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Cash America Pawn in Haltom City, TX

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Haltom City, TX's Cash America Pawn at 4530 NE 28th St offers quick cash loans on personal items, jewelry, and electronics.

Data compiled from public sources

Cash America Pawn Review

Cash America Pawn operates at 4530 NE 28th St in Haltom City, TX, serving the northeast Haltom City area with convenient pawn and lending services. Open Monday through Friday from 9 AM to 7 PM and Saturday 9 AM to 6 PM, this standalone location is easily accessible throughout the week for your urgent expense research.

At this Haltom City location, you can pawn jewelry, electronics, tools, sporting equipment, and other valuable items for short-term cash access. The team evaluates your items quickly and offers competitive loan amounts based on current market value. Call +1 817-834-0301 to ask about specific items or current loan rates.

If you need cash fast in Haltom City, bring a valid government ID and your items to the 4530 NE 28th St location—loans can be approved the same day. This is profiled for short-term financial gaps or selling items you no longer need, with eligibility claims to verify.

Services & Features

Gold, silver, and platinum buying
Layaway plan (10% down on retail purchases)
Lease-to-own payment solutions via AFF subsidiary
Outright purchase of personal property for immediate cash
Pawn loans (non-recourse, collateral-based, no credit check)
Retail finance point-of-sale solutions via AFF at 15,000+ merchant partners
Retail sale of secondhand jewelry, electronics, tools, appliances, sporting goods, and musical instruments
Store locator for 2,500+ U.S. and Latin American locations

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • Non-recourse pawn loans — eligibility claim to verify, no collections, no credit score impact
  • Over 2,500 store locations across the U.S. and Latin America for easy access
  • Buys a wide range of items on the spot: jewelry, electronics, tools, appliances, sporting goods, musical instruments
  • Gold, silver, and platinum buying for short-term cash access
  • Layaway plan available with 10% down — no interest financing for purchases
  • Publicly traded parent company (FirstCash, S&P MidCap 400) with regulatory oversight and standardized practices
  • Lease-to-own and retail finance options via AFF subsidiary at 15,000+ merchant locations

Cons

  • Pawn loan amounts are based on resale value, typically a fraction of an item's retail or sentimental worth
  • Interest rates and fees on pawn loans are typically high on an annualized basis — varies by state law
  • Items not redeemed within the loan term are forfeited and sold — no partial credit or extensions guaranteed
  • No online loan process — requires in-person visit with physical collateral
  • Retail merchandise is secondhand and inventory varies unpredictably by location

State Consumer Finance Context

This is state-level context for Pawn Shops consumers in Haltom City, TX. It does not confirm that Cash America Pawn or this specific location is licensed.

State regulator

Texas Office of Consumer Credit Commissioner

Money services context in Texas

Short-term lending status: Legal

General rate context: 10% for written contracts (18% default); payday/auto title loans regulated as credit access businesses

Texas allows payday and auto title lending through the Credit Access Business model, which lacks state-level fee caps. Several cities have enacted local ordinances to limit loan amounts and rollovers. Consumers can file complaints with the Office of Consumer Credit Commissioner or the Attorney General.

Key state rules to check

  • Payday and auto title lenders operate as Credit Access Businesses (CABs) arranging loans through third-party lenders.
  • No state cap on CAB fees; effective APRs frequently exceed 500%.
  • Several cities (Austin, Dallas, San Antonio, Houston) have enacted local payday lending ordinances.

Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.

Frequently Asked Questions

What services does Cash America Pawn offer?

Cash America Pawn offers 8 services including Pawn loans (non-recourse, collateral-based, no credit check), Outright purchase of personal property for immediate cash, Gold, silver, and platinum buying, Retail sale of secondhand jewelry, electronics, tools, appliances, sporting goods, and musical instruments, Layaway plan (10% down on retail purchases), and 3 more.

What profile signals are listed for Cash America Pawn?

Cash America Pawn has profile signals associated with Consumers who are researching short-term cash access and own jewelry, electronics, or tools but have poor or no credit, People seeking a short-term, no-credit-check loan without risk of collections or credit reporting, Bargain shoppers looking for secondhand electronics, jewelry, or sporting goods at below-retail prices, Individuals who want to sell gold, silver, or platinum quickly without going through a jeweler.

What are the strengths and weaknesses of Cash America Pawn?

Key strengths: Non-recourse pawn loans — eligibility claim to verify, no collections, no credit score impact; Over 2,500 store locations across the U.S. and Latin America for easy access; Buys a wide range of items on the spot: jewelry, electronics, tools, appliances, sporting goods, musical instruments. Areas to consider: Pawn loan amounts are based on resale value, typically a fraction of an item's retail or sentimental worth; Interest rates and fees on pawn loans are typically high on an annualized basis — varies by state law.

How does Cash America Pawn compare to similar companies?

In the Pawn Shops category, comparable providers include Gold Star Finance, TitleMax Title Loans, TitleMax Title Loans. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.

Quick Facts

Headquarters
4530 NE 28th St, Haltom City, TX 76117
BBB Accredited
No
Visit Cash America Pawn

CreditDoc Profile Note

Research Note on Cash America Pawn

Cash America Pawn is profile signals for consumers who are researching short-term cash access and have physical assets to pledge but cannot qualify for or do not want traditional credit products. The non-recourse structure means no collections risk, but loan values are low relative to item worth and fees are significant — it is a last-resort bridge, not a listed-cost borrowing strategy.

Profile Signals

  • Consumers who are researching short-term cash access and own jewelry, electronics, or tools but have poor or no credit
  • People seeking a short-term, no-credit-check loan without risk of collections or credit reporting
  • Bargain shoppers looking for secondhand electronics, jewelry, or sporting goods at below-retail prices
  • Individuals who want to sell gold, silver, or platinum quickly without going through a jeweler
Updated 2026-05-08

Similar Companies

Gold Star Finance logo

Gold Star Finance

Gold Star Finance offers installment signature loans from $200–$1,700 across 68+ Texas locations. Established 1978, they focus on accessible small loans for consumers with imperfect credit.

BBB: NR

Profile signals: Texas residents with poor/fair credit needing $200–$1,700 for immediate expenses, Borrowers seeking installment loans over payday/title loans with longer repayment terms

TitleMax Title Loans logo

TitleMax Title Loans

In Carrollton, TX, TitleMax Title Loans at 2717 E Belt Line Rd provides title-loan profile details with rate claims to verify and flexible repayment terms.

BBB: A+

Profile signals: Vehicle owners with poor or no credit who own a paid-off car or motorcycle and are researching short-term cash access, Borrowers who need provider-stated funding timing and may not meet traditional bank-loan criteria or credit cards

TitleMax Title Loans logo

TitleMax Title Loans

Irving, TX's TitleMax Title Loans at 2720 N Belt Line Rd provides quick title-secured loans for customers researching emergency-cash options.

BBB: A+

Profile signals: Consumers with poor or no credit history who own a paid-off vehicle outright, People needing same-day cash access who cannot qualify for a bank loan or credit card

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Quick Summary

  • Cash America Pawn is listed as a Pawn Shops provider in Haltom City, TX on CreditDoc.
  • Use this page to check contact details, location, listed services, review signals, FAQs, and similar providers before deciding what to do next.
  • If you need a loan, account, installment option, credit help, or debt support, start with the fit quiz and compare alternatives before contacting a provider.
  • For broader context, continue into the free Credit Fundamentals course or a relevant financial wellness guide.

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