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Cash America Pawn in Austin, TX

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Austin's Cash America Pawn at 7935 Burnet Rd offers quick pawn loans with extended hours Mon-Sat 10AM-7PM and Sun 12-5PM.

Data compiled from public sources

Cash America Pawn Review

Cash America Pawn's Austin, TX location sits at 7935 Burnet Rd in north Austin, just off the Burnet corridor. This standalone pawn shop is open Mon-Sat 10AM-7PM and Sun 12-5PM, making it easily accessible for Austin residents during weekday lunches or weekend visits.

At this Austin location, you can get short-term cash access loans using personal items as collateral, sell jewelry and electronics, or take advantage of their buyback programs. The knowledgeable staff at the Burnet Rd branch can answer questions about loan terms, interest rates, and which items they accept. Call (512) 452-7296 to confirm item values or ask about specific services.

For Austin residents on Burnet Rd or the north side, Cash America Pawn offers convenient pawn services when you are researching short-term cash access. Bring a valid ID and the item you'd like to pawn or sell, and the team can complete your transaction quickly. Whether you're a first-time borrower or a regular, this Austin pawn shop delivers reliable service with eligibility claims to verify.

Services & Features

Cash payment on the spot for bought items
Gold and precious metal purchasing for immediate cash
Layaway service with 10% down payment option
Lease-to-own financing through AFF subsidiary and 15,000+ merchant partners
Merchandise buying (electronics, jewelry, tools, appliances, sporting goods, musical instruments)
Multi-language and multi-country support across U.S., Latin America, and UK
Pawn loans secured by personal property
Retail finance payment solutions through AFF subsidiary
Retail merchandise sales from in-store inventory
Store locator tool to find nearest location

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • 3,300+ locations across 29 U.S. states, D.C., UK, and Latin America provide convenient geographic access
  • Non-recourse loans mean eligibility claim to verify, credit history, or income verification required
  • short-term cash access on the spot without lengthy application processes
  • Publicly traded company (S&P MidCap 400 and Russell 2000) provides financial stability and regulatory oversight
  • Wide variety of merchandise accepted (jewelry, electronics, tools, instruments, appliances, sporting goods)
  • Layaway service alternative with 10% down payment option for those unable to borrow
  • Integrated retail sales allow customers to purchase items directly from inventory

Cons

  • Risk of losing personal property if loan cannot be repaid within agreed timeframe
  • Website does not disclose interest rates, fees, or loan term lengths upfront, creating information opacity
  • Pawn loans are short-term solutions that do not build credit history or help establish creditworthiness
  • Non-recourse nature means consumers have no legal recourse if valuations are deemed unfair at time of pledge

State Consumer Finance Context

This is state-level context for Pawn Shops consumers in Austin, TX. It does not confirm that Cash America Pawn or this specific location is licensed.

State regulator

Texas Office of Consumer Credit Commissioner

Money services context in Texas

Short-term lending status: Legal

General rate context: 10% for written contracts (18% default); payday/auto title loans regulated as credit access businesses

Texas allows payday and auto title lending through the Credit Access Business model, which lacks state-level fee caps. Several cities have enacted local ordinances to limit loan amounts and rollovers. Consumers can file complaints with the Office of Consumer Credit Commissioner or the Attorney General.

Key state rules to check

  • Payday and auto title lenders operate as Credit Access Businesses (CABs) arranging loans through third-party lenders.
  • No state cap on CAB fees; effective APRs frequently exceed 500%.
  • Several cities (Austin, Dallas, San Antonio, Houston) have enacted local payday lending ordinances.

Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.

Frequently Asked Questions

What services does Cash America Pawn offer?

Cash America Pawn offers 10 services including Pawn loans secured by personal property, Gold and precious metal purchasing for immediate cash, Merchandise buying (electronics, jewelry, tools, appliances, sporting goods, musical instruments), Retail merchandise sales from in-store inventory, Layaway service with 10% down payment option, and 5 more.

What profile signals are listed for Cash America Pawn?

Cash America Pawn has profile signals associated with Consumers with urgent expense research who lack access to traditional credit or cannot qualify for personal loans, Individuals with items of value (jewelry, electronics, instruments) they are willing to temporarily or permanently part with, Cash-constrained consumers seeking alternatives to payday loans or high-interest credit products, People interested in layaway purchase plans as an alternative to credit-based retail financing.

What are the strengths and weaknesses of Cash America Pawn?

Key strengths: 3,300+ locations across 29 U.S. states, D.C., UK, and Latin America provide convenient geographic access; Non-recourse loans mean eligibility claim to verify, credit history, or income verification required; short-term cash access on the spot without lengthy application processes. Areas to consider: Risk of losing personal property if loan cannot be repaid within agreed timeframe; Website does not disclose interest rates, fees, or loan term lengths upfront, creating information opacity.

How does Cash America Pawn compare to similar companies?

In the Pawn Shops category, comparable providers include Gold Star Finance, TitleMax Title Loans, TitleMax Title Loans. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.

Quick Facts

Headquarters
7935 Burnet Rd, Austin, TX 78757
BBB Accredited
No
Visit Cash America Pawn

CreditDoc Profile Note

Research Note on Cash America Pawn

FirstCash is best suited for cash-constrained consumers facing genuine short-term financial emergencies who have items of value to pledge and cannot access traditional credit. The main caveat is that pawn loans involve surrendering personal property, carry undisclosed terms, and represent a high-cost borrowing method that should only be used when no alternatives exist—not as a primary financial strategy.

Profile Signals

  • Consumers with urgent expense research who lack access to traditional credit or cannot qualify for personal loans
  • Individuals with items of value (jewelry, electronics, instruments) they are willing to temporarily or permanently part with
  • Cash-constrained consumers seeking alternatives to payday loans or high-interest credit products
  • People interested in layaway purchase plans as an alternative to credit-based retail financing
Updated 2026-05-08

Similar Companies

Gold Star Finance logo

Gold Star Finance

Gold Star Finance offers installment signature loans from $200–$1,700 across 68+ Texas locations. Established 1978, they focus on accessible small loans for consumers with imperfect credit.

BBB: NR

Profile signals: Texas residents with poor/fair credit needing $200–$1,700 for immediate expenses, Borrowers seeking installment loans over payday/title loans with longer repayment terms

TitleMax Title Loans logo

TitleMax Title Loans

In Carrollton, TX, TitleMax Title Loans at 2717 E Belt Line Rd provides title-loan profile details with rate claims to verify and flexible repayment terms.

BBB: A+

Profile signals: Vehicle owners with poor or no credit who own a paid-off car or motorcycle and are researching short-term cash access, Borrowers who need provider-stated funding timing and may not meet traditional bank-loan criteria or credit cards

TitleMax Title Loans logo

TitleMax Title Loans

Irving, TX's TitleMax Title Loans at 2720 N Belt Line Rd provides quick title-secured loans for customers researching emergency-cash options.

BBB: A+

Profile signals: Consumers with poor or no credit history who own a paid-off vehicle outright, People needing same-day cash access who cannot qualify for a bank loan or credit card

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Quick Summary

  • Cash America Pawn is listed as a Pawn Shops provider in Austin, TX on CreditDoc.
  • Use this page to check contact details, location, listed services, review signals, FAQs, and similar providers before deciding what to do next.
  • If you need a loan, account, installment option, credit help, or debt support, start with the fit quiz and compare alternatives before contacting a provider.
  • For broader context, continue into the free Credit Fundamentals course or a relevant financial wellness guide.

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