California Coast Credit Union Clairemont Branch logo

California Coast Credit Union Clairemont Branch in San Diego, CA

4.1/5

California Coast Credit Union's Clairemont branch is a full-service credit union location in San Diego offering checking, savings, loans, and ATM services to members in eight Southern California counties.

Data compiled from public sources · Rating from CreditDoc methodology

California Coast Credit Union Clairemont Branch Review

California Coast Credit Union operates as a federally-chartered credit union serving members across San Diego, Riverside, Orange, Los Angeles, Ventura, Imperial, and San Bernardino counties. The Clairemont Branch, located at 4265 Genesee Avenue in San Diego, serves as a full-service location offering comprehensive financial products and member support. The branch provides a range of consumer and business financial services including checking and savings accounts, certificates of deposit, IRAs, auto loans, mortgages, personal loans, credit cards, and business accounts.

Members have access to fee-free ATM withdrawals at 24-hour drive-up and walk-up ATMs, cashier's check services, and in-person account opening assistance. The credit union publishes rates for all major products across their website, allowing members to compare offerings. As a credit union rather than a traditional bank, California Coast emphasizes member ownership and community service.

The Clairemont branch hosts community workshops, such as their advertised elder abuse prevention seminar, and provides financial wellness resources. The institution maintains NMLS ID# 407951 and operates under ABA/Routing Number 322281578. Their accessibility features include wheelchair access at the Clairemont location.

The Clairemont branch operates limited hours (9am-5pm Monday-Thursday, 9am-6pm Friday, 9am-2pm Saturday), which may not accommodate all member schedules. While the branch offers standard credit union services competitively, the specific rate offerings and loan terms are not detailed on the branch page itself, requiring members to check the rates section or contact the branch directly for pricing information.

Services & Features

24-hour fee-free ATM withdrawals (drive-up and walk-up)
Auto loans
Business checking and savings accounts
Business loans
Cash and check deposit at ATMs
Certificates of deposit
Checking accounts
Credit cards
Free cashier's checks
Individual Retirement Accounts (IRAs)
Mortgages and home loans
New account opening assistance
Personal loans
Savings accounts

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • Fee-free ATM withdrawals at 24-hour drive-up and walk-up ATMs
  • Full-service branch offering account opening, loan applications, and business account setup in person
  • Free cashier's checks (one per day) with valid government ID
  • Wheelchair accessible location
  • Community-focused programming including financial wellness workshops
  • Serves eight Southern California counties for membership eligibility
  • Published rates available for savings, checking, certificates, IRAs, home loans, personal loans, credit cards, and auto loans

Cons

  • Limited branch hours (closes at 5pm weekdays, 2pm Saturday) may not suit all schedules
  • Specific interest rates and loan terms not displayed on branch page—requires contacting branch or visiting rates section
  • Single branch location in Clairemont may require travel for some members in service area
  • No detailed information on minimum balance requirements, fees, or account terms on the branch page

Rating Breakdown

Value
5.0
Effectiveness
3.7
Customer Service
3.9
Transparency
3.5
Ease of Use
4.2

Frequently Asked Questions

Is California Coast Credit Union Clairemont Branch legitimate?

Yes. California Coast Credit Union Clairemont Branch is a registered company, headquartered in San Diego, CA.

How long does California Coast Credit Union Clairemont Branch take to show results?

Results vary by individual situation. Contact the provider to discuss expected timelines for your specific needs.

Quick Facts

Headquarters
San Diego, CA
BBB Accredited
No
Starting Price
Contact provider
Setup Fee
None
Money-Back Guarantee
No
Visit California Coast Credit Union Clairemont Branch

CreditDoc Diagnosis

Doctor's Verdict on California Coast Credit Union Clairemont Branch

California Coast Credit Union's Clairemont branch is best for San Diego County residents and workers throughout eight Southern California counties who want a traditional credit union banking relationship with in-person service, fee-free ATM access, and competitive loan products. The main caveat is that specific rates, fees, and terms are not displayed on the branch page itself, requiring direct contact with the branch to compare offerings.

Best For

  • San Diego County residents and workers seeking a full-service credit union with in-person branch support
  • Members across eight Southern California counties wanting fee-free ATM access and community banking services
  • Individuals and small business owners needing comprehensive loan products from a credit union lender
  • Consumers interested in credit union membership benefits and community engagement programs
Updated 2026-04-29

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