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Cash America Pawn in Lake Worth, TX

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Lake Worth, TX Cash America Pawn at 6004 Lake Worth Blvd offers pawn loans, buying, and selling for the community.

Data compiled from public sources

Cash America Pawn Review

Cash America Pawn in Lake Worth, TX is located at 6004 Lake Worth Blvd, serving the Lake Worth community as a standalone pawn shop. The Lake Worth location operates Monday through Friday from 9AM to 7PM, and Saturday from 9AM to 6PM, providing convenient hours for residents to visit and access pawn services.

At this Lake Worth pawn shop, you can secure short-term cash access loans using personal items as collateral, buy quality pre-owned merchandise, or sell items you no longer need. The team at 6004 Lake Worth Blvd is ready to help with your pawn transaction and can be reached at +1 817-237-7277 for questions or to discuss loan options before visiting.

For Lake Worth residents looking for short-term cash access without the hassle of traditional loans, this location offers a practical solution. Bring a valid ID and the item you wish to pawn or sell, and the knowledgeable staff will evaluate your items fairly. Cash America Pawn has built a reputation for straightforward transactions and community trust.

Services & Features

Gold and precious metal buying and immediate cash payment
Item evaluation and on-the-spot cash appraisals
Layaway services with 10% down payment plans
Lease-to-own and retail finance payment solutions (through subsidiary AFF) at 15,000+ merchant partners
Multi-currency and international lending services
Non-recourse lending (borrower liability limited to pledged item)
Online inventory browsing and merchandise search
Pawn loan FAQs and educational resources
Pawn loans secured by personal property pledges
Point-of-sale payment solutions for retail transactions
Retail sales of merchandise including jewelry, electronics, tools, appliances, sporting goods, and instruments
Store locator with 2,500+ locations across North and Latin America

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • 3,300+ locations across 29 U.S. states, D.C., UK, and Latin America provides extensive geographic accessibility
  • eligibility claim to verify, income verification, or background check required for pawn loans—accessible to consumers with poor/no credit
  • short-term cash access funding on the spot with no application delays
  • Non-recourse loans mean borrower is not personally liable beyond losing the pledged item
  • Diversified service offerings including gold buying, layaway plans (10% down), and retail merchandise sales
  • Large institutional company (S&P MidCap 400, Russell 2000 index component) provides stability and regulatory compliance
  • Accepts wide variety of collateral items including jewelry, electronics, tools, instruments, and sporting goods

Cons

  • Pawn loans carry high effective interest rates when annualized; repayment terms are short (typically 30-45 days based on industry standards not specified in site)
  • Loss of pledged personal property if unable to repay—borrower must value the item less than their need for short-term cash access
  • Requires physical transport of items to store location; not available online or through remote services
  • Retail merchandise quality and selection is variable and dependent on inventory of used/pawned items
  • Limited transparency on the website regarding specific interest rates, fees, and loan terms

State Consumer Finance Context

This is state-level context for Pawn Shops consumers in Lake Worth, TX. It does not confirm that Cash America Pawn or this specific location is licensed.

State regulator

Texas Office of Consumer Credit Commissioner

Money services context in Texas

Short-term lending status: Legal

General rate context: 10% for written contracts (18% default); payday/auto title loans regulated as credit access businesses

Texas allows payday and auto title lending through the Credit Access Business model, which lacks state-level fee caps. Several cities have enacted local ordinances to limit loan amounts and rollovers. Consumers can file complaints with the Office of Consumer Credit Commissioner or the Attorney General.

Key state rules to check

  • Payday and auto title lenders operate as Credit Access Businesses (CABs) arranging loans through third-party lenders.
  • No state cap on CAB fees; effective APRs frequently exceed 500%.
  • Several cities (Austin, Dallas, San Antonio, Houston) have enacted local payday lending ordinances.

Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.

Frequently Asked Questions

What services does Cash America Pawn offer?

