Broff's Diamond & Loan Co. logo

Broff's Diamond & Loan Co. in Pittsburgh, PA

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Pittsburgh-based luxury pawn shop and jewelry buyer offering pawn loans, sales, and nationwide mail-in service for diamonds, watches, gold, and fine jewelry since 1983.

Data compiled from public sources

Broff's Diamond & Loan Co. Review

Broff's Diamond & Loan Co. has operated as a specialty pawn shop in Downtown Pittsburgh for over 40 years, establishing itself as a licensed and insured buyer and lender focused on high-value items. The company serves both local Pittsburgh clients and a nationwide customer base through a physical storefront in the Clark Building and a secure mail-in service offering.

The company offers three primary services: pawn loans (short-term cash access without surrendering ownership), direct purchase of luxury items, and an online quotation system for remote clients. They accept diamonds and loose stones, fine jewelry, luxury watches (Rolex, Cartier, Omega, Patek Philippe), gold coins and bullion in any condition, precious gemstones, and silver. All transactions include listed pricing, eligibility claims to verify, and no hidden terms.

Broff's differentiates itself through claimed luxury experience context, licensed and insured operations, a straightforward process advertised as "simple, secure, and listed," and a reputation built over 40 years. The company emphasizes staff professionalism and customer service, with multiple client testimonials highlighting specific staff members (Jessica, Kate) and praising attention to detail and welcoming service.

As a pawn shop, Broff's serves clients needing immediate liquidity for valuable items without traditional credit requirements. The main caveat is that pawn loans require collateral surrender, and while they advertise fair offers, the valuation of subjective items like jewelry remains dependent on the company's assessment. The business model inherently caters to those researching short-term cash access rather than long-term credit solutions.

Services & Features

Direct purchase/buying of diamonds and loose stones
Direct purchase/buying of fine jewelry
Direct purchase/buying of gold coins and bullion in any condition
Direct purchase/buying of luxury watches (Rolex, Cartier, Omega, Patek Philippe)
Direct purchase/buying of precious gemstones
Direct purchase/buying of silver
In-person appointment scheduling
In-store consultation and appraisal at Downtown Pittsburgh showroom (Clark Building)
Online quotation request system
Pawn loans on luxury items (diamonds, watches, jewelry, gold)
Payment by wire transfer or check
Secure, insured nationwide mail-in service

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • 40+ years operating history (since 1983) establishes longevity and local reputation in Pittsburgh
  • Licensed and insured operations provide legal compliance for high-value transactions
  • Nationwide mail-in service with insured shipping allows remote clients to participate
  • eligibility claims to verify, making service accessible to those with poor credit history
  • listed pricing and fair offer claims with no pressure or obligation language
  • Multiple service options: pawn loans, direct sales, and mail-in quotations
  • Specialization in luxury items (Rolex, diamonds, Patek Philippe) suggests experience context in high-value appraisals

Cons

  • Pawn loans require surrendering possession of items during loan term, creating accessibility risk
  • Jewelry and watch valuations are subjective; no third-party certification or grading standards mentioned
  • Website does not disclose loan terms (interest rates, redemption periods, fees), which is standard pawn shop information
  • Limited transparency on mail-in service specifics (insurance limits, shipping timeline, return policy if offer rejected)
  • No mention of formal gemological certifications (GIA, AGS) or independent appraisal process

State Consumer Finance Context

This is state-level context for Pawn Shops consumers in Pittsburgh, PA. It does not confirm that Broff's Diamond & Loan Co. or this specific location is licensed.

State regulator

Pennsylvania Department of Banking and Securities

Money services context in Pennsylvania

Short-term lending status: Banned

General rate context: 6% for non-licensed lenders (24% for licensed small loan companies); payday lending banned

Pennsylvania effectively bans payday lending through its strict usury laws. Licensed consumer discount companies can charge higher rates but remain well below payday loan levels. Consumers can file complaints with the Department of Banking and Securities or the Attorney General's Bureau of Consumer Protection.

