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At 6926 Montgomery Rd in Cincinnati, OH, Cash America Pawn provides quick cash loans on valuable items.
Data compiled from public sources
Located at 6926 Montgomery Rd in Cincinnati, OH, Cash America Pawn operates as a standalone pawn shop serving the Montgomery area. The shop is open Monday through Friday from 10 AM to 6 PM, Saturday from 10 AM to 5 PM, and closed on Sundays. This Cincinnati location provides walk-in pawn and loan services for residents needing quick access to cash.
Cash America Pawn at 6926 Montgomery Rd in Cincinnati specializes in short-term cash access loans secured by personal items such as jewelry, electronics, and collectibles. You can contact the Cincinnati shop directly at +1 513-891-0300 to discuss your item value or get a quote before visiting. The pawn staff context here evaluate items fairly and complete transactions quickly, with most loans funded same-day.
Residents of Cincinnati researching emergency-cash options often turn to this pawn shop on Montgomery Rd. Bring a valid ID and your item in good condition to expedite the evaluation process. Cash America Pawn operates straightforwardly—no fees to verify or surprises—making it a profile with available trust signals for Cincinnati residents facing unexpected financial needs or looking to convert unused items into cash.
This is state-level context for Pawn Shops consumers in Cincinnati, OH. It does not confirm that Cash America Pawn or this specific location is licensed.
State regulator
Ohio Department of Commerce Division of Financial Institutions
Consumer protection
Short-term lending status: Restricted
General rate context: 28% APR cap on short-term loans (HB 123, 2018); 8% general usury
Ohio reformed payday lending in 2018 with HB 123, capping APR at 28% and requiring minimum 91-day terms. A statewide database prevents borrower abuse. The Division of Financial Institutions regulates consumer lenders, and consumers can file complaints with the Division or the Attorney General.
Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.
Cash America Pawn offers 10 services including Pawn loans secured by personal property with non-recourse terms, Retail sales of jewelry, electronics, tools, appliances, sporting goods, and musical instruments, Gold, silver, and precious metal buying and valuation, Layaway purchase plans with 10% down payment option, Store locator service to find nearest location from 3,300+ stores, and 5 more.
Cash America Pawn has profile signals associated with Consumers with poor or no credit history who are researching short-term cash access and may not meet traditional loan criteria, People with valuable items they're willing to pledge temporarily and can afford to repay within short loan terms, Individuals seeking to buy/sell used merchandise or precious metals without participation in traditional retail, Cash-constrained consumers who have jewelry, electronics, or tools they don't currently need.
Key strengths: 3,300+ locations across 29 U.S. states plus UK and Latin America provides extensive accessibility; Non-recourse pawn loans require eligibility claim to verify and short-term cash access on the spot with no underwriting delays; Wide range of accepted collateral (jewelry, electronics, tools, appliances, instruments, sporting goods). Areas to consider: Forfeiture of pledged personal property if loan cannot be repaid—customers lose items of sentimental or practical value; Pawn loans typically have much shorter terms than personal loans (often 30-120 days), requiring faster repayment.
In the Pawn Shops category, comparable providers include 5th Street Pawn LLC, A & a Pawn Shop, Alliance Loan Company. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.
CreditDoc Profile Note
FirstCash is profile signals for cash-constrained consumers with poor or no credit access who have valuable items to pledge and need immediate funds, or those seeking to buy/sell used merchandise and precious metals. The main caveat is that pawn loans involve forfeiture risk of pledged items if repayment cannot be made, require short repayment terms, and carry higher costs than traditional lending—making them a last-resort option rather than primary financing.
5th Street Pawn LLC is a pawn shop located in Marysville, Ohio, offering collateral-based loans and buying/selling of merchandise.
Profile signals: Consumers with short-term cash needs and valuable items to pledge as collateral, Individuals with poor credit who cannot access traditional bank loans
A & A Pawn Shop in Lancaster, OH offers collateral-based loans and pawn services. Located on N Memorial Drive with phone support available.
Profile signals: Local Lancaster residents researching short-term cash access against valuable collateral, Consumers without credit history or poor credit seeking collateral-based loans
Licensed pawn shop operating two Northeast Ohio locations since 1990, buying, selling, and lending against jewelry, firearms, instruments, tools, and other valuables.
Profile signals: Consumers with items of value who are researching short-term cash access and can redeem collateral, Buyers seeking discounted used merchandise and name-brand goods at below-retail prices
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