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Part of the Cash America Pawn chain · locations
Cash America Pawn in Joshua, TX
Joshua, TX's Cash America Pawn at 444 N Broadway St offers quick cash loans and sales for jewelry, electronics, and valuables with no credit check required.
Data compiled from public sources · Rating from CreditDoc methodology
Cash America Pawn Review
Cash America Pawn in Joshua, TX is located at 444 N Broadway St, a convenient standalone shop in the heart of Joshua's commercial district. Open Monday through Friday from 10AM to 6PM and Saturday from 10AM to 5PM, this location serves North Texas residents and Joshua visitors with reliable in-person service. The shop's accessible Broadway location makes it easy for Joshua shoppers to stop in during business hours.
This Joshua location specializes in fast evaluations and fair pricing for gold, silver, jewelry, electronics, tools, collectibles, and other valuable items. You can pawn items for short-term cash needs or sell outright for immediate payment. Call +1 817-426-5026 to discuss your items before visiting, or bring them in during hours for a quick on-site appraisal and same-day transaction.
If you're a Joshua, TX resident facing unexpected expenses, bring a valid photo ID and your item to complete a transaction the same day. Cash America Pawn handles straightforward pawn and sale transactions without credit requirements, making it a practical option when you need immediate cash. The Broadway St location is staffed to process transactions quickly and professionally.
Services & Features
Gold, silver, and precious metal buying with immediate cash payment
In-store merchandise browsing across multiple categories
Item purchase directly (selling unwanted items to the store)
Layaway service with 10% down payment option
Lease-to-own and retail finance solutions through subsidiary AFF (15,000+ merchant partners)
Online inventory browsing and item search
Online store locator to find nearest location
Pawn FAQs and educational content
Pawn loans secured by personal property pledges
Retail sales of jewelry, electronics, tools, appliances, sporting goods, and musical instruments
Feature Checklist
Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection
Pros & Cons
Pros
- Massive network of 3,300+ locations across 29 states plus international presence ensures accessibility in most areas
- Immediate cash payouts on the spot with no credit check or approval delays required
- Non-recourse loans mean you're not liable for repayment beyond losing your pledged item
- Accepts almost any item of value (jewelry, electronics, tools, instruments, gold, etc.) for loans or direct purchase
- Layaway service with just 10% down makes merchandise more affordable without requiring credit
- Gold and precious metal buying provides quick cash conversion for items most households have
- Publicly traded company (S&P 400 component) provides corporate accountability and financial transparency
Cons
- Pawn loans effectively charge high implicit interest through forfeiture of collateral value, making them very expensive compared to traditional loans
- Limited to small loan amounts secured by physical property, restricting access for those needing larger sums
- Losing pledged items creates financial burden and emotional loss beyond typical loan interest, particularly for sentimental possessions
- No reporting to credit bureaus means loans don't help build or improve credit history
- Default consequences are automatic item loss rather than payment plans or debt management options
Rating Breakdown
Value 5.0
Effectiveness 3.5
Customer Service 3.7
Transparency 3.5
Ease of Use 3.9
Frequently Asked Questions
Is Cash America Pawn legitimate?
Yes. Cash America Pawn is a registered company, headquartered in 444 N Broadway St, Joshua, TX 76058.
Quick Facts
- Headquarters
- 444 N Broadway St, Joshua, TX 76058
- BBB Accredited
- No
- Starting Price
- Contact provider
- Setup Fee
- None
- Money-Back Guarantee
- No
CreditDoc Diagnosis
Doctor's Verdict on Cash America Pawn
FirstCash is best for consumers facing genuine financial emergencies who have valuable personal property they're willing to temporarily pledge for immediate cash. However, pawn loans should only be used as a last resort for truly urgent situations, as the implicit costs of losing collateral make them significantly more expensive than traditional loans, payday alternatives, or credit union PALs.
Best For
- Individuals in immediate financial emergencies needing same-day cash without credit approval
- People with valuable items (gold, jewelry, electronics) they're willing to temporarily forfeit for short-term funds
- Consumers excluded from traditional banking who lack credit history or have poor credit scores
- Those seeking retail merchandise through affordable layaway with minimal down payment
Updated 2026-04-29
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