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Miami's Cash America Pawn at 1431 SW 107th Ave offers quick pawn loans and sales of secondhand merchandise.
Data compiled from public sources
Cash America Pawn at 1431 SW 107th Ave in Miami, FL is a standalone pawn shop in the Westchester area. The location operates Monday through Saturday from 9 AM to 6 PM, providing convenient access for Miami residents and visitors seeking short-term cash access or quality merchandise.
At this Miami location, you can pawn items like jewelry, electronics, musical instruments, and tools, or browse pre-owned merchandise for purchase. Call +1 305-225-4242 to inquire about current inventory, appraisals, or loan terms. The staff here offers personalized service for each customer's unique situation.
If you're in Miami and are researching short-term cash access or looking for deals on secondhand items, bring a valid ID and the item you wish to pawn or sell. Cash America Pawn has served pawn shoppers for years with fair evaluations and listed transactions.
This is state-level context for Pawn Shops consumers in Miami, FL. It does not confirm that Cash America Pawn or this specific location is licensed.
State regulator
Florida Office of Financial Regulation
Consumer protection
Short-term lending status: Legal
General rate context: 18% for loans under $500,000; 25% criminal usury threshold; payday loans regulated separately
Florida allows payday lending with notable consumer protections including a statewide database preventing multiple simultaneous loans, a $500 cap, and a 24-hour cooling-off period. The Office of Financial Regulation oversees all consumer lenders. Consumers can file complaints online through the OFR or the Attorney General.
Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.
Cash America Pawn offers 10 services including Pawn loans—non-recourse loans secured by pledged personal property (jewelry, electronics, tools, appliances, instruments, sporting goods), Gold and precious metals buying—cash payment for gold, silver, and platinum items on the spot, Retail sales—wide variety of merchandise including electronics, jewelry, tools, appliances, sporting goods, and musical instruments, Layaway service—purchase items with 10% down payment and affordable installment plan, Store locator—find nearest FirstCash location among 3,300+ stores, and 5 more.
Cash America Pawn has profile signals associated with Cash-constrained consumers needing immediate funds ($100-$5,000+) with eligibility claims to verify or approval delays, People with valuable items (jewelry, electronics, tools, instruments) they can temporarily pledge for short-term loans, Budget-conscious shoppers seeking affordable merchandise or layaway purchases with minimal down payment (10%), Unbanked and underbanked consumers unable to qualify for traditional bank loans or credit products.
Key strengths: 3,300+ locations across 29 U.S. states, DC, UK, and Latin America—high listed geographic availability and convenience; Non-recourse pawn loans—borrowers cannot be sued for deficiency if items are forfeited, limiting personal liability; short-term cash access on the spot for gold, jewelry, electronics, and other merchandise with eligibility claims to verify. Areas to consider: Pawn loans tied to collateral resale value, not borrower need—loan amounts often significantly lower than requested; Losing pledged items if loan cannot be repaid within loan term—results in permanent loss of personal property.
In the Pawn Shops category, comparable providers include InstaLoan, Pawn Jewelry - Orlando, FL, Pawn Jewelry - Tampa, FL. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.
CreditDoc Profile Note
FirstCash is profile signals for cash-constrained and unbanked consumers who own valuable collateral and need immediate funds without credit approval. The main caveat is that pawn loans are expensive short-term borrowing—they should only be used for emergencies when other options are unavailable, not as primary financing, and borrowers must accept potentially losing pledged items if unable to repay within the loan term.
Brandon, FL is served by InstaLoan's pawn shop at 1403 W Brandon Blvd, open Mon-Sat for short-term cash access loans and asset sales.
Profile signals: Florida or Georgia residents with bad or no credit who need cash within the same day, Vehicle owners with a clear title (no active financing) who need to borrow against it without surrendering the car
Diamond Banc Orlando offers collateral loans and outright purchases for fine jewelry, diamonds, and luxury watches, charging 2.5%/month with no setup fees or prepayment penalties.
Profile signals: Luxury jewelry owners who need fast liquidity without permanently selling their pieces, Rolex or designer watch owners seeking higher loan amounts than traditional pawn shops offer
Diamond Banc Tampa offers collateral-based equity loans and outright purchases of fine jewelry, diamonds, and luxury watches — a premium alternative to traditional pawn shops.
Profile signals: Owners of high-value fine jewelry or luxury watches ($50,000+) who need fast short-term liquidity, Borrowers who cannot or prefer not to use their credit profile to qualify for a loan
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