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Elgin, TX's Cash America Pawn at 245 Hwy 290 E offers quick loans on personal items with same-day cash.
Data compiled from public sources
Cash America Pawn on Highway 290 E in Elgin, TX is a standalone pawn shop open Monday through Saturday from 9 AM to 7 PM, and Sunday from noon to 5 PM. The location at 245 Hwy 290 E serves the Elgin community with quick access from the main highway.
At this Elgin location, you can pawn jewelry, electronics, tools, musical instruments, and other valuables for short-term cash access. The staff can also help with loans on items you own or facilitate buyouts of your merchandise. Call 512-281-4423 to ask about current terms or to discuss what items the shop accepts.
If you're an Elgin resident researching short-term cash access with eligibility claims to verify, bring a valid ID and your item to the Hwy 290 E location. Cash America Pawn provides pawn loans and purchases with listed pricing and fair appraisals.
This is state-level context for Pawn Shops consumers in Elgin, TX. It does not confirm that Cash America Pawn or this specific location is licensed.
State regulator
Texas Office of Consumer Credit Commissioner
Consumer protection
Short-term lending status: Legal
General rate context: 10% for written contracts (18% default); payday/auto title loans regulated as credit access businesses
Texas allows payday and auto title lending through the Credit Access Business model, which lacks state-level fee caps. Several cities have enacted local ordinances to limit loan amounts and rollovers. Consumers can file complaints with the Office of Consumer Credit Commissioner or the Attorney General.
Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.
Cash America Pawn offers 9 services including Pawn loans secured by pledged personal property (jewelry, electronics, tools, appliances, instruments, sporting goods), Retail sales of merchandise from inventory, Gold, silver, and precious metal buying and liquidation, Layaway plans with 10% down payment option, Store locator service to find nearest location among 3,300+ stores, and 4 more.
Cash America Pawn has profile signals associated with Consumers needing immediate emergency cash with no-credit-qualification claims to verify or waiting periods, People with items of value (jewelry, electronics, tools) they can temporarily part with, Individuals with poor credit or no credit history who cannot access traditional loans, Those seeking short-term bridging loans until next paycheck or income arrives.
Key strengths: listed cash-access timing with eligibility claim to verify or approval process required; Non-recourse loans mean you cannot lose more than the pledged item—no deficiency judgments; Massive network of 3,300+ stores across 29 U.S. states, UK, and Latin America for convenience. Areas to consider: Pawn loans carry high interest rates typical of collateral-based lending products; You permanently lose pledged personal property if you cannot repay the loan and interest.
In the Pawn Shops category, comparable providers include Gold Star Finance, TitleMax Title Loans, TitleMax Title Loans. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.
CreditDoc Profile Note
FirstCash is profile signals for consumers facing short-term cash access shortages who have valuable personal property to pledge and can repay within typical 30-90 day pawn loan windows. The critical caveat is that pawn loans are short-term emergency solutions only—failure to repay means permanent loss of the pledged item, and the high interest rates make this an expensive financing option compared to personal loans or lines of credit for those who qualify.
Gold Star Finance offers installment signature loans from $200–$1,700 across 68+ Texas locations. Established 1978, they focus on accessible small loans for consumers with imperfect credit.
Profile signals: Texas residents with poor/fair credit needing $200–$1,700 for immediate expenses, Borrowers seeking installment loans over payday/title loans with longer repayment terms
In Carrollton, TX, TitleMax Title Loans at 2717 E Belt Line Rd provides title-loan profile details with rate claims to verify and flexible repayment terms.
Profile signals: Vehicle owners with poor or no credit who own a paid-off car or motorcycle and are researching short-term cash access, Borrowers who need provider-stated funding timing and may not meet traditional bank-loan criteria or credit cards
Irving, TX's TitleMax Title Loans at 2720 N Belt Line Rd provides quick title-secured loans for customers researching emergency-cash options.
Profile signals: Consumers with poor or no credit history who own a paid-off vehicle outright, People needing same-day cash access who cannot qualify for a bank loan or credit card
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