W
WestSide Loan Company
Contact
BBB:
Part of the Cash America Pawn chain · locations
Cash America Pawn in Jacksonville, FL
Jacksonville's Cash America Pawn at 8118 Lem Turner Rd provides quick cash loans on jewelry, electronics, tools, and other items for residents across the north side.
Data compiled from public sources · Rating from CreditDoc methodology
Cash America Pawn Review
Cash America Pawn's Jacksonville, FL location sits at 8118 Lem Turner Rd, a convenient spot for residents across Jacksonville's north side. Open Monday through Friday from 9AM to 6PM and Saturday from 9AM to 5PM (closed Sundays), this standalone pawn shop is easily accessible for walk-in customers seeking fast pawn services.
At this Jacksonville store, you can pawn jewelry, electronics, tools, instruments, and other valuable items for immediate cash—or browse and purchase quality secondhand goods at competitive prices. Call 904-766-2330 to ask about current inventory, get estimates on your items, or discuss what the shop accepts. The team handles everything from appraisal to transaction with efficiency.
If you're a Jacksonville resident facing unexpected expenses or hunting for deals on used items, Cash America Pawn on Lem Turner Rd is straightforward and fair. Bring a valid ID and your items; the process is quick and requires no credit check. This location serves the community with reliable pawn services you can count on.
Services & Features
Fast pawn loan processing
Gold, silver, and platinum buying and valuation
Layaway services with 10% down payment
Lease-to-own and retail finance solutions (through AFF subsidiary)
Merchandise buying (virtually any item of value)
Merchandise selling (in-store and online)
Multi-location retail shopping experience
Online store locator and contact services
Pawn loans secured by personal property (non-recourse)
Point-of-sale payment technology solutions
Retail sales of merchandise (jewelry, electronics, tools, appliances, sporting goods, musical instruments)
Store locator and inventory search tools
Feature Checklist
Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection
Pros & Cons
Pros
- 3,300+ locations across 29 U.S. states plus UK and Latin America—unmatched geographic availability
- Non-recourse pawn loans secured by personal property with no credit check required
- Buys gold, silver, and platinum on the spot for immediate cash
- Layaway service available with affordable 10% down payment option
- No income verification or employment requirement for pawn loans
- Wide merchandise selection—buys and sells jewelry, electronics, tools, appliances, instruments, sporting goods
- Large retail inventory searchable by location for in-store shopping
Cons
- Pawn loan costs through redemption fees can be expensive compared to traditional personal loans
- Pledged items may be sold if loans aren't repaid, creating loss of sentimental or valuable property
- Layaway service ties up capital with only 10% down, which may not suit tight-budget consumers
- Limited information on website regarding specific interest rates, fees, and loan term structures
- Retail inventory and loan terms vary significantly by individual store location
Rating Breakdown
Value 5.0
Effectiveness 3.5
Customer Service 3.7
Transparency 3.5
Ease of Use 3.9
Frequently Asked Questions
Is Cash America Pawn legitimate?
Yes. Cash America Pawn is a registered company, headquartered in 8118 Lem Turner Rd, Jacksonville, FL 32208.
Quick Facts
- Headquarters
- 8118 Lem Turner Rd, Jacksonville, FL 32208
- BBB Accredited
- No
- Starting Price
- Contact provider
- Setup Fee
- None
- Money-Back Guarantee
- No
CreditDoc Diagnosis
Doctor's Verdict on Cash America Pawn
FirstCash is ideal for cash-constrained consumers who own valuable items and need immediate funds without credit checks, or for bargain shoppers seeking affordable retail goods. The main caveat is understanding that pawn loans operate through item redemption fees rather than traditional interest rates, and pledged property can be sold if loans aren't repaid—making this a collateral-based lending option, not unsecured credit.
Best For
- Consumers who need immediate cash and own valuable items (jewelry, electronics, tools) they can pledge
- Individuals who cannot qualify for traditional loans due to poor credit or lack of income verification
- Shoppers seeking affordable merchandise through retail sales or layaway services
- People who want to sell gold, silver, or platinum jewelry quickly for cash
Updated 2026-04-29
More Pawn Shops
W
We Buy Everything - Philadelphia
Contact
BBB:
W
We Buy Everything Pawn Shop - Springfield
Contact
BBB:
Financial Wellness Guides
How to Read Your Credit Report (And Spot Errors)
Your credit report contains the raw data behind your score. Learn what's in it, how to read it, and how to dispute errors that could be dragging your score down.
Read guide →Buy Now, Pay Later: How BNPL Really Affects Your Credit
Klarna, Afterpay, Affirm — they make spending easy. But what happens to your credit score when you use them? Here's what the fine print doesn't tell you.
Read guide →Understanding Your Credit Score: The Complete Guide
Learn what makes up your credit score, how it's calculated, what the ranges mean, and how to check yours for free.
Read guide →Affiliate Disclosure: CreditDoc may earn a commission when you click links to Cash America Pawn and other services. These commissions help us maintain our free research. Our editorial team independently evaluates all services. Compensation does not influence our ratings or rankings. Learn more.