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Cash America Pawn in Burien, WA

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Burien's Cash America Pawn at 15421 1st Ave S offers pawn loans, merchandise, and quick cash solutions in WA.

Data compiled from public sources

Cash America Pawn Review

Cash America Pawn's Burien, WA location sits at 15421 1st Ave S as a standalone pawn shop. This Burien branch provides fast pawn loans, merchandise sales, and cash advances from a convenient ground-level storefront. Open Monday through Friday 10AM–7PM, Saturday 10AM–6PM, and Sunday 12PM–5PM, the Burien location serves as a reliable neighborhood resource.

The Burien Cash America Pawn offers in-person pawn loans against jewelry, electronics, tools, and other collateral. Customers can call 206-243-1696 to inquire about loan terms, item valuations, or questions before visiting. The team evaluates items and approves loans on-site, providing same-day cash.

If you need same-day cash in Burien, WA, bring a valid government ID and the item you want to pawn. The process is straightforward: staff evaluates your collateral, offers a loan amount, and if you agree, provides the funds immediately. Cash America Pawn serves Burien residents and nearby areas seeking an alternative to traditional lending.

Services & Features

Fast loan processing without credit checks
Gold, silver, and platinum buying services with immediate cash payment
Item appraisal and valuation for collateral assessment
Layaway services with 10% down payment option
Lease-to-own payment solutions through subsidiary AFF (15,000+ merchant partners)
Multi-state and international pawn store network with consistent operations
Pawn loans secured by pledged personal property (non-recourse)
Retail point-of-sale payment solutions
Retail sales of jewelry, electronics, tools, appliances, sporting goods, and musical instruments
Store locator and inventory search tools

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • Largest international pawn operator with 3,300+ locations ensuring accessibility and standardized service quality
  • Non-recourse loans mean no debt obligation if pledged item sells for less than loan amount
  • short-term cash access funding on the spot with eligibility claim to verify
  • Diverse merchandise bought (jewelry, electronics, tools, appliances, instruments) provides flexible collateral options
  • Layaway service available with only 10% down payment for retail purchases
  • Publicly traded company (S&P MidCap 400, Russell 2000) indicating regulatory oversight and financial stability
  • Buys gold, silver, and platinum for short-term cash needs without requiring loan structures

Cons

  • Pawn loans carry extremely high implicit interest rates compared to personal loans, making them expensive short-term debt
  • Loss of possession during loan period means customers cannot use pledged items, limiting utility for essential goods
  • No quality stated terms on retail merchandise purchased from pawn stores
  • Non-recourse structure benefits lender more than borrower if collateral value fluctuates
  • Limited loan amounts determined by item valuation rather than borrower's actual financial need

State Consumer Finance Context

This is state-level context for Pawn Shops consumers in Burien, WA. It does not confirm that Cash America Pawn or this specific location is licensed.

State regulator

Washington Department of Financial Institutions

Money services context in Washington

Short-term lending status: Legal

General rate context: 12% general usury; payday loans capped at $700 with tiered fees (15% on first $500)

Washington allows payday lending with a $700 cap, tiered fee structure, and a limit of eight loans per year. After the eighth loan, borrowers must be offered a no-cost installment plan. The Department of Financial Institutions regulates consumer lenders, and complaints can be filed with DFI or the Attorney General.

Key state rules to check

  • Payday loans capped at $700 or 30% of gross monthly income, whichever is less.
  • Maximum fee of 15% on first $500 and 10% above $500.
  • Borrowers limited to eight payday loans per 12-month period.

Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.

Frequently Asked Questions

What services does Cash America Pawn offer?

Cash America Pawn offers 10 services including Pawn loans secured by pledged personal property (non-recourse), Retail sales of jewelry, electronics, tools, appliances, sporting goods, and musical instruments, Gold, silver, and platinum buying services with immediate cash payment, Layaway services with 10% down payment option, Item appraisal and valuation for collateral assessment, and 5 more.

What profile signals are listed for Cash America Pawn?

Cash America Pawn has profile signals associated with Consumers with short-term cash needs and non-essential items to pledge as collateral, Unbanked or credit-constrained individuals unable to qualify for traditional personal loans, People seeking quick liquidation of jewelry, electronics, or tools without waiting for private sales, Customers looking for affordable layaway options to purchase merchandise with minimal down payment.

What are the strengths and weaknesses of Cash America Pawn?

Key strengths: Largest international pawn operator with 3,300+ locations ensuring accessibility and standardized service quality; Non-recourse loans mean no debt obligation if pledged item sells for less than loan amount; short-term cash access funding on the spot with eligibility claim to verify. Areas to consider: Pawn loans carry extremely high implicit interest rates compared to personal loans, making them expensive short-term debt; Loss of possession during loan period means customers cannot use pledged items, limiting utility for essential goods.

How does Cash America Pawn compare to similar companies?

In the Pawn Shops category, comparable providers include Auto Pawn US, Palace Jewelry & Loan, Pawn Kings - Jewelry Pawn Shop in Seattle, WA. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.

Quick Facts

Headquarters
15421 1st Ave S, Burien, WA 98148
BBB Accredited
No
Visit Cash America Pawn

CreditDoc Profile Note

Research Note on Cash America Pawn

FirstCash is profile signals for unbanked or credit-constrained consumers researching emergency-cash options who own non-essential items to pledge as collateral. The critical caveat is that pawn loans remain expensive short-term debt with implied interest rates far exceeding personal loans or credit-based alternatives—this should only be used when traditional borrowing is unavailable and the cash need is genuine and immediate.

Profile Signals

  • Consumers with short-term cash needs and non-essential items to pledge as collateral
  • Unbanked or credit-constrained individuals unable to qualify for traditional personal loans
  • People seeking quick liquidation of jewelry, electronics, or tools without waiting for private sales
  • Customers looking for affordable layaway options to purchase merchandise with minimal down payment
Updated 2026-05-08

Similar Companies

Auto Pawn US logo

Auto Pawn US

Auto Pawn US is a pawn shop in Seattle offering collateral-based loans against vehicles and personal items. They provide short-term cash access with flexible terms.

BBB: NR

Profile signals: Individuals with poor credit researching emergency-cash options with eligibility claims to verify, Vehicle owners seeking quick loans using their car as collateral

Palace Jewelry & Loan logo

Palace Jewelry & Loan

Palace Jewelry & Loan is a federally licensed pawnbroker in Seattle specializing in firearms and jewelry collateral loans. Licensed by the ATF since at least 2020.

BBB: NR

Profile signals: Gun owners needing temporary cash secured by firearms with ATF-compliant transactions, Individuals with jewelry or valuables seeking quick loans with eligibility claims to verify

Pawn Kings - Jewelry Pawn Shop in Seattle, WA logo

Pawn Kings - Jewelry Pawn Shop in Seattle, WA

Pawn Kings is a jewelry and collateral pawn shop located in Seattle, WA, offering short-term cash access loans secured by personal items like jewelry, electronics, and valuables.

BBB: NR

Profile signals: Individuals with poor or no credit comparing emergency-cash timing, People with valuable jewelry willing to use it as collateral for short-term loans

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Quick Summary

  • Cash America Pawn is listed as a Pawn Shops provider in Burien, WA on CreditDoc.
  • Use this page to check contact details, location, listed services, review signals, FAQs, and similar providers before deciding what to do next.
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