal (gold, silver, platinum) buying at cash prices
Item appraisal and valuation services
Layaway service with 10% down payment option
Lease-to-own consumer finance solutions through AFF subsidiary (15,000+ merchant partners)
Non-credit consumer lending for cash-constrained populations
Non-recourse pawn loans secured by pledged personal property
Online store locator for 2,500+ locations
Point-of-sale payment solutions for technology-driven transactions
Retail buying and selling of jewelry, electronics, tools, appliances, sporting goods, and musical instruments
Retail merchandise sales from pawn inventory

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • eligibility claim to verify—serves unbanked and credit-constrained consumers
  • listed cash-access timing with non-recourse loans (no debt obligation beyond losing collateral)
  • 3,300+ locations across 29 U.S. states, UK, and Latin America with convenient online store locator
  • Buys and sells wide variety of merchandise, creating dual retail and lending profile context
  • Publicly traded company (S&P MidCap 400, Russell 2000) providing corporate stability and transparency
  • Layaway service option with affordable 10% down payment for customers preferring installment purchases
  • listed gold and precious metal buying service with same-day cash payment

Cons

  • Website provides no clear disclosure of interest rates, fees, or loan terms—opacity on true cost of borrowing
  • Customers lose collateral if they cannot repay, making this option risky for irreplaceable personal items
  • Loan amounts are entirely dependent on item appraisal, with no information on how values are determined or whether items can be disputed
  • No mention of consumer-protection context, loan payment plans, or redemption options beyond standard pawn practices
  • Retail-focused merchandising may pressure customers toward purchases they don't need versus purely accessing credit

State Consumer Finance Context

This is state-level context for Pawn Shops consumers in Wyoming, OH. It does not confirm that Cash America Pawn or this specific location is licensed.

State regulator

Ohio Department of Commerce Division of Financial Institutions

Money services context in Ohio

Short-term lending status: Restricted

General rate context: 28% APR cap on short-term loans (HB 123, 2018); 8% general usury

Ohio reformed payday lending in 2018 with HB 123, capping APR at 28% and requiring minimum 91-day terms. A statewide database prevents borrower abuse. The Division of Financial Institutions regulates consumer lenders, and consumers can file complaints with the Division or the Attorney General.

Key state rules to check

  • HB 123 (2018) reformed payday lending with 28% APR cap plus a monthly maintenance fee.
  • Short-term loans capped at $1,000 with minimum term of 91 days.
  • Monthly maintenance fee of up to 10% of original principal (max $30/month).

Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.

Frequently Asked Questions

What services does Cash America Pawn offer?

Cash America Pawn offers 10 services including Non-recourse pawn loans secured by pledged personal property, Retail buying and selling of jewelry, electronics, tools, appliances, sporting goods, and musical instruments, Gold and precious metal (gold, silver, platinum) buying at cash prices, Retail merchandise sales from pawn inventory, Layaway service with 10% down payment option, and 5 more.

What profile signals are listed for Cash America Pawn?

Cash America Pawn has profile signals associated with Consumers with valuable items (jewelry, electronics, tools) researching emergency-cash options without credit approval, Unbanked or credit-constrained individuals seeking immediate liquidity without traditional lending requirements, Those looking to purchase layaway items with 10% down payment structure, Customers seeking to sell gold, silver, or platinum for short-term cash access without lengthy appraisal processes.

What are the strengths and weaknesses of Cash America Pawn?

Key strengths: eligibility claim to verify—serves unbanked and credit-constrained consumers; listed cash-access timing with non-recourse loans (no debt obligation beyond losing collateral); 3,300+ locations across 29 U.S. states, UK, and Latin America with convenient online store locator. Areas to consider: Website provides no clear disclosure of interest rates, fees, or loan terms—opacity on true cost of borrowing; Customers lose collateral if they cannot repay, making this option risky for irreplaceable personal items.

How does Cash America Pawn compare to similar companies?

In the Pawn Shops category, comparable providers include 5th Street Pawn LLC, A & a Pawn Shop, Alliance Loan Company. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.

Quick Facts

Headquarters
10090 Springfield Pike, Wyoming, OH 45215
BBB Accredited
No
Visit Cash America Pawn

CreditDoc Profile Note

Research Note on Cash America Pawn

FirstCash is profile signals for consumers with valuable collateral who are researching short-term cash access without credit approval, offering immediate liquidity through pawn loans across a massive national and international network. The primary caveat is complete lack of website transparency on loan terms, interest rates, and fees—borrowers must visit a physical location or call to understand the true cost, and they risk permanent loss of any pledged item if unable to repay.

Profile Signals

  • Consumers with valuable items (jewelry, electronics, tools) researching emergency-cash options without credit approval
  • Unbanked or credit-constrained individuals seeking immediate liquidity without traditional lending requirements
  • Those looking to purchase layaway items with 10% down payment structure
  • Customers seeking to sell gold, silver, or platinum for short-term cash access without lengthy appraisal processes
Updated 2026-05-08

Similar Companies

5th Street Pawn LLC logo

5th Street Pawn LLC

5th Street Pawn LLC is a pawn shop located in Marysville, Ohio, offering collateral-based loans and buying/selling of merchandise.

BBB: NR

Profile signals: Consumers with short-term cash needs and valuable items to pledge as collateral, Individuals with poor credit who cannot access traditional bank loans

A & a Pawn Shop logo

A & a Pawn Shop

A & A Pawn Shop in Lancaster, OH offers collateral-based loans and pawn services. Located on N Memorial Drive with phone support available.

BBB: NR

Profile signals: Local Lancaster residents researching short-term cash access against valuable collateral, Consumers without credit history or poor credit seeking collateral-based loans

Alliance Loan Company logo

Alliance Loan Company

Licensed pawn shop operating two Northeast Ohio locations since 1990, buying, selling, and lending against jewelry, firearms, instruments, tools, and other valuables.

BBB: NR

Profile signals: Consumers with items of value who are researching short-term cash access and can redeem collateral, Buyers seeking discounted used merchandise and name-brand goods at below-retail prices

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Quick Summary

  • Cash America Pawn is listed as a Pawn Shops provider in Wyoming, OH on CreditDoc.
  • Use this page to check contact details, location, listed services, review signals, FAQs, and similar providers before deciding what to do next.
  • If you need a loan, account, installment option, credit help, or debt support, start with the fit quiz and compare alternatives before contacting a provider.
  • For broader context, continue into the free Credit Fundamentals course or a relevant financial wellness guide.

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