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Part of the Cash America Pawn chain · locations
Cash America Pawn in Louisville, KY
Louisville, KY pawn shop at Cash America Pawn on New Cut Rd offers fast cash loans against jewelry, electronics, and valuables.
Data compiled from public sources · Rating from CreditDoc methodology
Cash America Pawn Review
Cash America Pawn is located at 5516 New Cut Rd in Louisville, KY, offering pawn services in a standalone location. The shop is open Monday through Friday from 10 AM to 7 PM, Saturday 10 AM to 6 PM, and closed on Sundays.
At this Louisville location, you can pawn or sell jewelry, electronics, tools, musical instruments, and collectibles. The store also buys merchandise outright. For quick quotes or to discuss your items, call (502) 368-4194.
Louisville residents needing quick cash will find Cash America Pawn convenient on New Cut Rd—bring a valid ID and the items you'd like to pawn or sell. The pawnbroking process is straightforward and handled fairly at this location.
Services & Features
Buying and selling electronics
Buying and selling jewelry
Buying and selling sporting goods and musical instruments
Buying and selling tools and appliances
Gold, silver, and platinum buying and selling
Layaway services with 10% down payment option
Lease-to-own and retail finance solutions through AFF subsidiary (15,000+ merchant partner network)
Pawn loans secured by pledged personal property
Retail merchandise sales across multiple categories
Store locator service to find nearest location
Feature Checklist
Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection
Pros & Cons
Pros
- Massive network of 3,300+ locations across 29 U.S. states plus international presence, ensuring accessibility and convenience
- No credit check required for pawn loans—serves cash-constrained and credit-constrained consumers who cannot access traditional lending
- Non-recourse loans mean borrowers are not pursued for debt if they cannot redeem pledged items
- Immediate cash on the spot for items sold or pawned, with no multi-day funding delays
- Diverse merchandise buying (gold, jewelry, electronics, tools, appliances, instruments) provides flexible options for customers to convert personal property to cash
- Layaway service with only 10% down payment offers an alternative credit option for customers without access to traditional credit
- Listed on S&P MidCap 400 and Russell 2000 indices indicates financial stability and company legitimacy
Cons
- Pawn loans are short-term solutions with implicit interest costs through redemption premiums; not suitable for long-term financial needs
- Loan amounts are capped at the appraised value of collateral, limiting borrowing capacity for larger financial emergencies
- Does not build credit history—pawn transactions are not reported to credit bureaus, offering no credit-building benefit to consumers
- Website provides minimal detail on specific loan terms, interest rates, fees, or redemption timelines, requiring store visits for complete information
Rating Breakdown
Value 5.0
Effectiveness 3.5
Customer Service 3.7
Transparency 3.5
Ease of Use 3.9
Frequently Asked Questions
Is Cash America Pawn legitimate?
Yes. Cash America Pawn is a registered company, headquartered in 5516 New Cut Rd, Louisville, KY 40214.
Quick Facts
- Headquarters
- 5516 New Cut Rd, Louisville, KY 40214
- BBB Accredited
- No
- Starting Price
- Contact provider
- Setup Fee
- None
- Money-Back Guarantee
- No
CreditDoc Diagnosis
Doctor's Verdict on Cash America Pawn
FirstCash is best for cash-constrained consumers who need fast, no-credit-check access to small loans or want to convert personal items into immediate cash. The main caveat is that pawn loans are short-term solutions with no credit-building benefit and implicit costs; they should not be relied upon as alternatives to traditional credit for ongoing financial needs.
Best For
- Cash-constrained or credit-constrained consumers who need fast access to money without credit checks or documentation
- Individuals with items of value (gold, jewelry, electronics) who need immediate liquidity and want to retain redemption options
- Consumers seeking alternative layaway options to traditional credit cards or buy-now-pay-later services for smaller purchases
- People in areas with limited traditional banking or lending options who need quick access to retail merchandise or short-term loans
Updated 2026-04-29
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