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Cash America Pawn in Kansas City, MO

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Kansas City, MO's Cash America Pawn at 5600 Independence Ave provides pawn loans and instant cash for jewelry, electronics, and valuables.

Data compiled from public sources

Cash America Pawn Review

Cash America Pawn is located at 5600 Independence Ave in Kansas City, MO, serving the local community as a standalone pawn shop. This Kansas City location operates Monday through Friday from 9AM to 7PM, with Saturday hours from 9AM to 4PM, giving residents convenient access to pawn services throughout the week.

At this Kansas City location, you can pawn jewelry, electronics, collectibles, tools, and other valuables for short-term cash access, or browse previously pawned items on the floor. The team here can provide quick evaluations and competitive offers. Contact this location directly at +1 816-483-7296 to ask about specific items or to get a quote before visiting.

If you are researching short-term cash access in Kansas City, MO, visit this 5600 Independence Ave location—bring your item and a government-issued ID for a quick, straightforward pawn or sale. Cash America operates this store to serve neighborhood residents who need flexible lending with eligibility claims to verify.

Services & Features

Gold, silver, and platinum buying for immediate cash
Item evaluation and appraisal for pawn collateral
Layaway service with 10% down payment requirement
Lease-to-own and retail finance payment solutions through AFF subsidiary
Merchandise inventory search and browsing
Non-recourse pawn loan terms and structures
Online store locator to find nearest FirstCash location
Pawn loans secured by pledged personal property
Point-of-sale payment solutions via AFF technology platform
Retail sales of jewelry, electronics, tools, appliances, sporting goods, and musical instruments

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • Massive retail network of 3,300+ locations across 29 U.S. states, UK, and Latin America for convenience and accessibility
  • eligibility claim to verify or income verification required for pawn loans—serves credit-constrained consumers
  • short-term cash access on the spot for items sold or collateral pledged
  • Non-recourse pawn loans mean no personal liability beyond loss of pledged item
  • Accepts wide variety of collateral including jewelry, electronics, tools, appliances, sporting goods, and musical instruments
  • Layaway service available with affordable 10% down payment option for retail purchases
  • Publicly traded company (S&P MidCap 400 and Russell 2000 listed) providing regulatory oversight and financial stability
  • Gold and precious metal buying service for customers with specific commodity assets

Cons

  • Pawn loans are secured by personal property—failure to repay results in loss of pledged item with no path to recovery
  • Interest rates on pawn loans, while often lower than payday loans, still represent a cost and do not build credit history
  • Loan terms are typically short (often 30-90 days), requiring quick repayment or renewal at additional cost
  • Layaway service requires 10% down payment upfront, tying up capital for items not immediately needed
  • Pawn lending is not a credit-building solution and may trap financially vulnerable consumers in short-term repeat-borrowing cycles

State Consumer Finance Context

This is state-level context for Pawn Shops consumers in Kansas City, MO. It does not confirm that Cash America Pawn or this specific location is licensed.

State regulator

Missouri Division of Finance

Money services context in Missouri

Short-term lending status: Legal

General rate context: No cap for licensed lenders; payday loans capped at $500 with fees up to $75

Missouri allows payday lending with relatively permissive regulations including up to 6 renewals. The fee cap of 75% of the loan amount results in very high effective APRs. The Division of Finance regulates consumer lenders, and complaints can be filed with the Division or the Attorney General.

Key state rules to check

  • Payday loans capped at $500 with maximum fee of 75% of the original loan amount.
  • Maximum loan term is 14-31 days.
  • Borrowers may renew up to 6 times, but principal must decrease by 5% with each renewal.

Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.

Frequently Asked Questions

What services does Cash America Pawn offer?

Cash America Pawn offers 10 services including Pawn loans secured by pledged personal property, Retail sales of jewelry, electronics, tools, appliances, sporting goods, and musical instruments, Gold, silver, and platinum buying for immediate cash, Layaway service with 10% down payment requirement, Item evaluation and appraisal for pawn collateral, and 5 more.

