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Cash America Pawn in Gladstone, MO

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Gladstone, MO's Cash America Pawn at 7015 N Oak Trafficway provides pawn loans, buying, and collateral lending services Monday–Saturday.

Data compiled from public sources

Cash America Pawn Review

Cash America Pawn's Gladstone location sits at 7015 N Oak Trafficway, operating as an independent pawn shop open Monday through Friday 9AM–7PM and Saturday 9AM–4PM. The shop is centrally positioned for residents of Gladstone, MO and surrounding communities.

At this N Oak Trafficway location in Gladstone, you can pawn items (jewelry, electronics, tools, instruments), sell items outright, or get short-term cash loans using items as collateral. Call +1 816-436-5518 to speak with staff about specific items or to arrange a transaction.

If you're a Gladstone resident researching short-term cash access or looking to buy second-hand goods, the N Oak Trafficway shop is convenient and straightforward. Bring a government-issued ID and be ready to discuss value. The shop has served the Gladstone area for many years.

Services & Features

Fast pawn loan approval and cash disbursement
Gold, silver, and platinum buying—immediate cash payment for precious metals
Layaway service with 10% down payment option
Lease-to-own and retail finance payment solutions through AFF subsidiary (15,000+ merchant partners)
Online inventory browsing and item hunting across store network
Pawn FAQs and educational resources on pawn process
Pawn loans secured by personal property (jewelry, electronics, tools, appliances, instruments, sporting goods)
Point-of-sale payment technology solutions for retail partners
Retail sales of new and used merchandise across all categories
Store locator with 3,300+ locations across 29 U.S. states and DC

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • short-term cash access with eligibility and income-verification claims to verify required
  • Non-recourse loans—borrowers only lose pledged collateral, not subject to deficiency judgments
  • Massive 3,300+ store network across 29 U.S. states, DC, UK, and Latin America for convenience
  • Wide variety of accepted collateral items (jewelry, electronics, tools, instruments, appliances, sporting goods)
  • Gold and precious metals buying service provides short-term cash access for items many consumers have on hand
  • Layaway service option with affordable 10% down payment for budget-conscious shoppers
  • Publicly traded company (S&P MidCap 400, Russell 2000) indicating regulatory oversight and transparency
  • No impact on credit score or credit report—non-credit-based lending

Cons

  • Interest rates and fees not disclosed on website, preventing listed cost comparison before borrowing
  • Immediate loss of possession of pledged items creates inconvenience and lifestyle disruption
  • Pawn loans are fundamentally high-cost borrowing designed only for short-term cash emergencies
  • Limited repayment flexibility—standard pawn terms don't accommodate extended payment periods like personal loans
  • Retail merchandise quality and selection varies significantly by location, as noted by 'you never know what you'll find' marketing language

State Consumer Finance Context

This is state-level context for Pawn Shops consumers in Gladstone, MO. It does not confirm that Cash America Pawn or this specific location is licensed.

State regulator

Missouri Division of Finance

Money services context in Missouri

Short-term lending status: Legal

General rate context: No cap for licensed lenders; payday loans capped at $500 with fees up to $75

Missouri allows payday lending with relatively permissive regulations including up to 6 renewals. The fee cap of 75% of the loan amount results in very high effective APRs. The Division of Finance regulates consumer lenders, and complaints can be filed with the Division or the Attorney General.

Key state rules to check

  • Payday loans capped at $500 with maximum fee of 75% of the original loan amount.
  • Maximum loan term is 14-31 days.
  • Borrowers may renew up to 6 times, but principal must decrease by 5% with each renewal.

Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.

Frequently Asked Questions

What services does Cash America Pawn offer?

Cash America Pawn offers 10 services including Pawn loans secured by personal property (jewelry, electronics, tools, appliances, instruments, sporting goods), Retail sales of new and used merchandise across all categories, Gold, silver, and platinum buying—immediate cash payment for precious metals, Layaway service with 10% down payment option, Store locator with 3,300+ locations across 29 U.S. states and DC, and 5 more.

What profile signals are listed for Cash America Pawn?

Cash America Pawn has profile signals associated with Cash-strapped consumers needing immediate funds with eligibility claims to verify or debt obligation, People with valuable items (jewelry, electronics, instruments) willing to temporarily forfeit them for quick loans, Shoppers seeking affordable layaway options with minimal down payment (10%) to spread purchases, Individuals with damaged credit who may not meet traditional personal-loan or credit-product criteria.

What are the strengths and weaknesses of Cash America Pawn?

Key strengths: short-term cash access with eligibility and income-verification claims to verify required; Non-recourse loans—borrowers only lose pledged collateral, not subject to deficiency judgments; Massive 3,300+ store network across 29 U.S. states, DC, UK, and Latin America for convenience. Areas to consider: Interest rates and fees not disclosed on website, preventing listed cost comparison before borrowing; Immediate loss of possession of pledged items creates inconvenience and lifestyle disruption.

How does Cash America Pawn compare to similar companies?

In the Pawn Shops category, comparable providers include 23rd Street Pawn, Alpha Pawn & Jewelry, American Gold Mine. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.

Quick Facts

Headquarters
7015 N Oak Trafficway, Gladstone, MO 64118
BBB Accredited
No
Visit Cash America Pawn

CreditDoc Profile Note

Research Note on Cash America Pawn

FirstCash is profile signals for individuals facing short-term cash access emergencies who have valuable personal property to pledge and cannot qualify for or access traditional credit products. The critical caveat is that pawn loans are inherently expensive short-term borrowing mechanisms—while non-recourse structure limits downside risk, the cost of obtaining cash this way is significantly higher than alternatives like personal loans, payday alternative programs, or credit union advances, making this appropriate only when other options are unavailable.

Profile Signals

  • Cash-strapped consumers needing immediate funds with eligibility claims to verify or debt obligation
  • People with valuable items (jewelry, electronics, instruments) willing to temporarily forfeit them for quick loans
  • Shoppers seeking affordable layaway options with minimal down payment (10%) to spread purchases
  • Individuals with damaged credit who may not meet traditional personal-loan or credit-product criteria
Updated 2026-05-08

Similar Companies

23rd Street Pawn logo

23rd Street Pawn

23rd Street Pawn is a pawn shop offering collateral-based loans against personal items like jewelry, electronics, and valuables with quick funding and eligibility claims to verify.

BBB: NR

Profile signals: Individuals facing genuine emergencies who need cash within hours and have no other options, People with damaged credit or no credit history unable to access traditional lenders

Alpha Pawn & Jewelry logo

Alpha Pawn & Jewelry

Alpha Pawn & Jewelry is a pawn shop offering collateral-based loans and buying services for jewelry, electronics, and other valuables with quick funding.

BBB: NR

Profile signals: Customers with poor or no credit history researching short-term cash access, People with valuable jewelry or electronics seeking immediate liquidity

American Gold Mine logo

American Gold Mine

Family-owned pawn shop with 35+ years operating three Missouri locations. Buys, sells, and loans against jewelry, electronics, tools, firearms, and collectibles.

BBB: NR

Profile signals: Consumers researching short-term cash access who own items of value and have no other short-term borrowing options, Bargain hunters and resale shoppers seeking discounted jewelry, tools, electronics, or musical instruments

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Quick Summary

  • Cash America Pawn is listed as a Pawn Shops provider in Gladstone, MO on CreditDoc.
  • Use this page to check contact details, location, listed services, review signals, FAQs, and similar providers before deciding what to do next.
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