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Watauga, TX's Cash America Pawn at 6628 Watauga Rd offers quick pawn loans and merchandise sales.
Data compiled from public sources
Cash America Pawn is located at 6628 Watauga Rd in Watauga, TX, operating as a standalone pawn shop in the heart of the city. The Watauga location is open Monday through Friday from 9 AM to 7 PM, Saturday from 9 AM to 6 PM, and closed on Sundays, making it convenient for residents and visitors to access pawn services during weekday and weekend hours.
At the Watauga Cash America Pawn, you can pawn jewelry, electronics, musical instruments, tools, and other valuable items for short-term cash access. The staff provides fair evaluations and competitive loan terms based on your items' condition and current market value. For inquiries about pawn loans, selling items, or merchandise availability, call +1 817-428-7296 to speak with the team directly.
If you are researching short-term cash access in Watauga and have valuables to pawn, bring a valid photo ID and your items for assessment. Cash America Pawn serves as a reliable option for residents facing unexpected expenses or looking to unlock value from items they no longer need.
This is state-level context for Pawn Shops consumers in Watauga, TX. It does not confirm that Cash America Pawn or this specific location is licensed.
State regulator
Texas Office of Consumer Credit Commissioner
Consumer protection
Short-term lending status: Legal
General rate context: 10% for written contracts (18% default); payday/auto title loans regulated as credit access businesses
Texas allows payday and auto title lending through the Credit Access Business model, which lacks state-level fee caps. Several cities have enacted local ordinances to limit loan amounts and rollovers. Consumers can file complaints with the Office of Consumer Credit Commissioner or the Attorney General.
Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.
Cash America Pawn offers 9 services including Pawn loans secured by pledged personal property (jewelry, electronics, tools, appliances, sporting goods, musical instruments), Retail sales of new and pawned merchandise inventory, Gold, silver, and platinum buying at cash-on-spot rates, Layaway service with 10% down payment option, Store locator tool for finding nearby locations, and 4 more.
Cash America Pawn has profile signals associated with Individuals who are researching short-term cash access and have valuable personal property to pledge as collateral, Credit-constrained or unbanked consumers unable to qualify for traditional personal loans or credit, People seeking quick, short-term liquidity with eligibility claims to verify or lengthy application processes, Buyers seeking discounted merchandise and those interested in layaway purchases with manageable down payments.
Key strengths: Over 3,300 locations across 29 U.S. states, UK, and Latin America for broad accessibility; Non-recourse loans—borrower liability is limited to the pledged collateral, no personal stated terms; short-term cash access with eligibility and income-verification claims to verify required. Areas to consider: Pawn loans typically carry higher effective interest rates compared to traditional personal loans or credit lines; Risk of losing personal property if unable to repay the loan within the agreement period.
In the Pawn Shops category, comparable providers include Gold Star Finance, TitleMax Title Loans, TitleMax Title Loans. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.
CreditDoc Profile Note
FirstCash is profile signals for cash-constrained individuals with valuable possessions who need immediate funds and may not meet traditional credit criteria. The primary caveat is that pawn loans are collateral-dependent, carry higher effective costs than alternatives, and provide no credit-building benefit—they are short-term liquidity solutions, not paths to improved creditworthiness.
Gold Star Finance offers installment signature loans from $200–$1,700 across 68+ Texas locations. Established 1978, they focus on accessible small loans for consumers with imperfect credit.
Profile signals: Texas residents with poor/fair credit needing $200–$1,700 for immediate expenses, Borrowers seeking installment loans over payday/title loans with longer repayment terms
In Carrollton, TX, TitleMax Title Loans at 2717 E Belt Line Rd provides title-loan profile details with rate claims to verify and flexible repayment terms.
Profile signals: Vehicle owners with poor or no credit who own a paid-off car or motorcycle and are researching short-term cash access, Borrowers who need provider-stated funding timing and may not meet traditional bank-loan criteria or credit cards
Irving, TX's TitleMax Title Loans at 2720 N Belt Line Rd provides quick title-secured loans for customers researching emergency-cash options.
Profile signals: Consumers with poor or no credit history who own a paid-off vehicle outright, People needing same-day cash access who cannot qualify for a bank loan or credit card
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