California Coast Credit Union is a federally insured credit union serving members who live or work in San Diego, Riverside, Orange, Los Angeles, Ventura, Imperial, or San Bernardino counties. The East Village branch, located at 777 J Street in Downtown San Diego between Seventh and Eighth Avenues near Petco Park, operates as a full-service financial institution with both personal and business banking capabilities. The branch offers comprehensive financial products including checking and savings accounts, certificates of deposit, IRAs, auto loans, home mortgages, credit cards, personal loans, and business accounts.
Members can open new accounts, apply for various loan products, access 24-hour ATM services with fee-free withdrawals and check deposits, and obtain free cashier's checks. The branch is wheelchair accessible and maintains extended hours on weekdays and Saturday mornings. What distinguishes this credit union is its member-focused cooperative structure, commitment to serving a seven-county region, and emphasis on community relationships.
The East Village location's proximity to downtown San Diego and adjacent to Petco Park makes it accessible to both residents and workers in the urban core. Cal Coast emphasizes security awareness with warnings about website spoofing scams and maintains a dedicated Security Center. As a credit union rather than a traditional bank, California Coast operates on a not-for-profit basis with profits returned to members.
The institution holds NMLS ID# 407951 and ABA/Routing Number 322281578. Members benefit from fee-free ATM access across the network and straightforward account opening processes. However, as a regional credit union, it may have fewer locations and digital features compared to large national banks, and membership is limited to those living or working in specific counties.