Bob's Check Cashing & Pawn Shp logo

Bob's Check Cashing & Pawn Shp in Philadelphia, PA

3.8/5

Bob's Check Cashing & Pawn Shop in Kensington, Philadelphia offers check cashing, pawn loans, and collateral-based lending services to the local community.

Data compiled from public sources · Rating from CreditDoc methodology

Bob's Check Cashing & Pawn Shp Review

Bob's Check Cashing & Pawn Shop is a service-category business located at 2777 Kensington Ave in Philadelphia's 19134 zip code. It operates as part of the Kensington community business ecosystem and is listed in the NKCDC (Northern Kensington Community Development Corporation) Business Directory, a community-focused organization serving the Kensington neighborhood. The business has been operating in the area and maintains an active presence in the local commercial landscape.

Based on the business listing information available, Bob's Check Cashing & Pawn Shop provides check cashing services and pawn shop lending. The business can be reached at (215) 423-2420 and operates a website at pawnbat.com. As a dual-service operation, the shop offers both transactional services (check cashing) and collateral-based lending (pawn loans), serving customers who need quick access to cash or have valuables they wish to leverage for short-term financing.

The business is distinguished by its location in the Kensington neighborhood and its inclusion in the NKCDC's curated business directory, which focuses on community-driven, trauma-informed, and equity-focused organizations. This suggests the business operates within a community development framework, though it is a private commercial enterprise rather than a non-profit. The neighborhood context indicates the business serves a population that may rely on alternative financial services.

Limited detailed information about specific loan terms, fees, interest rates, or operational policies is available from the NKCDC directory listing. Consumers should contact the business directly or review pawnbat.com for complete details about pawn loan terms, check cashing fees, and lending practices. As with any pawn shop, understanding the terms and redemption requirements for collateral-based loans is essential before using services.

Services & Features

Check cashing
Jewelry or valuables assessment and lending
Local community financial services
Pawn loans (collateral-based lending)
Quick cash access

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • Located in Kensington neighborhood with established community presence in NKCDC directory
  • Offers dual services (check cashing and pawn loans) in one location for convenience
  • Direct phone contact available: (215) 423-2420 for customer inquiries
  • Operates website (pawnbat.com) for additional information and potentially online engagement
  • Serves underbanked populations in a neighborhood with limited traditional banking options

Cons

  • No specific information available about pawn loan APR, terms, or fee structure from directory listing
  • Limited transparency regarding check cashing fees or service charges on website provided
  • No details about loan-to-value ratios, redemption periods, or default policies publicly listed
  • Minimal online presence information suggests limited digital accessibility or customer resources
  • As a pawn shop, requires collateral surrender which carries risk of losing personal items

Rating Breakdown

Value
5.0
Effectiveness
3.0
Customer Service
3.7
Transparency
3.5
Ease of Use
3.9

Frequently Asked Questions

Is Bob's Check Cashing & Pawn Shp legitimate?

Yes. Bob's Check Cashing & Pawn Shp is a registered company, headquartered in 2777 Kensington Ave, Philadelphia, PA 19134.

Quick Facts

Headquarters
2777 Kensington Ave, Philadelphia, PA 19134
BBB Accredited
No
Starting Price
Contact provider
Setup Fee
None
Money-Back Guarantee
No
Visit Bob's Check Cashing & Pawn Shp

CreditDoc Diagnosis

Doctor's Verdict on Bob's Check Cashing & Pawn Shp

Bob's Check Cashing & Pawn Shop is best for Kensington-area residents and unbanked individuals needing immediate check cashing or short-term pawn loans against personal valuables. The main caveat is that detailed loan terms, fees, interest rates, and collateral policies are not disclosed in available public information—consumers must contact the business directly or visit pawnbat.com to understand the full cost and terms before using services.

Best For

  • Individuals needing immediate check cashing services without a bank account
  • Community members with valuables or jewelry seeking short-term collateral-based loans
  • Kensington residents needing accessible alternative financial services in their neighborhood
Updated 2026-05-08

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