Key state rules to check

  • Payday lending is banned; the state's usury cap of 6% (24% for licensed lenders) prevents it.
  • Licensed consumer discount companies regulated under the Consumer Discount Company Act.
  • The Pennsylvania Unfair Trade Practices and Consumer Protection Law prohibits deceptive lending.

Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.

Frequently Asked Questions

What services does Broff's Diamond & Loan Co. offer?

Broff's Diamond & Loan Co. offers 12 services including Pawn loans on luxury items (diamonds, watches, jewelry, gold), Direct purchase/buying of diamonds and loose stones, Direct purchase/buying of fine jewelry, Direct purchase/buying of luxury watches (Rolex, Cartier, Omega, Patek Philippe), Direct purchase/buying of gold coins and bullion in any condition, and 7 more.

What profile signals are listed for Broff's Diamond & Loan Co.?

Broff's Diamond & Loan Co. has profile signals associated with Luxury watch and jewelry owners researching short-term cash access with no-credit-qualification claims to verify, Clients in or near Pittsburgh who prefer in-person appraisal and service, Those seeking pawn loans to retain ownership of valuable collateral while obtaining temporary liquidity, High-net-worth individuals with gold bullion or rare gemstones for sale or collateral.

What are the strengths and weaknesses of Broff's Diamond & Loan Co.?

Key strengths: 40+ years operating history (since 1983) establishes longevity and local reputation in Pittsburgh; Licensed and insured operations provide legal compliance for high-value transactions; Nationwide mail-in service with insured shipping allows remote clients to participate. Areas to consider: Pawn loans require surrendering possession of items during loan term, creating accessibility risk; Jewelry and watch valuations are subjective; no third-party certification or grading standards mentioned.

How does Broff's Diamond & Loan Co. compare to similar companies?

In the Pawn Shops category, comparable providers include A Plus Precious Metals, Buy & Sell Outlet, Cash Town. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.

Quick Facts

Headquarters
715 Liberty Ave, Pittsburgh, PA 15222
BBB Accredited
No
Visit Broff's Diamond & Loan Co.

CreditDoc Profile Note

Research Note on Broff's Diamond & Loan Co.

Broff's is profile signals for clients with valuable luxury items who need quick liquidity, live in or near Pittsburgh, or can use mail-in services. The primary caveat is that pawn loans require item surrender and the website lacks disclosed loan terms (rates, periods, fees), which prospective borrowers should request directly before committing.

Profile Signals

  • Luxury watch and jewelry owners researching short-term cash access with no-credit-qualification claims to verify
  • Clients in or near Pittsburgh who prefer in-person appraisal and service
  • Those seeking pawn loans to retain ownership of valuable collateral while obtaining temporary liquidity
  • High-net-worth individuals with gold bullion or rare gemstones for sale or collateral
Updated 2026-05-08

Similar Companies

A Plus Precious Metals logo

A Plus Precious Metals

A Plus Precious Metals LLC buys gold, silver, and platinum in Philadelphia. They offer pickup, drop-off, curbside, and mailback services for precious metal sales.

BBB: NR

Profile signals: Philadelphia-area residents with gold, silver, or platinum to sell, Customers preferring pickup service over traveling to a location

Buy & Sell Outlet logo

Buy & Sell Outlet

Buy & Sell Outlet is a pawn shop in Washington, PA that buys used goods and offers in-store pickup. Established in 2011, they accept multiple payment methods and are wheelchair accessible.

BBB: NR

Profile signals: Local Washington, PA residents researching short-term cash access for used items they own, Customers seeking accessible pawn shop services with wheelchair accommodation

Cash Town logo

Cash Town

Cash Town is a pawn shop in Penn Hills, PA that buys, sells, and trades firearms, coins, jewelry, tools, and other merchandise.

BBB: NR

Profile signals: Consumers seeking short-term cash access in exchange for personal items like jewelry, tools, or collectibles, Local Penn Hills residents looking for a community-based alternative to national pawn chains

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Quick Summary

  • Broff's Diamond & Loan Co. is listed as a Pawn Shops provider in Pittsburgh, PA on CreditDoc.
  • Use this page to check contact details, location, listed services, review signals, FAQs, and similar providers before deciding what to do next.
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