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USA Check Center (formerly Check Center)
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Part of the California Check Cashing Stores chain · locations
California Check Cashing Stores in San Jose, CA
In San Jose, CA, California Check Cashing Stores at 1720 W San Carlos St offers check cashing and money services.
Data compiled from public sources · Rating from CreditDoc methodology
California Check Cashing Stores Review
California Check Cashing Stores is located at 1720 W San Carlos St in San Jose, CA, a convenient standalone location for residents needing quick check cashing services. The store operates in a busy commercial area of San Jose, making it easily accessible for locals and businesses alike. Hours are Monday through Friday 9AM-7PM, Saturday 10AM-4PM, and closed Sundays.
At the 1720 W San Carlos St location in San Jose, you can cash checks, get money orders, pay bills, and access other financial services. The staff can help you with check verification and processing. For service details or to confirm availability, call +1 408-287-0990.
When visiting California Check Cashing Stores at 1720 W San Carlos St in San Jose, bring a valid government ID. This San Jose location is ideal for anyone needing quick check cashing access, bill payment, and money services without a bank account. The store offers reliable service at competitive rates.
Services & Features
Bill Pay
California Payday Loans
Check Cashing
Green Dot Visa Debit Cards
Online Loan Applications
Payroll Advances (up to $250, in-store and online)
Reloadable Debit Cards
Tax Preparation
Western Union Money Orders
Western Union Money Transfers
Feature Checklist
Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection
Pros & Cons
Pros
- Multiple San Francisco locations (at least 3), reducing travel distance for city residents
- Extended weekday hours — 9 AM to 7 PM Monday through Friday
- Saturday availability (10 AM to 4 PM) for customers who can't visit during the week
- Western Union money transfer and money orders available in-store
- Online loan application option — can start the process without visiting a branch
- Green Dot Visa Debit Cards and reloadable debit cards available for the unbanked
- Tax preparation services offered alongside check cashing and loans
Cons
- Closed Sundays with no exception, limiting access for some customers
- Payday loan rates and fees are not disclosed on the website — requires an in-store visit to learn the true cost
- Payroll advances capped at $250, which may be insufficient for larger emergency cash needs
- The site's own notice acknowledges these products can be expensive when used repeatedly
- Services and loan availability explicitly vary by location with no clear listing of which branches offer what
Rating Breakdown
Value 2.0
Effectiveness 1.5
Customer Service 2.2
Transparency 2.0
Ease of Use 3.9
Frequently Asked Questions
Is California Check Cashing Stores legitimate?
Yes. California Check Cashing Stores is a registered company, headquartered in 1720 W San Carlos St, San Jose, CA 95128.
Quick Facts
- Headquarters
- 1720 W San Carlos St, San Jose, CA 95128
- BBB Accredited
- No
- Starting Price
- Contact provider
- Setup Fee
- None
- Money-Back Guarantee
- No
CreditDoc Diagnosis
Doctor's Verdict on California Check Cashing Stores
California Check Cashing Stores is best suited for unbanked or underbanked San Francisco residents who need to cash checks, send money, or cover a short-term cash gap without a bank account. The main caveat is cost: payday loans and payroll advances are short-term, high-fee products, and the company does not publish its rates — anyone with access to a credit union or bank should exhaust those options first.
Best For
- Unbanked individuals who need to cash checks without a bank account
- People needing to send money internationally via Western Union
- Residents who need a reloadable prepaid debit card as a banking substitute
- Customers who need same-day bill payment or a small payroll advance
Updated 2026-04-29
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