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Universal City, TX location of Cash America Pawn at 1905 Pat Booker Rd provides pawn services with convenient weekday and weekend hours.
Data compiled from public sources
Cash America Pawn is located at 1905 Pat Booker Rd in Universal City, TX, providing accessible pawn services to residents and visitors in this San Antonio-area community. The Universal City branch operates Monday through Saturday from 9 AM to 7 PM, with Sunday hours from 11 AM to 5 PM, making it convenient for weekday errands or weekend transactions.
This Universal City, TX location offers in-person pawn transactions, cash advances on personal valuables, and financial flexibility for customers seeking quick access to funds. Contact the Universal City branch directly at +1 210-658-0859 for specific services, current rates, or to discuss what items you can pawn.
If you're a Universal City resident looking for a pawn shop, bring a valid government-issued ID and your items for evaluation. Cash America Pawn has been serving communities across the region with straightforward pawn services and fair evaluations.
This is state-level context for Pawn Shops consumers in Universal City, TX. It does not confirm that Cash America Pawn or this specific location is licensed.
State regulator
Texas Office of Consumer Credit Commissioner
Consumer protection
Short-term lending status: Legal
General rate context: 10% for written contracts (18% default); payday/auto title loans regulated as credit access businesses
Texas allows payday and auto title lending through the Credit Access Business model, which lacks state-level fee caps. Several cities have enacted local ordinances to limit loan amounts and rollovers. Consumers can file complaints with the Office of Consumer Credit Commissioner or the Attorney General.
Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.
Cash America Pawn offers 9 services including Pawn loans secured by pledged personal property, Gold and precious metal buying with immediate cash payment, Retail sales of jewelry, electronics, tools, appliances, and sporting goods, Layaway services with 10% down payment requirement, Merchandise buying for items of value, and 4 more.
Cash America Pawn has profile signals associated with Consumers with short-term cash needs who lack access to traditional credit or banking services, Individuals with items of value (jewelry, electronics, instruments) they're willing to pledge as collateral, People seeking short-term cash access with eligibility claims to verify or lengthy application processes, Bargain shoppers looking for discounted used merchandise like electronics, tools, and sporting goods.
Key strengths: 3,300+ locations across 29 U.S. states, D.C., UK, Mexico, Guatemala, Colombia, and El Salvador for high availability; Non-recourse pawn loans—borrower cannot be pursued for deficiency if item sells for less than loan amount; eligibility claim to verify for pawn loans; based solely on collateral value. Areas to consider: Pawn loans carry interest costs that make them expensive compared to traditional credit or personal loans; Risk of losing pledged personal property if loan is not repaid by maturity date.
In the Pawn Shops category, comparable providers include Gold Star Finance, TitleMax Title Loans, TitleMax Title Loans. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.
CreditDoc Profile Note
FirstCash is profile signals for unbanked or underbanked consumers researching short-term cash access who have items of value to pledge as collateral, or for budget-conscious shoppers seeking used merchandise. The main caveat is that pawn loans are expensive short-term borrowing products with forfeiture risk—they should only be used when no other credit options exist and borrowers can confidently repay within the loan term.
Gold Star Finance offers installment signature loans from $200–$1,700 across 68+ Texas locations. Established 1978, they focus on accessible small loans for consumers with imperfect credit.
Profile signals: Texas residents with poor/fair credit needing $200–$1,700 for immediate expenses, Borrowers seeking installment loans over payday/title loans with longer repayment terms
In Carrollton, TX, TitleMax Title Loans at 2717 E Belt Line Rd provides title-loan profile details with rate claims to verify and flexible repayment terms.
Profile signals: Vehicle owners with poor or no credit who own a paid-off car or motorcycle and are researching short-term cash access, Borrowers who need provider-stated funding timing and may not meet traditional bank-loan criteria or credit cards
Irving, TX's TitleMax Title Loans at 2720 N Belt Line Rd provides quick title-secured loans for customers researching emergency-cash options.
Profile signals: Consumers with poor or no credit history who own a paid-off vehicle outright, People needing same-day cash access who cannot qualify for a bank loan or credit card
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