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Cash America Pawn in Jacksonville, FL

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At 4460 Blanding Blvd in Jacksonville, FL, Cash America Pawn offers fast pawn loans for jewelry, electronics, and gold.

Data compiled from public sources

Cash America Pawn Review

Located at 4460 Blanding Blvd in Jacksonville, FL, Cash America Pawn is a full-service pawn shop serving the greater Jacksonville community. This standalone location offers a wide selection of pre-owned jewelry, electronics, musical instruments, and other valuables in a clean, professional environment. The shop operates Monday through Friday from 9 AM to 6 PM, Saturday from 9 AM to 5 PM, and Sunday from 12 PM to 5 PM.

At this Jacksonville location, Cash America Pawn provides pawn loans, buying, and selling services for items ranging from jewelry and watches to electronics and collectibles. Whether you are researching short-term cash access or are looking to purchase quality pre-owned items, the knowledgeable staff at this FL store can assist you. For specific questions about items or services, call +1 904-778-0088.

If you're a Jacksonville resident in need of short-term cash access or interested in buying quality pre-owned merchandise, this Cash America Pawn location on Blanding Blvd is conveniently located and worth a visit. Bring a valid government-issued ID, and if pawning an item, be prepared to describe what you're offering. Cash America Pawn has been a reported local option for Jacksonville residents seeking flexible lending and buying services.

Services & Features

Cash payment on the spot for items purchased
Gold, silver, and platinum buying (immediate cash payment)
Item hunting and inventory browsing across 3,300+ store network
Layaway services (10% down payment plans)
Lease-to-own and retail finance solutions through subsidiary AFF (15,000+ merchant partners)
Merchandise appraisal and evaluation
Non-recourse pawn loans secured by pledged personal property
Online inventory access and shopping
Retail merchandise sales (jewelry, electronics, tools, appliances, sporting goods, musical instruments)
Store locator tool to find nearest location

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • 3,300+ locations across 29 U.S. states, D.C., UK, and Latin America provide convenient access
  • short-term cash access loans with eligibility claim to verify—pawn loans are available to anyone with valuable collateral
  • Non-recourse loans mean borrowers are not personally liable if pledged items are not reclaimed
  • Publicly traded company (S&P MidCap 400 and Russell 2000) provides corporate stability and transparency
  • Buys gold, silver, and platinum on the spot, converting precious metals to short-term cash access
  • Layaway service offers affordable 10% down payment alternative for retail purchases
  • Diverse inventory across locations (jewelry, electronics, tools, appliances, instruments) creates buying and selling opportunities

Cons

  • Pawn loans require surrendering physical collateral with genuine risk of permanent loss if loan not repaid
  • Pawn loan terms, interest rates, and holding periods vary by location and are not standardized company-wide
  • The merchandise resale model means customers are competing with the company's own inventory for goods at potentially higher markups
  • No mention of financial counseling or education about loan terms on the main website—borrowers must visit individual stores
  • Layaway service requires 10% down and ongoing payments, which may not be realistic for extremely cash-constrained consumers

State Consumer Finance Context

This is state-level context for Pawn Shops consumers in Jacksonville, FL. It does not confirm that Cash America Pawn or this specific location is licensed.

State regulator

Florida Office of Financial Regulation

Money services context in Florida

Short-term lending status: Legal

General rate context: 18% for loans under $500,000; 25% criminal usury threshold; payday loans regulated separately

Florida allows payday lending with notable consumer protections including a statewide database preventing multiple simultaneous loans, a $500 cap, and a 24-hour cooling-off period. The Office of Financial Regulation oversees all consumer lenders. Consumers can file complaints online through the OFR or the Attorney General.

Key state rules to check

  • Payday loans (deferred presentment) capped at $500 with maximum fee of $10 per $100 ($300) or $15 per $100 ($300-$500).
  • Borrowers can have only one outstanding payday loan at a time, tracked via a statewide database.
  • A mandatory 24-hour cooling-off period is required between payday loans.

Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.

Frequently Asked Questions

What services does Cash America Pawn offer?

