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Memphis, TN's Cash America Pawn at 3305 Austin Peay Hwy offers fast cash loans on valuables.
Data compiled from public sources
Cash America Pawn operates at 3305 Austin Peay Hwy in Memphis, TN. This Memphis location is open Monday through Friday from 10 AM to 6 PM, and Saturdays from 10 AM to 5 PM; the shop is closed Sundays. As a standalone location, the Memphis storefront offers convenient access for local residents seeking collateral-based loans.
At this Austin Peay Hwy location, Cash America Pawn provides short-term cash access loans in exchange for collateral, buying and trading gold, jewelry, electronics, and other valuables. Customers can call 901-377-4912 to inquire about loan amounts, bring items for appraisal, or ask about current cash values. The Memphis store specializes in quick evaluations and fair pricing for items brought in from across the area.
If you're a Memphis resident researching short-term cash access, bring a valid ID and the items you'd like to pawn or sell to the Austin Peay location. Cash America Pawn evaluates items on-site and processes loans immediately, making it profiled for unexpected expenses. Whether you're selling jewelry or using collateral for a short-term loan, the friendly staff at this Memphis pawn shop handles the transaction professionally.
This is state-level context for Pawn Shops consumers in Memphis, TN. It does not confirm that Cash America Pawn or this specific location is licensed.
State regulator
Tennessee Department of Financial Institutions
Consumer protection
Short-term lending status: Legal
General rate context: 24% for consumer finance loans; payday loans regulated under Deferred Presentment Act
Tennessee allows payday lending with a $500 cap and 15% fee limit. Borrowers are limited to two simultaneous loans. The Department of Financial Institutions regulates all consumer lenders, and complaints can be filed with the Department or the Attorney General.
Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.
Cash America Pawn offers 10 services including Pawn loans secured by personal property pledges, Retail sales of jewelry, electronics, tools, appliances, sporting goods, and musical instruments, Gold, silver, and precious metals buying at spot rates with cash payment, Layaway service with 10% down payment option, Used merchandise retail sales from store inventory, and 5 more.
Cash America Pawn has profile signals associated with Consumers with valuable collateral and short-term cash needs who lack access to traditional credit, Those seeking short-term liquidity with eligibility claims to verify or impact on credit scores, Individuals buying merchandise who prefer layaway over upfront payment or credit cards, Sellers of gold, jewelry, or electronics seeking short-term cash access without consignment wait times.
Key strengths: Massive 3,300+ store network across 29 U.S. states and international locations, ensuring accessibility; Non-recourse pawn loans require eligibility claim to verify, income verification, or employment history; Instant cash offers—customers get paid on the spot for items purchased or pawned. Areas to consider: Website discloses no specific interest rates, loan terms, or fees, making cost comparison impossible before visiting a store; Risk of losing valuable personal property permanently if unable to repay the pawn loan.
In the Pawn Shops category, comparable providers include Accent Jewelers & Loans, Cash America Pawn, TitleMax Title Loans. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.
CreditDoc Profile Note
FirstCash is profile signals for consumers who own valuable items and are researching short-term cash access but lack access to traditional credit products. The critical caveat is that pawn loans carry inherent risk of asset loss and represent a high-cost borrowing option; this service should only be used when the borrower can afford losing the pledged item and has exhausted lower-cost alternatives.
Memphis-based jewelry buyer and collateral lender offering same-day cash for gold, silver, diamonds, and fine jewelry with eligibility claim to verify.
Profile signals: Individuals researching short-term cash access who own jewelry, watches, or precious metals and want to avoid credit checks, Memphis residents looking to sell gold, silver, diamonds, or valuables without appointment hassle
Memphis, TN's Cash America Pawn at 2421 Covington Pike offers short-term cash access for jewelry, electronics, and collectibles.
Profile signals: Consumers researching short-term cash access who own valuable collateral (jewelry, electronics, instruments), People with poor credit or no credit history unable to qualify for traditional personal loans
Arlington, TN's TitleMax Title Loans at 8939 US-64 offers title-loan profile details with same-day cash funding for local residents.
Profile signals: Consumers with a fully or nearly paid-off vehicle researching emergency-cash options same-day and may not meet traditional credit criteria, Borrowers with poor or no credit history who have been declined by banks, credit unions, and online personal loan lenders
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