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Cash America Pawn in Raytown, MO

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Raytown, MO Cash America Pawn at 9919 E 350 Hwy offers quick loans against personal items like jewelry, electronics, and collectibles.

Data compiled from public sources

Cash America Pawn Review

Cash America Pawn in Raytown, MO is located at 9919 E 350 Hwy, a convenient standalone shop in the Raytown area. The location is open Monday through Friday from 9 AM to 7 PM, with Saturday hours 9 AM to 4 PM, and closed Sundays.

At the 9919 E 350 Hwy location in Raytown, this shop provides pawn loans, allowing you to borrow money by leaving collateral like jewelry, watches, electronics, guitars, and other valuable items. The knowledgeable staff can assess your items on the spot and provide a quote. Contact this Raytown branch at 816-358-6363 for questions about what you can pawn or to ask about current inventory.

If you're in Raytown, MO and are researching short-term cash access with eligibility claims to verify, Cash America Pawn is a practical option. Bring a valid ID, and staff will evaluate your items and complete the transaction quickly. Whether you need short-term funds or are looking to buy pre-owned items, this local Raytown pawn shop can help.

Services & Features

Consumer privacy protections and terms of use documentation
Gold, silver, and precious metals buying services
Inventory browsing and shopping online
Layaway service with 10% down payment option
Lease-to-own and retail finance payment solutions through AFF subsidiary
Non-recourse pawn loans secured by personal property
Over 15,000 active retail merchant partner payment processing locations
Pawn FAQ educational resources
Retail sales of jewelry, electronics, tools, appliances, sporting goods, and musical instruments
Store locator tool for finding nearest FirstCash location

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • Non-recourse loans mean borrower liability is limited to the pledged collateral only
  • short-term cash access payment on the spot for items sold and pawn loans funded same-day
  • Accepts diverse collateral including jewelry, electronics, tools, instruments, and appliances
  • 3,300+ locations across 29 U.S. states plus UK and Latin America for accessibility
  • Layaway service with only 10% down payment for consumers wanting to purchase items gradually
  • eligibility claim to verify or income verification required for pawn loans
  • Specializes in serving cash and credit-constrained consumers with established nationwide network
  • Operates as publicly-traded company (S&P MidCap 400 and Russell 2000 component) providing financial transparency

Cons

  • Loses personal property permanently if pawn loan is not repaid within the loan period
  • Interest rates and loan terms not published on website—must visit individual stores for pricing transparency
  • Pawn loans typically have short repayment periods that may be difficult for consumers with ongoing cash constraints
  • Value offered for pledged items may be significantly below retail or fair market value
  • Stores may decline items based on condition, market demand, or individual location inventory needs

State Consumer Finance Context

This is state-level context for Pawn Shops consumers in Raytown, MO. It does not confirm that Cash America Pawn or this specific location is licensed.

State regulator

Missouri Division of Finance

Money services context in Missouri

Short-term lending status: Legal

General rate context: No cap for licensed lenders; payday loans capped at $500 with fees up to $75

Missouri allows payday lending with relatively permissive regulations including up to 6 renewals. The fee cap of 75% of the loan amount results in very high effective APRs. The Division of Finance regulates consumer lenders, and complaints can be filed with the Division or the Attorney General.

Key state rules to check

  • Payday loans capped at $500 with maximum fee of 75% of the original loan amount.
  • Maximum loan term is 14-31 days.
  • Borrowers may renew up to 6 times, but principal must decrease by 5% with each renewal.

Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.

Frequently Asked Questions

What services does Cash America Pawn offer?

Cash America Pawn offers 10 services including Non-recourse pawn loans secured by personal property, Retail sales of jewelry, electronics, tools, appliances, sporting goods, and musical instruments, Gold, silver, and precious metals buying services, Layaway service with 10% down payment option, Lease-to-own and retail finance payment solutions through AFF subsidiary, and 5 more.

What profile signals are listed for Cash America Pawn?

Cash America Pawn has profile signals associated with Consumers who are researching short-term cash access and have valuable personal property to pledge as collateral, Unbanked and underbanked individuals without access to traditional credit or bank loans, People seeking short-term loans with eligibility and income-verification claims to verify requirements, Individuals who want to purchase items through layaway with minimal down payment.

What are the strengths and weaknesses of Cash America Pawn?

Key strengths: Non-recourse loans mean borrower liability is limited to the pledged collateral only; short-term cash access payment on the spot for items sold and pawn loans funded same-day; Accepts diverse collateral including jewelry, electronics, tools, instruments, and appliances. Areas to consider: Loses personal property permanently if pawn loan is not repaid within the loan period; Interest rates and loan terms not published on website—must visit individual stores for pricing transparency.

How does Cash America Pawn compare to similar companies?

In the Pawn Shops category, comparable providers include 23rd Street Pawn, Alpha Pawn & Jewelry, American Gold Mine. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.

Quick Facts

Headquarters
9919 E 350 Hwy, Raytown, MO 64133
BBB Accredited
No
Visit Cash America Pawn

CreditDoc Profile Note

Research Note on Cash America Pawn

FirstCash is profile signals for unbanked and underbanked consumers who are researching short-term cash access and have valuable personal property to pledge as collateral. The main caveat is that failure to repay the pawn loan results in permanent loss of the pledged item, and interest rates and loan terms vary by individual store location with no published pricing available upfront.

Profile Signals

  • Consumers who are researching short-term cash access and have valuable personal property to pledge as collateral
  • Unbanked and underbanked individuals without access to traditional credit or bank loans
  • People seeking short-term loans with eligibility and income-verification claims to verify requirements
  • Individuals who want to purchase items through layaway with minimal down payment
Updated 2026-05-08

Similar Companies

23rd Street Pawn logo

23rd Street Pawn

23rd Street Pawn is a pawn shop offering collateral-based loans against personal items like jewelry, electronics, and valuables with quick funding and eligibility claims to verify.

BBB: NR

Profile signals: Individuals facing genuine emergencies who need cash within hours and have no other options, People with damaged credit or no credit history unable to access traditional lenders

Alpha Pawn & Jewelry logo

Alpha Pawn & Jewelry

Alpha Pawn & Jewelry is a pawn shop offering collateral-based loans and buying services for jewelry, electronics, and other valuables with quick funding.

BBB: NR

Profile signals: Customers with poor or no credit history researching short-term cash access, People with valuable jewelry or electronics seeking immediate liquidity

American Gold Mine logo

American Gold Mine

Family-owned pawn shop with 35+ years operating three Missouri locations. Buys, sells, and loans against jewelry, electronics, tools, firearms, and collectibles.

BBB: NR

Profile signals: Consumers researching short-term cash access who own items of value and have no other short-term borrowing options, Bargain hunters and resale shoppers seeking discounted jewelry, tools, electronics, or musical instruments

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Quick Summary

  • Cash America Pawn is listed as a Pawn Shops provider in Raytown, MO on CreditDoc.
  • Use this page to check contact details, location, listed services, review signals, FAQs, and similar providers before deciding what to do next.
  • If you need a loan, account, installment option, credit help, or debt support, start with the fit quiz and compare alternatives before contacting a provider.
  • For broader context, continue into the free Credit Fundamentals course or a relevant financial wellness guide.

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