Cash America Pawn offers 10 services including Non-recourse pawn loans secured by pledged personal property, Gold, silver, and platinum buying (immediate cash payment), Retail merchandise sales (jewelry, electronics, tools, appliances, sporting goods, musical instruments), Layaway services (10% down payment plans), Item hunting and inventory browsing across 3,300+ store network, and 5 more.

What profile signals are listed for Cash America Pawn?

Cash America Pawn has profile signals associated with People researching emergency-cash options who own valuable items (jewelry, electronics, tools) and don't have access to credit, Consumers seeking short-term loans with eligibility claims to verify or bank involvement, Budget shoppers looking for discounted merchandise or layaway alternatives to full upfront retail payment, Individuals with precious metals (gold, silver, platinum) they want to convert quickly to cash.

What are the strengths and weaknesses of Cash America Pawn?

Key strengths: 3,300+ locations across 29 U.S. states, D.C., UK, and Latin America provide convenient access; short-term cash access loans with eligibility claim to verify—pawn loans are available to anyone with valuable collateral; Non-recourse loans mean borrowers are not personally liable if pledged items are not reclaimed. Areas to consider: Pawn loans require surrendering physical collateral with genuine risk of permanent loss if loan not repaid; Pawn loan terms, interest rates, and holding periods vary by location and are not standardized company-wide.

How does Cash America Pawn compare to similar companies?

In the Pawn Shops category, comparable providers include InstaLoan, Pawn Jewelry - Orlando, FL, Pawn Jewelry - Tampa, FL. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.

Quick Facts

Headquarters
4460 Blanding Blvd, Jacksonville, FL 32210
BBB Accredited
No
Visit Cash America Pawn

CreditDoc Profile Note

Research Note on Cash America Pawn

FirstCash is best suited for cash-constrained consumers who own valuable items and need fast funds with eligibility claims to verify or bank approval. The main caveat is that pawn loans carry the risk of permanent loss of collateral if repayment deadlines are missed—this is fundamentally higher-risk in listed context than traditional credit products and requires careful financial planning before pledging items.

Profile Signals

  • People researching emergency-cash options who own valuable items (jewelry, electronics, tools) and don't have access to credit
  • Consumers seeking short-term loans with eligibility claims to verify or bank involvement
  • Budget shoppers looking for discounted merchandise or layaway alternatives to full upfront retail payment
  • Individuals with precious metals (gold, silver, platinum) they want to convert quickly to cash
Updated 2026-05-08

Similar Companies

InstaLoan logo

InstaLoan

Brandon, FL is served by InstaLoan's pawn shop at 1403 W Brandon Blvd, open Mon-Sat for short-term cash access loans and asset sales.

BBB: A+

Profile signals: Florida or Georgia residents with bad or no credit who need cash within the same day, Vehicle owners with a clear title (no active financing) who need to borrow against it without surrendering the car

Pawn Jewelry - Orlando, FL logo

Pawn Jewelry - Orlando, FL

Diamond Banc Orlando offers collateral loans and outright purchases for fine jewelry, diamonds, and luxury watches, charging 2.5%/month with no setup fees or prepayment penalties.

BBB: A+

Profile signals: Luxury jewelry owners who need fast liquidity without permanently selling their pieces, Rolex or designer watch owners seeking higher loan amounts than traditional pawn shops offer

Pawn Jewelry - Tampa, FL logo

Pawn Jewelry - Tampa, FL

Diamond Banc Tampa offers collateral-based equity loans and outright purchases of fine jewelry, diamonds, and luxury watches — a premium alternative to traditional pawn shops.

BBB: A+

Profile signals: Owners of high-value fine jewelry or luxury watches ($50,000+) who need fast short-term liquidity, Borrowers who cannot or prefer not to use their credit profile to qualify for a loan

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Quick Summary

  • Cash America Pawn is listed as a Pawn Shops provider in Jacksonville, FL on CreditDoc.
  • Use this page to check contact details, location, listed services, review signals, FAQs, and similar providers before deciding what to do next.
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