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Cash America Pawn in Arlington, TX

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Arlington, TX Cash America Pawn at 300 N Center St provides quick collateral loans with no credit check required for local residents.

Data compiled from public sources

Cash America Pawn Review

The Cash America Pawn location at 300 North Center Street in downtown Arlington, TX is a standalone shop offering short-term cash access advances in exchange for personal collateral such as jewelry, electronics, musical instruments, and sporting goods. This Arlington branch operates Monday through Friday 9 AM to 7 PM, Saturday 9 AM to 6 PM, and is closed Sundays, making it accessible for weekday workers and Saturday shoppers in central Arlington.

At this Arlington location, the team evaluates items, negotiates fair loan amounts, and completes transactions quickly with eligibility claims to verify. Call 817-275-4681 to ask about current loan terms, item categories they accept, or to get a quote on your jewelry, guitars, cameras, or other valuables. They also buy outright and carry a rotating inventory of discounted merchandise for bargain hunters.

Arlington residents facing unexpected expenses can bring a valid government ID and any item to pawn or sell—no application process or credit inquiry. Located at 300 N Center St, this shop serves the Arlington, TX community with straightforward pawn loans, flexible repayment options, and a professional staff familiar with Texas lending regulations. Whether you are researching short-term cash access or hunt for deals, this is your neighborhood pawn shop.

Services & Features

Fast pawn loan processing at retail locations
Gold, silver, and platinum buying with immediate cash payment
In-store merchandise browsing and negotiation
Item appraisal and valuation
Layaway service with 10% down payment option
Lease-to-own and retail finance solutions (through AFF subsidiary)
Merchandise inventory search and online store locator
Pawn loans secured by personal property (non-recourse)
Point-of-sale payment solutions for consumers
Retail sales of jewelry, electronics, tools, appliances, sporting goods, and musical instruments

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • 3,300+ locations across 29 U.S. states, UK, and Latin America provide convenient access and consistent service standards
  • Non-recourse pawn loans mean customers are not pursued for additional payment if unable to repay
  • Cash payment on the spot for both pawn loans and merchandise sales—no waiting period
  • Wide range of accepted items (jewelry, electronics, tools, appliances, sporting goods, musical instruments) provides flexibility
  • listed gold, silver, and platinum buying service for customers with precious metals
  • Layaway service with only 10% down payment offers budget-friendly purchasing alternative
  • S&P 500 MidCap Index and Russell 2000 Index listing indicates financial stability and transparency as public company

Cons

  • Website does not disclose interest rates or loan terms, making cost comparison difficult before pledging items
  • Pledged items are forfeited entirely if loans are not repaid—no partial recovery or payment flexibility mentioned
  • Non-recourse structure means lenders absorb loss if item value drops, potentially limiting loan amounts offered
  • No information provided about maximum loan amounts, repayment periods, or renewal options
  • Pawn loans should only be used for short-term cash needs, not as ongoing credit solution

State Consumer Finance Context

This is state-level context for Pawn Shops consumers in Arlington, TX. It does not confirm that Cash America Pawn or this specific location is licensed.

State regulator

Texas Office of Consumer Credit Commissioner

Money services context in Texas

Short-term lending status: Legal

General rate context: 10% for written contracts (18% default); payday/auto title loans regulated as credit access businesses

Texas allows payday and auto title lending through the Credit Access Business model, which lacks state-level fee caps. Several cities have enacted local ordinances to limit loan amounts and rollovers. Consumers can file complaints with the Office of Consumer Credit Commissioner or the Attorney General.

Key state rules to check

  • Payday and auto title lenders operate as Credit Access Businesses (CABs) arranging loans through third-party lenders.
  • No state cap on CAB fees; effective APRs frequently exceed 500%.
  • Several cities (Austin, Dallas, San Antonio, Houston) have enacted local payday lending ordinances.

Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.

Frequently Asked Questions

What services does Cash America Pawn offer?

