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Cash America Pawn in Azle, TX

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Azle, TX's Cash America Pawn at 701 Boyd Rd offers quick cash loans on valuable items like jewelry, electronics, and tools with flexible terms.

Data compiled from public sources

Cash America Pawn Review

Located at 701 Boyd Rd in Azle, TX, Cash America Pawn is a standalone pawn shop serving the local community. The store operates Monday through Friday from 9 AM to 7 PM and Saturday from 9 AM to 6 PM, then closes on Sundays. This Azle location provides convenient walk-in access for residents seeking pawn services without advance appointments.

Cash America Pawn at this Boyd Rd location in Azle specializes in quick loans against valuable items including jewelry, electronics, tools, and firearms. You can reach the store at +1 817-444-5626 to inquire about current rates, get a quote, or discuss what items they can accept for a loan. The evaluation process is fast and listed.

For Azle residents facing urgent expense research, this pawn shop offers a straightforward alternative to traditional lending with eligibility claims to verify. Bring a valid ID and the items you want to pawn—the staff can evaluate them on the spot and complete the transaction same-day. This makes it practical for immediate financial situations without lengthy approval processes.

Services & Features

AFF lease-to-own payment solutions through 15,000+ retail merchant partners
Cash payment on the spot for items purchased
Gold, silver, and precious metal purchasing for immediate cash
Layaway service with 10% down payment option
Non-recourse pawn lending with no credit requirements
Online inventory browsing and merchandise discovery
Pawn loans secured by pledged personal property
Retail buying and selling of jewelry, electronics, tools, appliances, sporting goods, and instruments
Store locator tool to find nearest location

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • listed cash-access timing with eligibility claims to verify or income verification required
  • Non-recourse loans—no debt obligations if the pledge is forfeited, protecting credit scores
  • Over 3,300 locations across 29 U.S. states plus international presence for broad accessibility
  • Accepts diverse collateral (jewelry, electronics, tools, instruments, sporting goods, appliances)
  • Layaway service available with only 10% down payment for retail purchases
  • Publicly traded company (S&P MidCap 400, Russell 2000) providing operational stability and transparency
  • Fast transaction process with cash paid on the spot for item purchases

Cons

  • High effective interest rates on pawn loans compared to traditional lending products
  • Risk of permanent loss of pledged items if loan cannot be repaid within the term
  • Limited to customers with valuable physical possessions to pledge as collateral
  • Retail merchandise inventory varies by location, limiting predictability of available goods
  • Non-recourse status doesn't protect items of sentimental value that cannot be replaced

State Consumer Finance Context

This is state-level context for Pawn Shops consumers in Azle, TX. It does not confirm that Cash America Pawn or this specific location is licensed.

State regulator

Texas Office of Consumer Credit Commissioner

Money services context in Texas

Short-term lending status: Legal

General rate context: 10% for written contracts (18% default); payday/auto title loans regulated as credit access businesses

Texas allows payday and auto title lending through the Credit Access Business model, which lacks state-level fee caps. Several cities have enacted local ordinances to limit loan amounts and rollovers. Consumers can file complaints with the Office of Consumer Credit Commissioner or the Attorney General.

Key state rules to check

  • Payday and auto title lenders operate as Credit Access Businesses (CABs) arranging loans through third-party lenders.
  • No state cap on CAB fees; effective APRs frequently exceed 500%.
  • Several cities (Austin, Dallas, San Antonio, Houston) have enacted local payday lending ordinances.

Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.

Frequently Asked Questions

What services does Cash America Pawn offer?

Cash America Pawn offers 9 services including Pawn loans secured by pledged personal property, Retail buying and selling of jewelry, electronics, tools, appliances, sporting goods, and instruments, Gold, silver, and precious metal purchasing for immediate cash, Layaway service with 10% down payment option, Store locator tool to find nearest location, and 4 more.

What profile signals are listed for Cash America Pawn?

Cash America Pawn has profile signals associated with Consumers with short-term cash needs and valuable personal property to pledge as collateral, Credit-constrained individuals who may not meet traditional personal-loan criteria or credit lines, Those seeking short-term bridge financing (30-90 days) with a clear ability to repay, Bargain hunters and resale shoppers looking for discounted retail merchandise and used goods.

What are the strengths and weaknesses of Cash America Pawn?

Key strengths: listed cash-access timing with eligibility claims to verify or income verification required; Non-recourse loans—no debt obligations if the pledge is forfeited, protecting credit scores; Over 3,300 locations across 29 U.S. states plus international presence for broad accessibility. Areas to consider: High effective interest rates on pawn loans compared to traditional lending products; Risk of permanent loss of pledged items if loan cannot be repaid within the term.

How does Cash America Pawn compare to similar companies?

In the Pawn Shops category, comparable providers include Gold Star Finance, TitleMax Title Loans, TitleMax Title Loans. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.

Quick Facts

Headquarters
701 Boyd Rd, Azle, TX 76020
BBB Accredited
No
Visit Cash America Pawn

CreditDoc Profile Note

Research Note on Cash America Pawn

FirstCash is profile signals for credit-constrained consumers facing short-term cash needs who have valuable personal property to pledge as collateral. The main caveat is that pawn loans carry high effective interest rates and borrowers risk permanent loss of pledged items if unable to repay within the typical loan term—this is a legitimate lending option but not a solution for long-term financial problems or credit building.

Profile Signals

  • Consumers with short-term cash needs and valuable personal property to pledge as collateral
  • Credit-constrained individuals who may not meet traditional personal-loan criteria or credit lines
  • Those seeking short-term bridge financing (30-90 days) with a clear ability to repay
  • Bargain hunters and resale shoppers looking for discounted retail merchandise and used goods
Updated 2026-05-08

Similar Companies

Gold Star Finance logo

Gold Star Finance

Gold Star Finance offers installment signature loans from $200–$1,700 across 68+ Texas locations. Established 1978, they focus on accessible small loans for consumers with imperfect credit.

BBB: NR

Profile signals: Texas residents with poor/fair credit needing $200–$1,700 for immediate expenses, Borrowers seeking installment loans over payday/title loans with longer repayment terms

TitleMax Title Loans logo

TitleMax Title Loans

In Carrollton, TX, TitleMax Title Loans at 2717 E Belt Line Rd provides title-loan profile details with rate claims to verify and flexible repayment terms.

BBB: A+

Profile signals: Vehicle owners with poor or no credit who own a paid-off car or motorcycle and are researching short-term cash access, Borrowers who need provider-stated funding timing and may not meet traditional bank-loan criteria or credit cards

TitleMax Title Loans logo

TitleMax Title Loans

Irving, TX's TitleMax Title Loans at 2720 N Belt Line Rd provides quick title-secured loans for customers researching emergency-cash options.

BBB: A+

Profile signals: Consumers with poor or no credit history who own a paid-off vehicle outright, People needing same-day cash access who cannot qualify for a bank loan or credit card

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Quick Summary

  • Cash America Pawn is listed as a Pawn Shops provider in Azle, TX on CreditDoc.
  • Use this page to check contact details, location, listed services, review signals, FAQs, and similar providers before deciding what to do next.
  • If you need a loan, account, installment option, credit help, or debt support, start with the fit quiz and compare alternatives before contacting a provider.
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