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Cash America Pawn in Arlington, TX

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Arlington, TX's Cash America Pawn at 6400 S Cooper St offers quick pawn loans, merchandise sales, and gold buying services.

Data compiled from public sources

Cash America Pawn Review

Cash America Pawn's South Arlington location sits at 6400 S Cooper St, a busy retail corridor in Arlington, TX. The standalone shop opens Monday–Saturday 9AM–7PM and Sunday 11AM–5PM, serving the South Arlington community with convenient access for shopping or selling. The S Cooper St location in Arlington is easy to reach for residents throughout south Arlington and surrounding areas.

At this Arlington location, Cash America Pawn buys gold and jewelry, offers pawn loans against personal items, and purchases used merchandise at rate claims to verify. Call 817-557-2020 to ask about current pawn rates, loans against specific items, or merchandise buying prices at the Arlington store. The phone line is staffed during business hours and can answer questions about what items the South Arlington shop accepts.

If you are researching short-term cash access in Arlington, TX, bring a valid ID and the item you wish to pawn or sell to the 6400 S Cooper St location. Pawn loans are profiled for Arlington residents facing unexpected expenses with eligibility claims to verify. For gold or used merchandise, the Arlington shop offers fair evaluations and immediate payment on the spot.

Services & Features

Gold, silver, and precious metal buying with cash payment on spot
International pawn services across UK, Mexico, Guatemala, Colombia, and El Salvador
Item appraisal and valuation for pawn lending purposes
Layaway service with 10% down payment option
Merchandise acquisition (buying items from customers)
Non-recourse pawn loan redemption and repayment options
Online inventory browsing and shopping
Pawn loans secured by personal property (jewelry, electronics, tools, appliances, sporting goods, musical instruments)
Retail sales of new and secondhand merchandise across multiple categories
Store locator tool to find nearest location among 3,300+ stores

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • 3,300+ locations across 29 U.S. states, UK, and Latin America provide accessibility
  • Non-recourse pawn loans mean no deficiency judgment if pledged item is forfeited
  • short-term cash access payment on the spot with eligibility claim to verify
  • Diverse merchandise buying (jewelry, electronics, tools, appliances, sports equipment, instruments)
  • Gold and precious metal buying service for short-term cash access conversion
  • Layaway service available with only 10% down payment requirement
  • Component company in S&P MidCap 400 and Russell 2000 indexes indicates financial stability

Cons

  • High effective interest rates through loan-to-value spreads and redemption requirements mean borrowers pay significant premiums to reclaim items
  • Loss of pledged collateral if loan plus fees cannot be repaid—no item recovery
  • Targets cash and credit-constrained populations, raising ethical concerns about serving vulnerable consumers
  • Limited loan amounts due to collateral-based lending model unsuitable for larger financial needs
  • Pawn loans do not build credit history, offering no pathway to improved creditworthiness

State Consumer Finance Context

This is state-level context for Pawn Shops consumers in Arlington, TX. It does not confirm that Cash America Pawn or this specific location is licensed.

State regulator

Texas Office of Consumer Credit Commissioner

Money services context in Texas

Short-term lending status: Legal

General rate context: 10% for written contracts (18% default); payday/auto title loans regulated as credit access businesses

Texas allows payday and auto title lending through the Credit Access Business model, which lacks state-level fee caps. Several cities have enacted local ordinances to limit loan amounts and rollovers. Consumers can file complaints with the Office of Consumer Credit Commissioner or the Attorney General.

Key state rules to check

  • Payday and auto title lenders operate as Credit Access Businesses (CABs) arranging loans through third-party lenders.
  • No state cap on CAB fees; effective APRs frequently exceed 500%.
  • Several cities (Austin, Dallas, San Antonio, Houston) have enacted local payday lending ordinances.

Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.

Frequently Asked Questions

What services does Cash America Pawn offer?

