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Cash America Pawn in Longwood, FL

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Longwood, FL's Cash America Pawn on 17-92 Hwy offers quick pawn loans and collateral-based cash advances with extended hours through Saturday.

Data compiled from public sources

Cash America Pawn Review

Cash America Pawn's Longwood, FL location sits on North 17-92 Highway in central Longwood, operating as a standalone pawn shop. The store is open Monday through Saturday, 9 AM to 6 PM, with Sunday hours from 12 PM to 5 PM, making it convenient for Longwood residents who need flexible access to collateral-based lending.

This Cash America Pawn location specializes in quick pawn loans, gold and jewelry purchasing, and collateral-based cash advances with eligibility claims to verify. You can reach the Longwood store directly at +1 407-695-7400 for quotes, inquiries, or to discuss your specific borrowing needs.

For Longwood residents researching short-term cash access, bring a valid ID and your collateral to the North 17-92 Highway location for quick evaluation. The pawn process provides provider-stated funding timing with eligibility claims to verify—making it a straightforward alternative when you need cash fast.

Services & Features

Electronics buying and selling
Gold, silver, and platinum buying for immediate cash
Jewelry buying and selling
Layaway plan (10% down)
Lease-to-own payment solutions (via AFF subsidiary)
Musical instruments buying and selling
Non-recourse pawn loans secured by personal property
Point-of-sale retail finance for consumer goods and services
Retail merchandise sales (electronics, tools, jewelry, appliances, sporting goods)
Sporting goods buying and selling
Store locator for 2,500+ North and Latin America locations
Tools and appliances buying and selling

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • Non-recourse pawn loans — defaulting only forfeits the collateral, no debt collection or credit damage
  • Over 3,300 locations across 29 U.S. states, DC, UK, and Latin America for broad accessibility
  • Buys gold, silver, and platinum for same-day cash payouts
  • Layaway plan available with just 10% down for purchases
  • eligibility claim to verify for pawn loans
  • Publicly traded S&P MidCap 400 company — financially stable and regulated
  • Lease-to-own options available through AFF subsidiary at 15,000+ retail merchant partners

Cons

  • Interest rates and fee schedules are not disclosed on the website — a major transparency gap
  • Pawned items are typically valued far below retail or resale market value
  • Lease-to-own products through AFF can carry high total costs relative to retail price
  • Loan terms are short by nature; missing the redemption window means permanent loss of the item
  • Not available in all 50 states — coverage gaps exist

State Consumer Finance Context

This is state-level context for Pawn Shops consumers in Longwood, FL. It does not confirm that Cash America Pawn or this specific location is licensed.

State regulator

Florida Office of Financial Regulation

Money services context in Florida

Short-term lending status: Legal

General rate context: 18% for loans under $500,000; 25% criminal usury threshold; payday loans regulated separately

Florida allows payday lending with notable consumer protections including a statewide database preventing multiple simultaneous loans, a $500 cap, and a 24-hour cooling-off period. The Office of Financial Regulation oversees all consumer lenders. Consumers can file complaints online through the OFR or the Attorney General.

Key state rules to check

  • Payday loans (deferred presentment) capped at $500 with maximum fee of $10 per $100 ($300) or $15 per $100 ($300-$500).
  • Borrowers can have only one outstanding payday loan at a time, tracked via a statewide database.
  • A mandatory 24-hour cooling-off period is required between payday loans.

Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.

Frequently Asked Questions

What services does Cash America Pawn offer?

Cash America Pawn offers 12 services including Non-recourse pawn loans secured by personal property, Gold, silver, and platinum buying for immediate cash, Retail merchandise sales (electronics, tools, jewelry, appliances, sporting goods), Jewelry buying and selling, Electronics buying and selling, and 7 more.

What profile signals are listed for Cash America Pawn?

Cash America Pawn has profile signals associated with Consumers who are researching short-term cash access with eligibility claims to verify and own items of value to pledge, Bargain shoppers looking for discounted electronics, jewelry, tools, or musical instruments, People selling unwanted gold, silver, or jewelry for short-term cash access, Shoppers who want to buy on layaway with minimal upfront commitment.

What are the strengths and weaknesses of Cash America Pawn?

Key strengths: Non-recourse pawn loans — defaulting only forfeits the collateral, no debt collection or credit damage; Over 3,300 locations across 29 U.S. states, DC, UK, and Latin America for broad accessibility; Buys gold, silver, and platinum for same-day cash payouts. Areas to consider: Interest rates and fee schedules are not disclosed on the website — a major transparency gap; Pawned items are typically valued far below retail or resale market value.

How does Cash America Pawn compare to similar companies?

In the Pawn Shops category, comparable providers include InstaLoan, Pawn Jewelry - Orlando, FL, Pawn Jewelry - Tampa, FL. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.

Quick Facts

Headquarters
135 N 17-92 Hwy, Longwood, FL 32750
BBB Accredited
No
Visit Cash America Pawn

CreditDoc Profile Note

Research Note on Cash America Pawn

Cash America Pawn (operating under FirstCash) is profile signals for consumers who are researching short-term cash access with eligibility claims to verify, own pawnable assets, or want affordable secondhand merchandise. The main caveat is that pawn loan costs are not disclosed upfront and item valuations are typically well below market — making this a convenience-of-last-resort borrowing option, not a cost-competitive one.

Profile Signals

  • Consumers who are researching short-term cash access with eligibility claims to verify and own items of value to pledge
  • Bargain shoppers looking for discounted electronics, jewelry, tools, or musical instruments
  • People selling unwanted gold, silver, or jewelry for short-term cash access
  • Shoppers who want to buy on layaway with minimal upfront commitment
Updated 2026-05-08

Similar Companies

InstaLoan logo

InstaLoan

Brandon, FL is served by InstaLoan's pawn shop at 1403 W Brandon Blvd, open Mon-Sat for short-term cash access loans and asset sales.

BBB: A+

Profile signals: Florida or Georgia residents with bad or no credit who need cash within the same day, Vehicle owners with a clear title (no active financing) who need to borrow against it without surrendering the car

Pawn Jewelry - Orlando, FL logo

Pawn Jewelry - Orlando, FL

Diamond Banc Orlando offers collateral loans and outright purchases for fine jewelry, diamonds, and luxury watches, charging 2.5%/month with no setup fees or prepayment penalties.

BBB: A+

Profile signals: Luxury jewelry owners who need fast liquidity without permanently selling their pieces, Rolex or designer watch owners seeking higher loan amounts than traditional pawn shops offer

Pawn Jewelry - Tampa, FL logo

Pawn Jewelry - Tampa, FL

Diamond Banc Tampa offers collateral-based equity loans and outright purchases of fine jewelry, diamonds, and luxury watches — a premium alternative to traditional pawn shops.

BBB: A+

Profile signals: Owners of high-value fine jewelry or luxury watches ($50,000+) who need fast short-term liquidity, Borrowers who cannot or prefer not to use their credit profile to qualify for a loan

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Quick Summary

  • Cash America Pawn is listed as a Pawn Shops provider in Longwood, FL on CreditDoc.
  • Use this page to check contact details, location, listed services, review signals, FAQs, and similar providers before deciding what to do next.
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