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Cash America Pawn in Duncanville, TX

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Duncanville, TX pawn shop: Cash America Pawn at 906 E Hwy 67 offers quick cash loans on jewelry, electronics, and more.

Data compiled from public sources

Cash America Pawn Review

Cash America Pawn in Duncanville, TX is located at 906 E Hwy 67, serving the southeast Dallas-Fort Worth area with convenient access from Highway 67. This standalone pawn shop is open Monday through Friday from 9:30 AM to 6:30 PM, Saturday 9:30 AM to 6:00 PM, and Sunday 11:00 AM to 4:00 PM, making it a quick stop whether you're in Duncanville for shopping or just passing through.

At this Duncanville location, you'll find a full range of pawn services including loans against jewelry, electronics, musical instruments, tools, and sporting goods. Call 972-296-4407 to ask about current inventory, get a quote on your items, or verify hours before visiting. The staff can typically process loans quickly so you get the cash you need without the long wait times of traditional lenders.

If you're a Duncanville resident researching short-term cash access, bring a valid photo ID and the items you want to pawn. Cash America Pawn has been serving Texas communities for decades with straightforward, no-hassle pawn transactions.

Services & Features

Gold and precious metals buying—customers can sell gold, silver, or platinum for immediate cash
In-store merchandise hunting and browsing
Layaway purchase plans with 10% down payment requirement
Lease-to-own and retail finance solutions through AFF subsidiary (15,000+ merchant partners)
Non-recourse pawn loan structure with no personal liability for default
Online inventory browsing at select locations
Pawn FAQs and educational resources about the pawn process
Pawn loans secured by personal property (jewelry, electronics, tools, appliances, sporting goods, instruments)
Retail sales of pawn merchandise (jewelry, electronics, tools, appliances, sporting goods, musical instruments)
Same-day cash payout on pawn loans and gold sales
Store locator tool to find nearest location among 3,300+ stores

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • 3,300+ locations across 29 U.S. states plus UK and Latin America provides high listed geographic accessibility
  • Non-recourse pawn loans mean borrowers cannot be pursued for deficiency judgment if they default
  • eligibility claim to verify or income verification required—short-term cash access approval based on collateral value
  • Wide range of accepted collateral (jewelry, electronics, tools, instruments, appliances, sporting goods)
  • Publicly traded company with S&P MidCap 400 and Russell 2000 indexing indicates regulatory compliance and transparency
  • Same-day cash payouts on both pawn loans and gold/precious metals sales
  • Layaway service allows consumers to purchase items with 10% down instead of full upfront payment
  • Dual revenue model (lending plus retail sales) demonstrates sustainable business model

Cons

  • High implicit interest rates when annualized—typical pawn loans charge 10-25% monthly interest, or 120-300% APR
  • Loss of collateral is permanent if loan is not repaid, making this a costly way to borrow against owned assets
  • Merchandise markups on retail sales can be significant, as inventory is sourced from pawned items or buyouts
  • Limited loan amounts relative to borrower need—loans are capped by collateral value, not actual cash requirements
  • high-cost lending risks inherent to the business model, despite non-recourse structure, as customers in financial distress may overestimate collateral value or underestimate repayment difficulty

State Consumer Finance Context

This is state-level context for Pawn Shops consumers in Duncanville, TX. It does not confirm that Cash America Pawn or this specific location is licensed.

State regulator

Texas Office of Consumer Credit Commissioner

Money services context in Texas

Short-term lending status: Legal

General rate context: 10% for written contracts (18% default); payday/auto title loans regulated as credit access businesses

Texas allows payday and auto title lending through the Credit Access Business model, which lacks state-level fee caps. Several cities have enacted local ordinances to limit loan amounts and rollovers. Consumers can file complaints with the Office of Consumer Credit Commissioner or the Attorney General.

Key state rules to check

  • Payday and auto title lenders operate as Credit Access Businesses (CABs) arranging loans through third-party lenders.
  • No state cap on CAB fees; effective APRs frequently exceed 500%.
  • Several cities (Austin, Dallas, San Antonio, Houston) have enacted local payday lending ordinances.

Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.

Frequently Asked Questions

What services does Cash America Pawn offer?