Cash America Pawn offers 10 services including Pawn loans secured by personal property (jewelry, electronics, tools, appliances, sporting goods, musical instruments), Retail sales of new and secondhand merchandise across multiple categories, Gold, silver, and precious metal buying with cash payment on spot, Layaway service with 10% down payment option, Item appraisal and valuation for pawn lending purposes, and 5 more.

What profile signals are listed for Cash America Pawn?

Cash America Pawn has profile signals associated with Consumers with short-term cash needs and valuable items (jewelry, electronics, instruments) to pledge as collateral, People who cannot access traditional credit due to poor credit history or lack of credit establishment, Budget-conscious shoppers seeking discounted merchandise or layaway purchase options without credit approval, Individuals wanting to convert gold, silver, or platinum jewelry to short-term cash access without resale hassle.

What are the strengths and weaknesses of Cash America Pawn?

Key strengths: 3,300+ locations across 29 U.S. states, UK, and Latin America provide accessibility; Non-recourse pawn loans mean no deficiency judgment if pledged item is forfeited; short-term cash access payment on the spot with eligibility claim to verify. Areas to consider: High effective interest rates through loan-to-value spreads and redemption requirements mean borrowers pay significant premiums to reclaim items; Loss of pledged collateral if loan plus fees cannot be repaid—no item recovery.

How does Cash America Pawn compare to similar companies?

In the Pawn Shops category, comparable providers include Gold Star Finance, TitleMax Title Loans, TitleMax Title Loans. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.

Quick Facts

Headquarters
6400 S Cooper St, Arlington, TX 76001
BBB Accredited
No
Visit Cash America Pawn

CreditDoc Profile Note

Research Note on Cash America Pawn

FirstCash is profile signals for consumers facing short-term cash needs who own valuable items and may not meet traditional credit criteria. The primary caveat is that pawn loans are high-cost borrowing with implicit fees through collateral spreads, and failure to repay results in loss of the pledged item with no opportunity for recovery—this is not a credit-building solution and should be considered only when other alternatives are unavailable.

Profile Signals

  • Consumers with short-term cash needs and valuable items (jewelry, electronics, instruments) to pledge as collateral
  • People who cannot access traditional credit due to poor credit history or lack of credit establishment
  • Budget-conscious shoppers seeking discounted merchandise or layaway purchase options without credit approval
  • Individuals wanting to convert gold, silver, or platinum jewelry to short-term cash access without resale hassle
Updated 2026-05-08

Similar Companies

Gold Star Finance logo

Gold Star Finance

Gold Star Finance offers installment signature loans from $200–$1,700 across 68+ Texas locations. Established 1978, they focus on accessible small loans for consumers with imperfect credit.

BBB: NR

Profile signals: Texas residents with poor/fair credit needing $200–$1,700 for immediate expenses, Borrowers seeking installment loans over payday/title loans with longer repayment terms

TitleMax Title Loans logo

TitleMax Title Loans

In Carrollton, TX, TitleMax Title Loans at 2717 E Belt Line Rd provides title-loan profile details with rate claims to verify and flexible repayment terms.

BBB: A+

Profile signals: Vehicle owners with poor or no credit who own a paid-off car or motorcycle and are researching short-term cash access, Borrowers who need provider-stated funding timing and may not meet traditional bank-loan criteria or credit cards

TitleMax Title Loans logo

TitleMax Title Loans

Irving, TX's TitleMax Title Loans at 2720 N Belt Line Rd provides quick title-secured loans for customers researching emergency-cash options.

BBB: A+

Profile signals: Consumers with poor or no credit history who own a paid-off vehicle outright, People needing same-day cash access who cannot qualify for a bank loan or credit card

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Quick Summary

  • Cash America Pawn is listed as a Pawn Shops provider in Arlington, TX on CreditDoc.
  • Use this page to check contact details, location, listed services, review signals, FAQs, and similar providers before deciding what to do next.
  • If you need a loan, account, installment option, credit help, or debt support, start with the fit quiz and compare alternatives before contacting a provider.
  • For broader context, continue into the free Credit Fundamentals course or a relevant financial wellness guide.

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