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Cash America Pawn in Louisville, KY

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Louisville, KY's Cash America Pawn at 3354 Hikes Ln provides pawn loans, buying, and selling services for jewelry, electronics, tools, and valuables.

Data compiled from public sources

Cash America Pawn Review

Cash America Pawn at 3354 Hikes Ln in Louisville, KY is a standalone pawn shop open Monday through Friday from 9:30 AM to 7:00 PM, Saturday 9:30 AM to 6:00 PM, and closed Sundays. The Hikes Ln location serves the Louisville area with convenient access for residents researching short-term cash access solutions on personal items.

This Cash America Pawn location in Louisville provides pawn loans, appraisals, buying, and selling services for jewelry, electronics, tools, musical instruments, and other valuables. Call +1 502-458-8716 to ask about current loan rates, get an appraisal, or inquire about items available at the Louisville location.

For Louisville residents seeking a pawn loan or looking to compare item-sale timing, bring a valid government-issued ID and the team can provide on-the-spot estimates. The Hikes Ln shop offers a straightforward process for those in KY needing fast access to loans secured by personal valuables.

Services & Features

Buy and sell a wide variety of merchandise
Fast pawn loan processing
Gold and precious metal buying (gold, silver, platinum purchase for cash)
Layaway service with 10% down payment
Lease-to-own payment solutions (through subsidiary AFF)
Multiple location access across U.S., U.K., Mexico, Guatemala, Colombia, and El Salvador
Pawn loans secured by personal property with non-recourse terms
Retail finance payment solutions (through AFF partnership network of 15,000+ merchants)
Retail sales of jewelry, electronics, tools, appliances, sporting goods, and musical instruments
Store locator and inventory search across 3,300+ locations

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • Non-recourse pawn loans—borrowers have no personal liability beyond losing the pledged item
  • short-term cash access payment on-the-spot for items of value with eligibility claim to verify
  • 3,300+ retail locations across 29 U.S. states, D.C., U.K., and Latin America for convenient access
  • Wide variety of merchandise accepted (jewelry, electronics, tools, appliances, sporting goods, musical instruments)
  • Layaway service available with affordable 10% down payment option for purchases
  • Gold and precious metal buying service for converting items to short-term cash access
  • Publicly traded company (S&P MidCap 400 Index) indicating financial stability and transparency
  • Online store locator and inventory search to find items or nearest location

Cons

  • No interest rates or loan terms disclosed on website—borrowers must visit stores for pricing details
  • Risk of losing pledged personal property if loan cannot be repaid by deadline
  • Pawn loans carry higher effective interest rates compared to traditional bank loans or credit lines
  • Limited to collateral-based lending—cannot borrow against income or creditworthiness alone
  • Layaway and retail sales have markup markings typical of pawn business models

State Consumer Finance Context

This is state-level context for Pawn Shops consumers in Louisville, KY. It does not confirm that Cash America Pawn or this specific location is licensed.

State regulator

Kentucky Department of Financial Institutions

Money services context in Kentucky

Short-term lending status: Legal

General rate context: 19% for consumer loans over $15,000; payday loans capped at $500 with $15 per $100 fee

Kentucky allows payday lending with a $500 cap, $15 per $100 fee limit, and a statewide tracking database. Borrowers are limited to two loans at a time with a cooling-off period. Consumers can file complaints with the Department of Financial Institutions or the Attorney General.

Key state rules to check

  • Payday loans (deferred deposit transactions) capped at $500 with maximum $15 per $100 fee.
  • Borrowers limited to two outstanding payday loans at a time tracked via statewide database.
  • A mandatory 24-hour cooling-off period applies after the second consecutive loan.

Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.

Frequently Asked Questions

What services does Cash America Pawn offer?

Cash America Pawn offers 10 services including Pawn loans secured by personal property with non-recourse terms, Gold and precious metal buying (gold, silver, platinum purchase for cash), Retail sales of jewelry, electronics, tools, appliances, sporting goods, and musical instruments, Layaway service with 10% down payment, Store locator and inventory search across 3,300+ locations, and 5 more.

What profile signals are listed for Cash America Pawn?

Cash America Pawn has profile signals associated with Consumers researching short-term cash access with no access to traditional credit or credit score, Individuals with items of value (jewelry, electronics, tools) they can temporarily part with, People seeking fast loans with eligibility claims to verify or personal liability beyond collateral loss, Shoppers looking for discounted merchandise or affordable layaway purchasing options.

What are the strengths and weaknesses of Cash America Pawn?

Key strengths: Non-recourse pawn loans—borrowers have no personal liability beyond losing the pledged item; short-term cash access payment on-the-spot for items of value with eligibility claim to verify; 3,300+ retail locations across 29 U.S. states, D.C., U.K., and Latin America for convenient access. Areas to consider: No interest rates or loan terms disclosed on website—borrowers must visit stores for pricing details; Risk of losing pledged personal property if loan cannot be repaid by deadline.

How does Cash America Pawn compare to similar companies?

In the Pawn Shops category, comparable providers include Berkley Jewelers and Pawn, Bill's Pawn Shop LLC, Cash America Pawn. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.

Quick Facts

Headquarters
3354 Hikes Ln, Louisville, KY 40220
BBB Accredited
No
Visit Cash America Pawn

CreditDoc Profile Note

Research Note on Cash America Pawn

FirstCash is profile signals for consumers facing short-term cash needs who own valuable items they can pledge as collateral and cannot access traditional credit. The critical caveat is that pawn loans involve risk of losing the pledged property if repayment deadlines are missed, and actual loan terms, interest rates, and repayment periods must be obtained directly from individual store locations as they are not published on the corporate website.

Profile Signals

  • Consumers researching short-term cash access with no access to traditional credit or credit score
  • Individuals with items of value (jewelry, electronics, tools) they can temporarily part with
  • People seeking fast loans with eligibility claims to verify or personal liability beyond collateral loss
  • Shoppers looking for discounted merchandise or affordable layaway purchasing options
Updated 2026-05-08

Similar Companies

Berkley Jewelers and Pawn logo

Berkley Jewelers and Pawn

Family-run jewelry and pawn shop in Louisville offering jewelry sales, repairs, custom design, and pawn services with emphasis on fair pricing and personalized customer care.

BBB: NR

Profile signals: Customers seeking jewelry repairs and custom design services from a local, personalized business, Individuals looking to buy or sell jewelry with preference for fair pricing and listed dealing

Bill's Pawn Shop LLC logo

Bill's Pawn Shop LLC

Bill's Pawn Shop LLC in Louisville, KY offers collateral-based loans and buys jewelry and other items. Located on North Preston Highway with extended weekday hours.

BBB: NR

Profile signals: Customers researching short-term cash access loans secured by jewelry or other valuables, Buyers seeking discounted used jewelry or secondhand items

Cash America Pawn logo

Cash America Pawn

Louisville, KY pawn shop at Cash America Pawn on New Cut Rd offers short-term cash access loans against jewelry, electronics, and valuables.

BBB: NR

Profile signals: Cash-constrained or credit-constrained consumers who need fast access to money with eligibility claims to verify or documentation, Individuals with items of value (gold, jewelry, electronics) who need immediate liquidity and want to retain redemption options

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Quick Summary

  • Cash America Pawn is listed as a Pawn Shops provider in Louisville, KY on CreditDoc.
  • Use this page to check contact details, location, listed services, review signals, FAQs, and similar providers before deciding what to do next.
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