What profile signals are listed for Cash America Pawn?

Cash America Pawn has profile signals associated with Consumers with poor or no credit history who are researching short-term cash access with eligibility claims to verify, Individuals with valuable personal property (jewelry, electronics, instruments) they can temporarily part with for short-term liquidity, People facing short-term cash needs (medical emergencies, bills, repairs) who lack access to credit cards or personal loans, Individuals seeking to buy discounted merchandise from pawn shop inventory or use layaway for planned purchases.

What are the strengths and weaknesses of Cash America Pawn?

Key strengths: Massive retail network of 3,300+ locations across 29 U.S. states, UK, and Latin America for convenience and accessibility; eligibility claim to verify or income verification required for pawn loans—serves credit-constrained consumers; short-term cash access on the spot for items sold or collateral pledged. Areas to consider: Pawn loans are secured by personal property—failure to repay results in loss of pledged item with no path to recovery; Interest rates on pawn loans, while often lower than payday loans, still represent a cost and do not build credit history.

How does Cash America Pawn compare to similar companies?

In the Pawn Shops category, comparable providers include 23rd Street Pawn, Alpha Pawn & Jewelry, American Gold Mine. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.

Quick Facts

Headquarters
5600 Independence Ave, Kansas City, MO 64123
BBB Accredited
No
Visit Cash America Pawn

CreditDoc Profile Note

Research Note on Cash America Pawn

FirstCash is profile signals for people in immediate need of cash who own valuable personal property and lack access to traditional credit—particularly those with poor credit history or unstable income. The key caveat is that pawn loans are collateral-based and short-term; borrowers who cannot repay will lose their pledged items, and the loans do not build credit or provide a pathway to financial stability. This service is most appropriate for true emergencies rather than recurring financial needs.

Profile Signals

  • Consumers with poor or no credit history who are researching short-term cash access with eligibility claims to verify
  • Individuals with valuable personal property (jewelry, electronics, instruments) they can temporarily part with for short-term liquidity
  • People facing short-term cash needs (medical emergencies, bills, repairs) who lack access to credit cards or personal loans
  • Individuals seeking to buy discounted merchandise from pawn shop inventory or use layaway for planned purchases
Updated 2026-05-08

Similar Companies

23rd Street Pawn logo

23rd Street Pawn

23rd Street Pawn is a pawn shop offering collateral-based loans against personal items like jewelry, electronics, and valuables with quick funding and eligibility claims to verify.

BBB: NR

Profile signals: Individuals facing genuine emergencies who need cash within hours and have no other options, People with damaged credit or no credit history unable to access traditional lenders

Alpha Pawn & Jewelry logo

Alpha Pawn & Jewelry

Alpha Pawn & Jewelry is a pawn shop offering collateral-based loans and buying services for jewelry, electronics, and other valuables with quick funding.

BBB: NR

Profile signals: Customers with poor or no credit history researching short-term cash access, People with valuable jewelry or electronics seeking immediate liquidity

American Gold Mine logo

American Gold Mine

Family-owned pawn shop with 35+ years operating three Missouri locations. Buys, sells, and loans against jewelry, electronics, tools, firearms, and collectibles.

BBB: NR

Profile signals: Consumers researching short-term cash access who own items of value and have no other short-term borrowing options, Bargain hunters and resale shoppers seeking discounted jewelry, tools, electronics, or musical instruments

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Quick Summary

  • Cash America Pawn is listed as a Pawn Shops provider in Kansas City, MO on CreditDoc.
  • Use this page to check contact details, location, listed services, review signals, FAQs, and similar providers before deciding what to do next.
  • If you need a loan, account, installment option, credit help, or debt support, start with the fit quiz and compare alternatives before contacting a provider.
  • For broader context, continue into the free Credit Fundamentals course or a relevant financial wellness guide.

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