Part of the Cash America Pawn chain · locations
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Cash America Pawn in Louisville, KY

3.9/5

Louisville, KY's Cash America Pawn at 3354 Hikes Ln provides pawn loans, buying, and selling services for jewelry, electronics, tools, and valuables.

Data compiled from public sources · Rating from CreditDoc methodology

Cash America Pawn Review

Cash America Pawn at 3354 Hikes Ln in Louisville, KY is a standalone pawn shop open Monday through Friday from 9:30 AM to 7:00 PM, Saturday 9:30 AM to 6:00 PM, and closed Sundays. The Hikes Ln location serves the Louisville area with convenient access for residents needing quick cash solutions on personal items.

This Cash America Pawn location in Louisville provides pawn loans, appraisals, buying, and selling services for jewelry, electronics, tools, musical instruments, and other valuables. Call +1 502-458-8716 to ask about current loan rates, get an appraisal, or inquire about items available at the Louisville location.

For Louisville residents seeking a pawn loan or looking to sell items quickly, bring a valid government-issued ID and the team can provide on-the-spot estimates. The Hikes Ln shop offers a straightforward process for those in KY needing fast access to loans secured by personal valuables.

Services & Features

Buy and sell a wide variety of merchandise
Fast pawn loan processing
Gold and precious metal buying (gold, silver, platinum purchase for cash)
Layaway service with 10% down payment
Lease-to-own payment solutions (through subsidiary AFF)
Multiple location access across U.S., U.K., Mexico, Guatemala, Colombia, and El Salvador
Pawn loans secured by personal property with non-recourse terms
Retail finance payment solutions (through AFF partnership network of 15,000+ merchants)
Retail sales of jewelry, electronics, tools, appliances, sporting goods, and musical instruments
Store locator and inventory search across 3,300+ locations

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • Non-recourse pawn loans—borrowers have no personal liability beyond losing the pledged item
  • Immediate cash payment on-the-spot for items of value with no credit check required
  • 3,300+ retail locations across 29 U.S. states, D.C., U.K., and Latin America for convenient access
  • Wide variety of merchandise accepted (jewelry, electronics, tools, appliances, sporting goods, musical instruments)
  • Layaway service available with affordable 10% down payment option for purchases
  • Gold and precious metal buying service for converting items to immediate cash
  • Publicly traded company (S&P MidCap 400 Index) indicating financial stability and transparency
  • Online store locator and inventory search to find items or nearest location

Cons

  • No interest rates or loan terms disclosed on website—borrowers must visit stores for pricing details
  • Risk of losing pledged personal property if loan cannot be repaid by deadline
  • Pawn loans carry higher effective interest rates compared to traditional bank loans or credit lines
  • Limited to collateral-based lending—cannot borrow against income or creditworthiness alone
  • Layaway and retail sales have markup markings typical of pawn business models

Rating Breakdown

Value
5.0
Effectiveness
3.5
Customer Service
3.7
Transparency
3.5
Ease of Use
3.9

Frequently Asked Questions

Is Cash America Pawn legitimate?

Yes. Cash America Pawn is a registered company, headquartered in 3354 Hikes Ln, Louisville, KY 40220.

Quick Facts

Headquarters
3354 Hikes Ln, Louisville, KY 40220
BBB Accredited
No
Starting Price
Contact provider
Setup Fee
None
Money-Back Guarantee
No
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CreditDoc Diagnosis

Doctor's Verdict on Cash America Pawn

FirstCash is best for consumers facing immediate cash needs who own valuable items they can pledge as collateral and cannot access traditional credit. The critical caveat is that pawn loans involve risk of losing the pledged property if repayment deadlines are missed, and actual loan terms, interest rates, and repayment periods must be obtained directly from individual store locations as they are not published on the corporate website.

Best For

  • Consumers needing immediate cash with no access to traditional credit or credit score
  • Individuals with items of value (jewelry, electronics, tools) they can temporarily part with
  • People seeking fast loans without credit checks or personal liability beyond collateral loss
  • Shoppers looking for discounted merchandise or affordable layaway purchasing options
Updated 2026-04-29

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