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Cash America Pawn in Cincinnati, OH

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Cincinnati's Cash America Pawn at 5223 Glenway Ave in OH offers quick pawn loans and quality merchandise six days a week.

Data compiled from public sources

Cash America Pawn Review

Cash America Pawn at 5223 Glenway Ave in Cincinnati, OH is a standalone pawn shop open Monday through Friday from 10 AM to 6 PM, and Saturdays from 10 AM to 5 PM. The shop is conveniently located for Cincinnati residents and visitors in need of quick access to pawn services.

This Cincinnati location offers pawn loans on jewelry, electronics, collectibles, and other valuables. The shop also carries a selection of quality merchandise available for purchase. For questions about items you'd like to pawn or buy, call +1 513-661-9200.

If you're in Cincinnati and need cash quickly, bring a valid ID and your item. Cash America Pawn provides fair evaluations and competitive loans for a wide range of goods.

Services & Features

Electronics buying and sales
Fast appraisal and same-day loan funding
Gold, silver, and precious metal buying for cash
Jewelry buying and sales
Layaway service (10% down payment plans)
Lease-to-own and retail finance solutions through AFF subsidiary (15,000+ merchant partner locations)
Pawn loans secured by personal property (jewelry, electronics, tools, appliances, instruments, sporting goods)
Retail merchandise sales from pawn inventory and direct purchases
Store locator and inventory browsing online

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • listed cash-access timing—pawn loans funded on the spot after item appraisal, eligibility claims to verify
  • No debt creation—pawn loans are non-recourse, meaning only collateral is at risk if unpaid
  • Massive store network—3,300+ locations across 29 U.S. states plus international presence for accessibility
  • Diverse inventory—buys and sells wide range of items (jewelry, electronics, tools, instruments, appliances, sporting goods)
  • Additional services—gold/precious metal buying, layaway plans, and lease-to-own options through AFF subsidiary
  • Publicly traded company—FirstCash is S&P MidCap 400 and Russell 2000 component, subject to regulatory oversight
  • Convenient layaway service—10% down payment option for customers who want to purchase items over time

Cons

  • Collateral loss risk—if loan isn't repaid within the agreed period, borrower loses the pledged item permanently
  • High effective cost—while interest rates vary by state, pawn loans are expensive relative to traditional lending and require surrendering valuable personal property
  • Items must have resale value—the company only accepts items it believes can be resold, limiting who can borrow and what can be pledged
  • Limited loan terms—pawn loans are typically short-term (30-120 days), requiring quick repayment or renewal, making them unsuitable for long-term credit needs
  • Emotional/practical loss—borrowers lose access to pledged items during the loan period, even if they successfully repay

State Consumer Finance Context

This is state-level context for Pawn Shops consumers in Cincinnati, OH. It does not confirm that Cash America Pawn or this specific location is licensed.

State regulator

Ohio Department of Commerce Division of Financial Institutions

Money services context in Ohio

Short-term lending status: Restricted

General rate context: 28% APR cap on short-term loans (HB 123, 2018); 8% general usury

Ohio reformed payday lending in 2018 with HB 123, capping APR at 28% and requiring minimum 91-day terms. A statewide database prevents borrower abuse. The Division of Financial Institutions regulates consumer lenders, and consumers can file complaints with the Division or the Attorney General.

Key state rules to check

  • HB 123 (2018) reformed payday lending with 28% APR cap plus a monthly maintenance fee.
  • Short-term loans capped at $1,000 with minimum term of 91 days.
  • Monthly maintenance fee of up to 10% of original principal (max $30/month).

Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.

Frequently Asked Questions

What services does Cash America Pawn offer?

Cash America Pawn offers 9 services including Pawn loans secured by personal property (jewelry, electronics, tools, appliances, instruments, sporting goods), Retail merchandise sales from pawn inventory and direct purchases, Gold, silver, and precious metal buying for cash, Jewelry buying and sales, Electronics buying and sales, and 4 more.

What profile signals are listed for Cash America Pawn?

Cash America Pawn has profile signals associated with Consumers with immediate emergency cash needs and valuable items (jewelry, electronics, instruments) willing to pledge collateral, Individuals without credit history or with poor credit who cannot access traditional bank loans, People seeking to monetize unused valuables quickly without entering into debt obligations, Bargain shoppers and resellers interested in browsing discounted merchandise from pawn inventory.

What are the strengths and weaknesses of Cash America Pawn?

Key strengths: listed cash-access timing—pawn loans funded on the spot after item appraisal, eligibility claims to verify; No debt creation—pawn loans are non-recourse, meaning only collateral is at risk if unpaid; Massive store network—3,300+ locations across 29 U.S. states plus international presence for accessibility. Areas to consider: Collateral loss risk—if loan isn't repaid within the agreed period, borrower loses the pledged item permanently; High effective cost—while interest rates vary by state, pawn loans are expensive relative to traditional lending and require surrendering valuable personal property.

How does Cash America Pawn compare to similar companies?

In the Pawn Shops category, comparable providers include 5th Street Pawn LLC, A & a Pawn Shop, Alliance Loan Company. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.

Quick Facts

Headquarters
5223 Glenway Ave, Cincinnati, OH 45238
BBB Accredited
No
Visit Cash America Pawn

CreditDoc Profile Note

Research Note on Cash America Pawn

FirstCash is profile signals for consumers facing short-term cash access emergencies who own valuable, tangible items (jewelry, electronics, tools, instruments) and can afford to pledge them as collateral. The primary caveat is that pawn loans are expensive, short-term credit alternatives where failure to repay results in permanent loss of collateral—they are not appropriate for long-term financing needs or consumers unable to afford quick repayment.

Profile Signals

  • Consumers with immediate emergency cash needs and valuable items (jewelry, electronics, instruments) willing to pledge collateral
  • Individuals without credit history or with poor credit who cannot access traditional bank loans
  • People seeking to monetize unused valuables quickly without entering into debt obligations
  • Bargain shoppers and resellers interested in browsing discounted merchandise from pawn inventory
Updated 2026-05-08

Similar Companies

5th Street Pawn LLC logo

5th Street Pawn LLC

5th Street Pawn LLC is a pawn shop located in Marysville, Ohio, offering collateral-based loans and buying/selling of merchandise.

BBB: NR

Profile signals: Consumers with short-term cash needs and valuable items to pledge as collateral, Individuals with poor credit who cannot access traditional bank loans

A & a Pawn Shop logo

A & a Pawn Shop

A & A Pawn Shop in Lancaster, OH offers collateral-based loans and pawn services. Located on N Memorial Drive with phone support available.

BBB: NR

Profile signals: Local Lancaster residents researching short-term cash access against valuable collateral, Consumers without credit history or poor credit seeking collateral-based loans

Alliance Loan Company logo

Alliance Loan Company

Licensed pawn shop operating two Northeast Ohio locations since 1990, buying, selling, and lending against jewelry, firearms, instruments, tools, and other valuables.

BBB: NR

Profile signals: Consumers with items of value who are researching short-term cash access and can redeem collateral, Buyers seeking discounted used merchandise and name-brand goods at below-retail prices

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Quick Summary

  • Cash America Pawn is listed as a Pawn Shops provider in Cincinnati, OH on CreditDoc.
  • Use this page to check contact details, location, listed services, review signals, FAQs, and similar providers before deciding what to do next.
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  • For broader context, continue into the free Credit Fundamentals course or a relevant financial wellness guide.

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