Cash America Pawn offers 10 services including Pawn loans secured by personal property (non-recourse), Retail sales of jewelry, electronics, tools, appliances, sporting goods, and musical instruments, Gold, silver, and platinum buying with immediate cash payment, Layaway service with 10% down payment option, Merchandise inventory search and online store locator, and 5 more.

What profile signals are listed for Cash America Pawn?

Cash America Pawn has profile signals associated with Consumers with short-term cash needs who own valuable items (jewelry, electronics, tools) they can pledge short-term, Budget-conscious shoppers seeking discounted merchandise or layaway plans with minimal upfront payment, Individuals with poor credit or no credit history who need non-recourse short-term loans with eligibility claims to verify, Those with gold, silver, or platinum seeking short-term cash access sales without going through traditional resale channels.

What are the strengths and weaknesses of Cash America Pawn?

Key strengths: 3,300+ locations across 29 U.S. states, UK, and Latin America provide convenient access and consistent service standards; Non-recourse pawn loans mean customers are not pursued for additional payment if unable to repay; Cash payment on the spot for both pawn loans and merchandise sales—no waiting period. Areas to consider: Website does not disclose interest rates or loan terms, making cost comparison difficult before pledging items; Pledged items are forfeited entirely if loans are not repaid—no partial recovery or payment flexibility mentioned.

How does Cash America Pawn compare to similar companies?

In the Pawn Shops category, comparable providers include Gold Star Finance, TitleMax Title Loans, TitleMax Title Loans. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.

Quick Facts

Headquarters
300 N Center St, Arlington, TX 76011
BBB Accredited
No
Visit Cash America Pawn

CreditDoc Profile Note

Research Note on Cash America Pawn

FirstCash is profile signals for consumers who are researching short-term cash access and own valuable personal property to pledge short-term, or those seeking discounted retail merchandise through layaway. The critical caveat is that pawn loans result in permanent loss of pledged items if not repaid—they should never be used as a long-term credit solution, and borrowers must understand the full financial terms before pledging valuable possessions.

Profile Signals

  • Consumers with short-term cash needs who own valuable items (jewelry, electronics, tools) they can pledge short-term
  • Budget-conscious shoppers seeking discounted merchandise or layaway plans with minimal upfront payment
  • Individuals with poor credit or no credit history who need non-recourse short-term loans with eligibility claims to verify
  • Those with gold, silver, or platinum seeking short-term cash access sales without going through traditional resale channels
Updated 2026-05-08

Similar Companies

Gold Star Finance logo

Gold Star Finance

Gold Star Finance offers installment signature loans from $200–$1,700 across 68+ Texas locations. Established 1978, they focus on accessible small loans for consumers with imperfect credit.

BBB: NR

Profile signals: Texas residents with poor/fair credit needing $200–$1,700 for immediate expenses, Borrowers seeking installment loans over payday/title loans with longer repayment terms

TitleMax Title Loans logo

TitleMax Title Loans

In Carrollton, TX, TitleMax Title Loans at 2717 E Belt Line Rd provides title-loan profile details with rate claims to verify and flexible repayment terms.

BBB: A+

Profile signals: Vehicle owners with poor or no credit who own a paid-off car or motorcycle and are researching short-term cash access, Borrowers who need provider-stated funding timing and may not meet traditional bank-loan criteria or credit cards

TitleMax Title Loans logo

TitleMax Title Loans

Irving, TX's TitleMax Title Loans at 2720 N Belt Line Rd provides quick title-secured loans for customers researching emergency-cash options.

BBB: A+

Profile signals: Consumers with poor or no credit history who own a paid-off vehicle outright, People needing same-day cash access who cannot qualify for a bank loan or credit card

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Quick Summary

  • Cash America Pawn is listed as a Pawn Shops provider in Arlington, TX on CreditDoc.
  • Use this page to check contact details, location, listed services, review signals, FAQs, and similar providers before deciding what to do next.
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