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Miami, FL's Cash America Pawn on Bird Rd offers fast pawn loans and buying services for jewelry, electronics, and collectibles.
Data compiled from public sources
Cash America Pawn on Bird Rd in Miami, FL is a standalone pawn shop conveniently located in the city's central retail area. The store is open Monday through Saturday from 9 AM to 6 PM, closed Sundays, making it accessible for Miami residents and visitors stopping by during their errands. With straightforward parking access and a welcoming interior, this Bird Rd location serves customers seeking short-term cash-access services in FL.
At this Miami location, you can pawn or sell jewelry, electronics, musical instruments, tools, watches, and collectibles for short-term cash access. The shop evaluates items on-site and offers competitive loan terms with eligibility claims to verify. For questions about current pawn rates, accepted items, or estimated values for what you're bringing, call +1 305-551-0787 to reach the Bird Rd location directly.
If you're a Miami resident researching short-term cash access without a lengthy application process, this pawn shop on Bird Rd is a practical neighborhood option. Bring a valid ID and your item for a straightforward in-person evaluation. Cash America Pawn has been serving Miami customers with fair valuations and listed lending terms.
This is state-level context for Pawn Shops consumers in Miami, FL. It does not confirm that Cash America Pawn or this specific location is licensed.
State regulator
Florida Office of Financial Regulation
Consumer protection
Short-term lending status: Legal
General rate context: 18% for loans under $500,000; 25% criminal usury threshold; payday loans regulated separately
Florida allows payday lending with notable consumer protections including a statewide database preventing multiple simultaneous loans, a $500 cap, and a 24-hour cooling-off period. The Office of Financial Regulation oversees all consumer lenders. Consumers can file complaints online through the OFR or the Attorney General.
Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.
Cash America Pawn offers 10 services including Pawn loans secured by personal property (non-recourse), Retail sales of jewelry, electronics, tools, appliances, and sporting goods, Gold and precious metals buying with cash-on-the-spot payment, Layaway service with 10% down payment plans, Musical instrument buying and selling, and 5 more.
Cash America Pawn has profile signals associated with Consumers researching short-term cash access who have valuable items to pledge and want to avoid traditional credit, Individuals without established credit history or access to bank loans who need short-term funding, People shopping for discounted merchandise, electronics, or jewelry at pawn retail locations, Those with gold, silver, or platinum items they can sell for short-term cash needs.
Key strengths: Over 3,300 pawn store locations providing convenient access across 29 U.S. states, DC, UK, and Latin America; Non-recourse pawn loans mean borrowers are not personally liable beyond forfeiture of pledged collateral; short-term cash access with on-the-spot payments for items sold and immediate loan funding. Areas to consider: Risk of losing valuable personal property if pawn loan cannot be repaid by maturity date; Pawn loans require physical collateral with meaningful resale value, limiting accessibility for those without valuable items.
In the Pawn Shops category, comparable providers include InstaLoan, Pawn Jewelry - Orlando, FL, Pawn Jewelry - Tampa, FL. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.
CreditDoc Profile Note
FirstCash is profile signals for consumers facing short-term cash needs who own valuable collateral and want to avoid traditional credit channels, but should understand they risk losing pledged items if unable to repay. The service is a legitimate short-term liquidity solution rather than a credit-building or long-term financial strategy.
Brandon, FL is served by InstaLoan's pawn shop at 1403 W Brandon Blvd, open Mon-Sat for short-term cash access loans and asset sales.
Profile signals: Florida or Georgia residents with bad or no credit who need cash within the same day, Vehicle owners with a clear title (no active financing) who need to borrow against it without surrendering the car
Diamond Banc Orlando offers collateral loans and outright purchases for fine jewelry, diamonds, and luxury watches, charging 2.5%/month with no setup fees or prepayment penalties.
Profile signals: Luxury jewelry owners who need fast liquidity without permanently selling their pieces, Rolex or designer watch owners seeking higher loan amounts than traditional pawn shops offer
Diamond Banc Tampa offers collateral-based equity loans and outright purchases of fine jewelry, diamonds, and luxury watches — a premium alternative to traditional pawn shops.
Profile signals: Owners of high-value fine jewelry or luxury watches ($50,000+) who need fast short-term liquidity, Borrowers who cannot or prefer not to use their credit profile to qualify for a loan
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