Cash America Pawn offers 11 services including Pawn loans secured by personal property (jewelry, electronics, tools, appliances, sporting goods, instruments), Gold and precious metals buying—customers can sell gold, silver, or platinum for immediate cash, Retail sales of pawn merchandise (jewelry, electronics, tools, appliances, sporting goods, musical instruments), Layaway purchase plans with 10% down payment requirement, Lease-to-own and retail finance solutions through AFF subsidiary (15,000+ merchant partners), and 6 more.

What profile signals are listed for Cash America Pawn?

Cash America Pawn has profile signals associated with Consumers with valuable collateral (jewelry, electronics, instruments) facing short-term cash needs without access to credit, Individuals who have been denied traditional credit and need fast funding with eligibility claims to verify, People seeking to monetize unused or duplicate valuables (gold, jewelry, electronics) for short-term cash access, Shoppers looking for discounted merchandise on secondhand jewelry, tools, and electronics.

What are the strengths and weaknesses of Cash America Pawn?

Key strengths: 3,300+ locations across 29 U.S. states plus UK and Latin America provides high listed geographic accessibility; Non-recourse pawn loans mean borrowers cannot be pursued for deficiency judgment if they default; eligibility claim to verify or income verification required—short-term cash access approval based on collateral value. Areas to consider: High implicit interest rates when annualized—typical pawn loans charge 10-25% monthly interest, or 120-300% APR; Loss of collateral is permanent if loan is not repaid, making this a costly way to borrow against owned assets.

How does Cash America Pawn compare to similar companies?

In the Pawn Shops category, comparable providers include Gold Star Finance, TitleMax Title Loans, TitleMax Title Loans. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.

Quick Facts

Headquarters
906 E Hwy 67, Duncanville, TX 75137
BBB Accredited
No
Visit Cash America Pawn

CreditDoc Profile Note

Research Note on Cash America Pawn

FirstCash is profile signals for consumers facing genuine emergencies who own valuable collateral (jewelry, electronics, tools, instruments) and cannot access traditional credit quickly. The main caveat is that pawn loans carry extremely high annualized interest rates (120-300% APR), making them suitable only for short-term borrowing, and customers permanently lose their collateral if unable to repay—this should be a last resort, not a regular lending solution.

Profile Signals

  • Consumers with valuable collateral (jewelry, electronics, instruments) facing short-term cash needs without access to credit
  • Individuals who have been denied traditional credit and need fast funding with eligibility claims to verify
  • People seeking to monetize unused or duplicate valuables (gold, jewelry, electronics) for short-term cash access
  • Shoppers looking for discounted merchandise on secondhand jewelry, tools, and electronics
Updated 2026-05-08

Similar Companies

Gold Star Finance logo

Gold Star Finance

Gold Star Finance offers installment signature loans from $200–$1,700 across 68+ Texas locations. Established 1978, they focus on accessible small loans for consumers with imperfect credit.

BBB: NR

Profile signals: Texas residents with poor/fair credit needing $200–$1,700 for immediate expenses, Borrowers seeking installment loans over payday/title loans with longer repayment terms

TitleMax Title Loans logo

TitleMax Title Loans

In Carrollton, TX, TitleMax Title Loans at 2717 E Belt Line Rd provides title-loan profile details with rate claims to verify and flexible repayment terms.

BBB: A+

Profile signals: Vehicle owners with poor or no credit who own a paid-off car or motorcycle and are researching short-term cash access, Borrowers who need provider-stated funding timing and may not meet traditional bank-loan criteria or credit cards

TitleMax Title Loans logo

TitleMax Title Loans

Irving, TX's TitleMax Title Loans at 2720 N Belt Line Rd provides quick title-secured loans for customers researching emergency-cash options.

BBB: A+

Profile signals: Consumers with poor or no credit history who own a paid-off vehicle outright, People needing same-day cash access who cannot qualify for a bank loan or credit card

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Quick Summary

  • Cash America Pawn is listed as a Pawn Shops provider in Duncanville, TX on CreditDoc.
  • Use this page to check contact details, location, listed services, review signals, FAQs, and similar providers before deciding what to do next.
  • If you need a loan, account, installment option, credit help, or debt support, start with the fit quiz and compare alternatives before contacting a provider.
  • For broader context, continue into the free Credit Fundamentals course or a relevant financial wellness guide.

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