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Joshua, TX's Cash America Pawn at 444 N Broadway St offers quick cash loans and sales for jewelry, electronics, and valuables with no credit check required.
Data compiled from public sources
Cash America Pawn in Joshua, TX is located at 444 N Broadway St, a convenient standalone shop in the heart of Joshua's commercial district. Open Monday through Friday from 10AM to 6PM and Saturday from 10AM to 5PM, this location serves North Texas residents and Joshua visitors with reliable in-person service. The shop's accessible Broadway location makes it easy for Joshua shoppers to stop in during business hours.
This Joshua location specializes in fast evaluations and fair pricing for gold, silver, jewelry, electronics, tools, collectibles, and other valuable items. You can pawn items for short-term cash needs or sell outright for immediate payment. Call +1 817-426-5026 to discuss your items before visiting, or bring them in during hours for a quick on-site appraisal and same-day transaction.
If you're a Joshua, TX resident facing unexpected expenses, bring a valid photo ID and your item to complete a transaction the same day. Cash America Pawn handles straightforward pawn and sale transactions without credit requirements, making it a practical option when you are researching short-term cash access. The Broadway St location is staffed to process transactions quickly and professionally.
This is state-level context for Pawn Shops consumers in Joshua, TX. It does not confirm that Cash America Pawn or this specific location is licensed.
State regulator
Texas Office of Consumer Credit Commissioner
Consumer protection
Short-term lending status: Legal
General rate context: 10% for written contracts (18% default); payday/auto title loans regulated as credit access businesses
Texas allows payday and auto title lending through the Credit Access Business model, which lacks state-level fee caps. Several cities have enacted local ordinances to limit loan amounts and rollovers. Consumers can file complaints with the Office of Consumer Credit Commissioner or the Attorney General.
Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.
Cash America Pawn offers 10 services including Pawn loans secured by personal property pledges, Retail sales of jewelry, electronics, tools, appliances, sporting goods, and musical instruments, Gold, silver, and precious metal buying with immediate cash payment, Layaway service with 10% down payment option, Item purchase directly (selling unwanted items to the store), and 5 more.
Cash America Pawn has profile signals associated with Individuals in urgent expense situations needing same-day cash without credit approval, People with valuable items (gold, jewelry, electronics) they're willing to temporarily forfeit for short-term funds, Consumers excluded from traditional banking who lack credit history or have poor credit scores, Those seeking retail merchandise through affordable layaway with minimal down payment.
Key strengths: Massive network of 3,300+ locations across 29 states plus international presence ensures accessibility in most areas; short-term cash access payouts on the spot with eligibility claim to verify or approval delays required; Non-recourse loans mean you're not liable for repayment beyond losing your pledged item. Areas to consider: Pawn loans effectively charge high implicit interest through forfeiture of collateral value, making them very expensive compared to traditional loans; Limited to small loan amounts secured by physical property, restricting access for those needing larger sums.
In the Pawn Shops category, comparable providers include Gold Star Finance, TitleMax Title Loans, TitleMax Title Loans. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.
CreditDoc Profile Note
FirstCash is profile signals for consumers facing genuine financial emergencies who have valuable personal property they're willing to temporarily pledge for short-term cash access. However, pawn loans should only be used as a last resort for truly urgent situations, as the implicit costs of losing collateral make them significantly more expensive than traditional loans, payday alternatives, or credit union PALs.
Gold Star Finance offers installment signature loans from $200–$1,700 across 68+ Texas locations. Established 1978, they focus on accessible small loans for consumers with imperfect credit.
Profile signals: Texas residents with poor/fair credit needing $200–$1,700 for immediate expenses, Borrowers seeking installment loans over payday/title loans with longer repayment terms
In Carrollton, TX, TitleMax Title Loans at 2717 E Belt Line Rd provides title-loan profile details with rate claims to verify and flexible repayment terms.
Profile signals: Vehicle owners with poor or no credit who own a paid-off car or motorcycle and are researching short-term cash access, Borrowers who need provider-stated funding timing and may not meet traditional bank-loan criteria or credit cards
Irving, TX's TitleMax Title Loans at 2720 N Belt Line Rd provides quick title-secured loans for customers researching emergency-cash options.
Profile signals: Consumers with poor or no credit history who own a paid-off vehicle outright, People needing same-day cash access who cannot qualify for a bank loan or credit card
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