Cash America Pawn offers 12 services including Pawn loans secured by personal property pledges, Gold and precious metal buying and immediate cash payment, Retail sales of merchandise including jewelry, electronics, tools, appliances, sporting goods, and instruments, Layaway services with 10% down payment plans, Lease-to-own and retail finance payment solutions (through subsidiary AFF) at 15,000+ merchant partners, and 7 more.

What profile signals are listed for Cash America Pawn?

Cash America Pawn has profile signals associated with Consumers with poor credit or no credit history comparing emergency-cash timing, Individuals with valuable items (jewelry, electronics, instruments) they're willing to pledge for short-term liquidity, People in rural or underserved areas seeking alternative lending outside traditional banking systems, Consumers seeking to liquidate gold, precious metals, or other valuables for short-term cash access.

What are the strengths and weaknesses of Cash America Pawn?

Key strengths: 3,300+ locations across 29 U.S. states, D.C., UK, and Latin America provides extensive geographic accessibility; eligibility claim to verify, income verification, or background check required for pawn loans—accessible to consumers with poor/no credit; short-term cash access funding on the spot with no application delays. Areas to consider: Pawn loans carry high effective interest rates when annualized; repayment terms are short (typically 30-45 days based on industry standards not specified in site); Loss of pledged personal property if unable to repay—borrower must value the item less than their need for short-term cash access.

How does Cash America Pawn compare to similar companies?

In the Pawn Shops category, comparable providers include Gold Star Finance, TitleMax Title Loans, TitleMax Title Loans. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.

Quick Facts

Headquarters
6004 Lake Worth Blvd, Lake Worth, TX 76135
BBB Accredited
No
Visit Cash America Pawn

CreditDoc Profile Note

Research Note on Cash America Pawn

FirstCash is profile signals for cash-constrained consumers facing immediate, short-term liquidity needs who possess valuable items they're willing to pledge as collateral and lack access to traditional credit. The primary caveat is that pawn loans function fundamentally differently from conventional loans—the borrower risks losing their pledged property, making this appropriate only for items they can afford to lose if unable to repay within the specified term.

Profile Signals

  • Consumers with poor credit or no credit history comparing emergency-cash timing
  • Individuals with valuable items (jewelry, electronics, instruments) they're willing to pledge for short-term liquidity
  • People in rural or underserved areas seeking alternative lending outside traditional banking systems
  • Consumers seeking to liquidate gold, precious metals, or other valuables for short-term cash access
Updated 2026-05-08

Similar Companies

Gold Star Finance logo

Gold Star Finance

Gold Star Finance offers installment signature loans from $200–$1,700 across 68+ Texas locations. Established 1978, they focus on accessible small loans for consumers with imperfect credit.

BBB: NR

Profile signals: Texas residents with poor/fair credit needing $200–$1,700 for immediate expenses, Borrowers seeking installment loans over payday/title loans with longer repayment terms

TitleMax Title Loans logo

TitleMax Title Loans

In Carrollton, TX, TitleMax Title Loans at 2717 E Belt Line Rd provides title-loan profile details with rate claims to verify and flexible repayment terms.

BBB: A+

Profile signals: Vehicle owners with poor or no credit who own a paid-off car or motorcycle and are researching short-term cash access, Borrowers who need provider-stated funding timing and may not meet traditional bank-loan criteria or credit cards

TitleMax Title Loans logo

TitleMax Title Loans

Irving, TX's TitleMax Title Loans at 2720 N Belt Line Rd provides quick title-secured loans for customers researching emergency-cash options.

BBB: A+

Profile signals: Consumers with poor or no credit history who own a paid-off vehicle outright, People needing same-day cash access who cannot qualify for a bank loan or credit card

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Quick Summary

  • Cash America Pawn is listed as a Pawn Shops provider in Lake Worth, TX on CreditDoc.
  • Use this page to check contact details, location, listed services, review signals, FAQs, and similar providers before deciding what to do next.
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