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Dallas, TX pawn shop Cash America Pawn at 12920 Midway Rd offers quick loans on jewelry, electronics, and more.
Data compiled from public sources
Cash America Pawn is located at 12920 Midway Rd in Dallas, Texas. This standalone location is open Monday through Friday 9AM–7PM, Saturday 9AM–6PM, and Sunday 11AM–4PM, serving the Dallas area with convenient in-person lending.
At this Dallas location, you can pawn jewelry, electronics, tools, musical instruments, sporting goods, and other items for short-term cash access. Call (972) 239-3711 to inquire about current rates, item eligibility, or to arrange details. The staff provides listed valuations and fair lending terms.
If you are researching short-term cash access in Dallas, TX, bring a valid ID and your item. You'll receive money on the spot while keeping ownership rights to reclaim your item within the loan period. Cash America Pawn serves Dallas residents with straightforward pawn lending.
This is state-level context for Pawn Shops consumers in Dallas, TX. It does not confirm that Cash America Pawn or this specific location is licensed.
State regulator
Texas Office of Consumer Credit Commissioner
Consumer protection
Short-term lending status: Legal
General rate context: 10% for written contracts (18% default); payday/auto title loans regulated as credit access businesses
Texas allows payday and auto title lending through the Credit Access Business model, which lacks state-level fee caps. Several cities have enacted local ordinances to limit loan amounts and rollovers. Consumers can file complaints with the Office of Consumer Credit Commissioner or the Attorney General.
Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.
Cash America Pawn offers 8 services including Pawn loans secured by personal property collateral, Retail sales of merchandise (jewelry, electronics, tools, appliances, sporting goods, instruments), Gold, silver, and precious metals buying—immediate cash payment, Layaway service with 10% down payment option, Buy and sell of general merchandise inventory, and 3 more.
Cash America Pawn has profile signals associated with People with valuable items they're willing to pledge for short-term cash needs, Consumers without access to credit or who want to avoid credit checks and applications, Those buying gold, jewelry, or other goods who prefer to shop second-hand or discounted inventory, People in financial crisis researching emergency-cash options quickly without traditional loan processing delays.
Key strengths: 3,300+ locations provide convenient access across 29 U.S. states, DC, UK, and Latin America; Non-recourse pawn loans mean no personal liability if you default—only lose the pledged item; short-term cash access on the spot with eligibility claim to verify. Areas to consider: Website does not disclose interest rates, terms, or loan amounts, making it impossible to compare costs; Pawn loans require surrendering personal property as collateral—risk of losing sentimental or valuable items.
In the Pawn Shops category, comparable providers include Gold Star Finance, TitleMax Title Loans, TitleMax Title Loans. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.
CreditDoc Profile Note
FirstCash is profile signals for consumers who own valuable collateral and are researching short-term cash access with eligibility claims to verify or traditional loan approval processes. The critical caveat is that pawn loans require surrendering personal property as security, and loan terms (interest rates, repayment periods) are not transparently disclosed on their website, making it essential to visit a location or call before committing to understand the true cost of borrowing.
Gold Star Finance offers installment signature loans from $200–$1,700 across 68+ Texas locations. Established 1978, they focus on accessible small loans for consumers with imperfect credit.
Profile signals: Texas residents with poor/fair credit needing $200–$1,700 for immediate expenses, Borrowers seeking installment loans over payday/title loans with longer repayment terms
In Carrollton, TX, TitleMax Title Loans at 2717 E Belt Line Rd provides title-loan profile details with rate claims to verify and flexible repayment terms.
Profile signals: Vehicle owners with poor or no credit who own a paid-off car or motorcycle and are researching short-term cash access, Borrowers who need provider-stated funding timing and may not meet traditional bank-loan criteria or credit cards
Irving, TX's TitleMax Title Loans at 2720 N Belt Line Rd provides quick title-secured loans for customers researching emergency-cash options.
Profile signals: Consumers with poor or no credit history who own a paid-off vehicle outright, People needing same-day cash access who cannot qualify for a bank loan or credit card
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