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Part of the Cash America Pawn chain · locations
Cash America Pawn in Kansas City, MO
Kansas City, MO's Cash America Pawn at 5600 Independence Ave provides pawn loans and instant cash for jewelry, electronics, and valuables.
Data compiled from public sources · Rating from CreditDoc methodology
Cash America Pawn Review
Cash America Pawn is located at 5600 Independence Ave in Kansas City, MO, serving the local community as a standalone pawn shop. This Kansas City location operates Monday through Friday from 9AM to 7PM, with Saturday hours from 9AM to 4PM, giving residents convenient access to pawn services throughout the week.
At this Kansas City location, you can pawn jewelry, electronics, collectibles, tools, and other valuables for immediate cash, or browse previously pawned items on the floor. The team here can provide quick evaluations and competitive offers. Contact this location directly at +1 816-483-7296 to ask about specific items or to get a quote before visiting.
If you need fast cash in Kansas City, MO, visit this 5600 Independence Ave location—bring your item and a government-issued ID for a quick, straightforward pawn or sale. Cash America operates this store to serve neighborhood residents who need flexible lending without credit checks.
Services & Features
Gold, silver, and platinum buying for immediate cash
Item evaluation and appraisal for pawn collateral
Layaway service with 10% down payment requirement
Lease-to-own and retail finance payment solutions through AFF subsidiary
Merchandise inventory search and browsing
Non-recourse pawn loan terms and structures
Online store locator to find nearest FirstCash location
Pawn loans secured by pledged personal property
Point-of-sale payment solutions via AFF technology platform
Retail sales of jewelry, electronics, tools, appliances, sporting goods, and musical instruments
Feature Checklist
Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection
Pros & Cons
Pros
- Massive retail network of 3,300+ locations across 29 U.S. states, UK, and Latin America for convenience and accessibility
- No credit check or income verification required for pawn loans—serves credit-constrained consumers
- Immediate cash on the spot for items sold or collateral pledged
- Non-recourse pawn loans mean no personal liability beyond loss of pledged item
- Accepts wide variety of collateral including jewelry, electronics, tools, appliances, sporting goods, and musical instruments
- Layaway service available with affordable 10% down payment option for retail purchases
- Publicly traded company (S&P MidCap 400 and Russell 2000 listed) providing regulatory oversight and financial stability
- Gold and precious metal buying service for customers with specific commodity assets
Cons
- Pawn loans are secured by personal property—failure to repay results in loss of pledged item with no path to recovery
- Interest rates on pawn loans, while often lower than payday loans, still represent a cost and do not build credit history
- Loan terms are typically short (often 30-90 days), requiring quick repayment or renewal at additional cost
- Layaway service requires 10% down payment upfront, tying up capital for items not immediately needed
- Pawn lending is not a credit-building solution and may trap financially vulnerable consumers in short-term debt cycles
Rating Breakdown
Value 5.0
Effectiveness 3.5
Customer Service 3.7
Transparency 3.5
Ease of Use 3.9
Frequently Asked Questions
Is Cash America Pawn legitimate?
Yes. Cash America Pawn is a registered company, headquartered in 5600 Independence Ave, Kansas City, MO 64123.
Quick Facts
- Headquarters
- 5600 Independence Ave, Kansas City, MO 64123
- BBB Accredited
- No
- Starting Price
- Contact provider
- Setup Fee
- None
- Money-Back Guarantee
- No
CreditDoc Diagnosis
Doctor's Verdict on Cash America Pawn
FirstCash is best for people in immediate need of cash who own valuable personal property and lack access to traditional credit—particularly those with poor credit history or unstable income. The key caveat is that pawn loans are collateral-based and short-term; borrowers who cannot repay will lose their pledged items, and the loans do not build credit or provide a pathway to financial stability. This service is most appropriate for true emergencies rather than recurring financial needs.
Best For
- Consumers with poor or no credit history who need quick cash access without a credit check
- Individuals with valuable personal property (jewelry, electronics, instruments) they can temporarily part with for short-term liquidity
- People facing immediate cash needs (medical emergencies, bills, repairs) who lack access to credit cards or personal loans
- Individuals seeking to buy discounted merchandise from pawn shop inventory or use layaway for planned purchases
Updated 2026-04-29
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