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Part of the Cash America Pawn chain · locations
Cash America Pawn in Shively, KY
Shively, KY's Cash America Pawn at 4131 Dixie Hwy offers quick cash loans on valuables with convenient weekday and Saturday hours.
Data compiled from public sources · Rating from CreditDoc methodology
Cash America Pawn Review
Cash America Pawn is located at 4131 Dixie Hwy in Shively, KY, serving the community with a straightforward pawn shop operation. This standalone location operates Monday through Friday from 10 AM to 7 PM, with Saturday hours from 10 AM to 6 PM, giving Shively residents easy weekday and weekend access.
At this Shively location, you can pawn items of value—jewelry, electronics, musical instruments, and other goods—for immediate cash. The staff can provide quotes on your items and walk you through the pawn process. Contact them at +1 502-448-9581 to ask about specific items or get a quick estimate before visiting.
If you're a Shively, KY resident needing quick cash, bring a valid ID and the item you want to pawn—the process is typically completed on the spot. This Shively pawn shop is convenient for anyone in the area looking for straightforward transactions without lengthy approval processes.
Services & Features
Gold, silver, and platinum buying at market prices
Item valuation and appraisal services in-store
Layaway plans with 10% down payment for merchandise purchases
Lease-to-own payment solutions through subsidiary AFF network (15,000+ merchant partners)
Non-recourse pawn loans secured by personal property
Online inventory browsing and merchandise search
Pawn loan FAQs and educational resources
Point-of-sale payment solutions for merchants
Retail sales of jewelry, electronics, tools, appliances, sporting goods, and musical instruments
Same-day cash disbursement upon loan approval
Store locator tool to find nearby locations
Feature Checklist
Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection
Pros & Cons
Pros
- Over 3,300 locations across 29 U.S. states, D.C., UK, and Latin America provides exceptional accessibility
- No credit check required for pawn loans—immediate approval based on collateral value alone
- Instant cash disbursement on same day after item evaluation
- Non-recourse loans mean you're never pursued for deficiency if item sells for less than loan amount
- Wide variety of accepted merchandise (jewelry, electronics, tools, appliances, instruments, sporting goods)
- Layaway service allows purchasing items with only 10% down payment, building savings discipline
- Buys gold, silver, and platinum at spot prices for immediate cash conversion
- Publicly traded company (S&P MidCap 400, Russell 2000) indicates regulatory oversight and financial stability
Cons
- Interest rates and loan terms not disclosed on website—rates vary by state and are typically higher than traditional bank loans
- Risk of losing collateral permanently if loan isn't repaid before redemption period expires
- Pawn loans are short-term solutions (typically 30-90 days) and not suitable for long-term financing needs
- Store inventory varies significantly by location, limiting what can be purchased or pawned at any given store
- No online loan application or redemption process mentioned—requires in-person store visits
Rating Breakdown
Value 5.0
Effectiveness 3.5
Customer Service 3.7
Transparency 3.5
Ease of Use 3.9
Frequently Asked Questions
Is Cash America Pawn legitimate?
Yes. Cash America Pawn is a registered company, headquartered in 4131 Dixie Hwy, Shively, KY 40216.
Quick Facts
- Headquarters
- 4131 Dixie Hwy, Shively, KY 40216
- BBB Accredited
- No
- Starting Price
- Contact provider
- Setup Fee
- None
- Money-Back Guarantee
- No
CreditDoc Diagnosis
Doctor's Verdict on Cash America Pawn
FirstCash is best for credit-constrained consumers with valuable personal property who need immediate cash and can afford to lose their collateral if unable to repay within the redemption period. The critical caveat is that pawn loans carry undisclosed interest rates (varying by state), are inherently short-term solutions, and result in permanent loss of pledged items if not redeemed—making them a stopgap measure rather than a sustainable financing strategy.
Best For
- Unbanked or credit-constrained consumers who need fast cash without credit checks
- People with valuable personal property (jewelry, electronics, instruments) they're willing to temporarily pledge
- Consumers seeking short-term bridge loans between paychecks or unexpected expenses
- Bargain hunters looking to purchase discounted used merchandise (jewelry, electronics, tools)
Updated 2026-04-29
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