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Jacksonville's Cash America Pawn at 8118 Lem Turner Rd provides quick cash loans on jewelry, electronics, tools, and other items for residents across the north side.
Data compiled from public sources
Cash America Pawn's Jacksonville, FL location sits at 8118 Lem Turner Rd, a convenient spot for residents across Jacksonville's north side. Open Monday through Friday from 9AM to 6PM and Saturday from 9AM to 5PM (closed Sundays), this standalone pawn shop is easily accessible for walk-in customers seeking fast pawn services.
At this Jacksonville store, you can pawn jewelry, electronics, tools, instruments, and other valuable items for short-term cash access—or browse and purchase quality secondhand goods at competitive prices. Call 904-766-2330 to ask about current inventory, get estimates on your items, or discuss what the shop accepts. The team handles everything from appraisal to transaction with efficiency.
If you're a Jacksonville resident facing unexpected expenses or hunting for deals on used items, Cash America Pawn on Lem Turner Rd is straightforward and fair. Bring a valid ID and your items; the process is quick and requires eligibility claim to verify. This location serves the community with reliable pawn services you can count on.
This is state-level context for Pawn Shops consumers in Jacksonville, FL. It does not confirm that Cash America Pawn or this specific location is licensed.
State regulator
Florida Office of Financial Regulation
Consumer protection
Short-term lending status: Legal
General rate context: 18% for loans under $500,000; 25% criminal usury threshold; payday loans regulated separately
Florida allows payday lending with notable consumer protections including a statewide database preventing multiple simultaneous loans, a $500 cap, and a 24-hour cooling-off period. The Office of Financial Regulation oversees all consumer lenders. Consumers can file complaints online through the OFR or the Attorney General.
Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.
Cash America Pawn offers 12 services including Pawn loans secured by personal property (non-recourse), Gold, silver, and platinum buying and valuation, Retail sales of merchandise (jewelry, electronics, tools, appliances, sporting goods, musical instruments), Layaway services with 10% down payment, Store locator and inventory search tools, and 7 more.
Cash America Pawn has profile signals associated with Consumers who are researching short-term cash access and own valuable items (jewelry, electronics, tools) they can pledge, Individuals who may not meet traditional loan criteria due to poor credit or lack of income verification, Shoppers seeking affordable merchandise through retail sales or layaway services, People who want to sell gold, silver, or platinum jewelry quickly for cash.
Key strengths: 3,300+ locations across 29 U.S. states plus UK and Latin America—unmatched geographic availability; Non-recourse pawn loans secured by personal property with eligibility claim to verify; Buys gold, silver, and platinum on the spot for short-term cash access. Areas to consider: Pawn loan costs through redemption fees can be expensive compared to traditional personal loans; Pledged items may be sold if loans aren't repaid, creating loss of sentimental or valuable property.
In the Pawn Shops category, comparable providers include InstaLoan, Pawn Jewelry - Orlando, FL, Pawn Jewelry - Tampa, FL. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.
CreditDoc Profile Note
FirstCash is profiled for cash-constrained consumers who own valuable items and need immediate funds with eligibility claims to verify, or for bargain shoppers seeking affordable retail goods. The main caveat is understanding that pawn loans operate through item redemption fees rather than traditional interest rates, and pledged property can be sold if loans aren't repaid—making this a collateral-based lending option, not unsecured credit.
Brandon, FL is served by InstaLoan's pawn shop at 1403 W Brandon Blvd, open Mon-Sat for short-term cash access loans and asset sales.
Profile signals: Florida or Georgia residents with bad or no credit who need cash within the same day, Vehicle owners with a clear title (no active financing) who need to borrow against it without surrendering the car
Diamond Banc Orlando offers collateral loans and outright purchases for fine jewelry, diamonds, and luxury watches, charging 2.5%/month with no setup fees or prepayment penalties.
Profile signals: Luxury jewelry owners who need fast liquidity without permanently selling their pieces, Rolex or designer watch owners seeking higher loan amounts than traditional pawn shops offer
Diamond Banc Tampa offers collateral-based equity loans and outright purchases of fine jewelry, diamonds, and luxury watches — a premium alternative to traditional pawn shops.
Profile signals: Owners of high-value fine jewelry or luxury watches ($50,000+) who need fast short-term liquidity, Borrowers who cannot or prefer not to use their credit profile to qualify for a loan
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