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Cash America Pawn in Kissimmee, FL

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At 1712 W Vine St in Kissimmee, FL, Cash America Pawn offers quick loans and buying/selling of items.

Data compiled from public sources

Cash America Pawn Review

Cash America Pawn operates at 1712 W Vine St in Kissimmee, FL as a standalone pawn shop serving the local community. The store is conveniently open Monday through Saturday from 9 AM to 6 PM and Sunday from 12 PM to 5 PM, making it accessible for Kissimmee residents throughout the week.

This Kissimmee location buys, sells, and loans against a wide range of items including electronics, jewelry, tools, and musical instruments. You can call the shop at 407-931-0200 to ask about specific items, inventory, or loan terms before bringing your merchandise in.

If you are researching short-term cash access in Kissimmee, FL without a traditional loan or credit check, Cash America Pawn on W Vine St is a straightforward option. Bring a valid government ID and the items you'd like to pawn or sell, and staff will evaluate them immediately and provide a quote.

Services & Features

Fast cash disbursement on pledged items
Gold and precious metal buying
Gold, silver, and platinum purchase
Item appraisal and valuation
Item redemption and loan renewal services
Layaway services with 10% down payment
Lease-to-own payment solutions through AFF subsidiary
Merchandise inventory browsing
Pawn loans secured by personal property
Retail finance payment solutions through 15,000+ merchant partners
Retail merchandise sales (jewelry, electronics, tools, appliances, sporting goods, instruments)
Store locator service for 3,300+ locations

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • Over 3,300 locations across 29 U.S. states plus UK and Latin America provide convenient access
  • eligibility claim to verify or income verification required for pawn loans
  • short-term cash access disbursement on the spot with no waiting period
  • Non-recourse loans mean no debt collection if item is not redeemed
  • Publicly traded company (Russell 2000, S&P MidCap 400) ensures corporate accountability and financial stability
  • Diverse merchandise buying (jewelry, electronics, tools, instruments, sporting goods)
  • Additional services beyond pawn loans including layaway (10% down), gold buying, and retail sales

Cons

  • Pawn loans carry high effective interest rates due to short loan terms and storage/handling costs
  • Risk of losing pledged personal property if loan is not repaid within agreed timeframe
  • Limited inventory of specific items; merchandise availability varies by location
  • Pawn loan terms are typically 30-90 days, requiring quick repayment or item forfeiture
  • Interest rates and terms not disclosed on website, requiring in-store inquiry

State Consumer Finance Context

This is state-level context for Pawn Shops consumers in Kissimmee, FL. It does not confirm that Cash America Pawn or this specific location is licensed.

State regulator

Florida Office of Financial Regulation

Money services context in Florida

Short-term lending status: Legal

General rate context: 18% for loans under $500,000; 25% criminal usury threshold; payday loans regulated separately

Florida allows payday lending with notable consumer protections including a statewide database preventing multiple simultaneous loans, a $500 cap, and a 24-hour cooling-off period. The Office of Financial Regulation oversees all consumer lenders. Consumers can file complaints online through the OFR or the Attorney General.

Key state rules to check

  • Payday loans (deferred presentment) capped at $500 with maximum fee of $10 per $100 ($300) or $15 per $100 ($300-$500).
  • Borrowers can have only one outstanding payday loan at a time, tracked via a statewide database.
  • A mandatory 24-hour cooling-off period is required between payday loans.

Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.

Frequently Asked Questions

What services does Cash America Pawn offer?

Cash America Pawn offers 12 services including Pawn loans secured by personal property, Gold and precious metal buying, Retail merchandise sales (jewelry, electronics, tools, appliances, sporting goods, instruments), Layaway services with 10% down payment, Item appraisal and valuation, and 7 more.

What profile signals are listed for Cash America Pawn?

Cash America Pawn has profile signals associated with Consumers with short-term cash needs who own valuable items (jewelry, electronics, instruments) and lack access to traditional credit, People seeking quick loans with eligibility claims to verify or lengthy approval processes, Individuals in temporary financial hardship who can repay within 30-90 days and retrieve their pledged items, Bargain hunters and resellers interested in purchasing discounted merchandise.

What are the strengths and weaknesses of Cash America Pawn?

Key strengths: Over 3,300 locations across 29 U.S. states plus UK and Latin America provide convenient access; eligibility claim to verify or income verification required for pawn loans; short-term cash access disbursement on the spot with no waiting period. Areas to consider: Pawn loans carry high effective interest rates due to short loan terms and storage/handling costs; Risk of losing pledged personal property if loan is not repaid within agreed timeframe.

How does Cash America Pawn compare to similar companies?

In the Pawn Shops category, comparable providers include InstaLoan, Pawn Jewelry - Orlando, FL, Pawn Jewelry - Tampa, FL. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.

Quick Facts

Headquarters
1712 W Vine St, Kissimmee, FL 34741
BBB Accredited
No
Visit Cash America Pawn

CreditDoc Profile Note

Research Note on Cash America Pawn

FirstCash is profile signals for cash-constrained consumers with valuable collateral who need immediate funds and lack traditional credit access, offering a legitimate but expensive short-term lending solution. The primary caveat is that pawn loans carry high effective interest rates, short repayment windows (typically 30-90 days), and the risk of losing pledged items—making this suitable only for people with specific assets they can spare and the ability to repay quickly.

Profile Signals

  • Consumers with short-term cash needs who own valuable items (jewelry, electronics, instruments) and lack access to traditional credit
  • People seeking quick loans with eligibility claims to verify or lengthy approval processes
  • Individuals in temporary financial hardship who can repay within 30-90 days and retrieve their pledged items
  • Bargain hunters and resellers interested in purchasing discounted merchandise
Updated 2026-05-08

Similar Companies

InstaLoan logo

InstaLoan

Brandon, FL is served by InstaLoan's pawn shop at 1403 W Brandon Blvd, open Mon-Sat for short-term cash access loans and asset sales.

BBB: A+

Profile signals: Florida or Georgia residents with bad or no credit who need cash within the same day, Vehicle owners with a clear title (no active financing) who need to borrow against it without surrendering the car

Pawn Jewelry - Orlando, FL logo

Pawn Jewelry - Orlando, FL

Diamond Banc Orlando offers collateral loans and outright purchases for fine jewelry, diamonds, and luxury watches, charging 2.5%/month with no setup fees or prepayment penalties.

BBB: A+

Profile signals: Luxury jewelry owners who need fast liquidity without permanently selling their pieces, Rolex or designer watch owners seeking higher loan amounts than traditional pawn shops offer

Pawn Jewelry - Tampa, FL logo

Pawn Jewelry - Tampa, FL

Diamond Banc Tampa offers collateral-based equity loans and outright purchases of fine jewelry, diamonds, and luxury watches — a premium alternative to traditional pawn shops.

BBB: A+

Profile signals: Owners of high-value fine jewelry or luxury watches ($50,000+) who need fast short-term liquidity, Borrowers who cannot or prefer not to use their credit profile to qualify for a loan

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Quick Summary

  • Cash America Pawn is listed as a Pawn Shops provider in Kissimmee, FL on CreditDoc.
  • Use this page to check contact details, location, listed services, review signals, FAQs, and similar providers before deciding what to do next.
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