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Cash America Pawn in Houston, TX

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At 6120 Bellfort Ave in Houston, TX, Cash America Pawn offers quick loans on jewelry, electronics, and valuables with in-person service Monday through Saturday.

Data compiled from public sources

Cash America Pawn Review

Cash America Pawn in Houston, TX is located at 6120 Bellfort Ave, serving the Bellfort corridor and surrounding neighborhoods with accessible pawn services. The standalone store operates Monday through Friday from 9:00 AM to 7:00 PM, with Saturday hours from 9:00 AM to 6:00 PM, and is closed on Sundays. Walk-ins are welcome during these hours to have items assessed and discuss loan offers.

This Houston location specializes in fast loans against jewelry, electronics, video games, musical instruments, and other valuables. The in-person team provides immediate evaluations and competitive cash offers on the spot. You can call (713) 264-7296 to ask questions about specific items or confirm current values before visiting the store.

If you are researching short-term cash access in the Houston, TX area, bring a valid government-issued ID and your items to this Bellfort Ave location. Transactions are completed on-site with no lengthy approval processes, making it a practical alternative for unexpected financial needs. Expect fair valuations and straightforward pricing.

Services & Features

Buy and sell services for general merchandise
Gold, silver, and precious metal buying with instant cash payment
Item evaluation and collateral assessment
Merchandise layaway plans with 10% down payment
Merchandise lending library (customers can pawn and retrieve items repeatedly)
Pawn loans secured by personal property with fast approval
Point-of-sale payment solutions for merchants
Retail lease-to-own and payment solutions through AFF subsidiary at 15,000+ merchant partners
Retail sales of jewelry, electronics, tools, appliances, sporting goods, and musical instruments
Store locator with real-time inventory browsing

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • Massive network of 3,300+ locations across 29 U.S. states, D.C., U.K., Mexico, Guatemala, Colombia, and El Salvador for convenient access
  • Fast same-day pawn loans with eligibility claim to verify—profiled for short-term cash needs
  • Non-recourse loans meaning you're not personally liable for loan balance if item is forfeited
  • Buys almost anything of value including gold, silver, platinum, jewelry, electronics, tools, and instruments with instant cash payment
  • Layaway service available with only 10% down payment for deferred purchases
  • Largest and most established pawn operator globally with 22,000+ employees and stock market listing
  • Accepts a wide variety of merchandise, increasing likelihood of getting a loan regardless of what collateral you have

Cons

  • Losing collateral is a real risk—if you cannot repay the pawn loan, you permanently lose the pledged item with no recourse
  • Pawn loans carry interest charges that make the total cost of borrowing higher than credit-based alternatives; rates not disclosed on website
  • Layaway service charges 10% down with no detail on total cost, potentially expensive for budget-conscious shoppers
  • As a for-profit public company, FirstCash targets financially vulnerable populations; the business model relies on collateral seizure
  • No information provided on website regarding loan terms, repayment periods, interest rates, or fees—transparency is limited

State Consumer Finance Context

This is state-level context for Pawn Shops consumers in Houston, TX. It does not confirm that Cash America Pawn or this specific location is licensed.

State regulator

Texas Office of Consumer Credit Commissioner

Money services context in Texas

Short-term lending status: Legal

General rate context: 10% for written contracts (18% default); payday/auto title loans regulated as credit access businesses

Texas allows payday and auto title lending through the Credit Access Business model, which lacks state-level fee caps. Several cities have enacted local ordinances to limit loan amounts and rollovers. Consumers can file complaints with the Office of Consumer Credit Commissioner or the Attorney General.

Key state rules to check

  • Payday and auto title lenders operate as Credit Access Businesses (CABs) arranging loans through third-party lenders.
  • No state cap on CAB fees; effective APRs frequently exceed 500%.
  • Several cities (Austin, Dallas, San Antonio, Houston) have enacted local payday lending ordinances.

Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.

Frequently Asked Questions

What services does Cash America Pawn offer?

Cash America Pawn offers 10 services including Pawn loans secured by personal property with fast approval, Retail sales of jewelry, electronics, tools, appliances, sporting goods, and musical instruments, Gold, silver, and precious metal buying with instant cash payment, Merchandise layaway plans with 10% down payment, Item evaluation and collateral assessment, and 5 more.

What profile signals are listed for Cash America Pawn?

Cash America Pawn has profile signals associated with Consumers researching short-term cash access who own items of value (jewelry, electronics, tools) and cannot access traditional credit, People with no credit history or poor credit who may not meet personal-loan or credit-card criteria, Individuals seeking short-term loans who are confident they can repay and reclaim their collateral.

What are the strengths and weaknesses of Cash America Pawn?

Key strengths: Massive network of 3,300+ locations across 29 U.S. states, D.C., U.K., Mexico, Guatemala, Colombia, and El Salvador for convenient access; Fast same-day pawn loans with eligibility claim to verify—profiled for short-term cash needs; Non-recourse loans meaning you're not personally liable for loan balance if item is forfeited. Areas to consider: Losing collateral is a real risk—if you cannot repay the pawn loan, you permanently lose the pledged item with no recourse; Pawn loans carry interest charges that make the total cost of borrowing higher than credit-based alternatives; rates not disclosed on website.

How does Cash America Pawn compare to similar companies?

In the Pawn Shops category, comparable providers include Gold Star Finance, TitleMax Title Loans, TitleMax Title Loans. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.

Quick Facts

Headquarters
6120 Bellfort Ave, Houston, TX 77033
BBB Accredited
No
Visit Cash America Pawn

CreditDoc Profile Note

Research Note on Cash America Pawn

FirstCash is profile signals for individuals with immediate liquidity needs who own valuable collateral and cannot access traditional credit. The main caveat is that pawn loans require surrendering personal property as security, and failure to repay results in permanent loss of that item—making this appropriate only for those confident in their ability to repay within the loan term.

Profile Signals

  • Consumers researching short-term cash access who own items of value (jewelry, electronics, tools) and cannot access traditional credit
  • People with no credit history or poor credit who may not meet personal-loan or credit-card criteria
  • Individuals seeking short-term loans who are confident they can repay and reclaim their collateral
Updated 2026-05-08

Similar Companies

Gold Star Finance logo

Gold Star Finance

Gold Star Finance offers installment signature loans from $200–$1,700 across 68+ Texas locations. Established 1978, they focus on accessible small loans for consumers with imperfect credit.

BBB: NR

Profile signals: Texas residents with poor/fair credit needing $200–$1,700 for immediate expenses, Borrowers seeking installment loans over payday/title loans with longer repayment terms

TitleMax Title Loans logo

TitleMax Title Loans

In Carrollton, TX, TitleMax Title Loans at 2717 E Belt Line Rd provides title-loan profile details with rate claims to verify and flexible repayment terms.

BBB: A+

Profile signals: Vehicle owners with poor or no credit who own a paid-off car or motorcycle and are researching short-term cash access, Borrowers who need provider-stated funding timing and may not meet traditional bank-loan criteria or credit cards

TitleMax Title Loans logo

TitleMax Title Loans

Irving, TX's TitleMax Title Loans at 2720 N Belt Line Rd provides quick title-secured loans for customers researching emergency-cash options.

BBB: A+

Profile signals: Consumers with poor or no credit history who own a paid-off vehicle outright, People needing same-day cash access who cannot qualify for a bank loan or credit card

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Quick Summary

  • Cash America Pawn is listed as a Pawn Shops provider in Houston, TX on CreditDoc.
  • Use this page to check contact details, location, listed services, review signals, FAQs, and similar providers before deciding what to do next.
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