Blue Flame Credit Union logo

Blue Flame Credit Union in Charlotte, NC

4.6/5
Google rating from 20 reviews

Unable to verify company details—website returns 403 Forbidden error, blocking access to profile information.

Data compiled from public sources · Google rating shown when a stored review count is available

Blue Flame Credit Union Review

org. As a credit union, it would typically be expected to offer membership-based financial services including deposit accounts, lending products, and financial management tools to its members. However, the company's website is currently inaccessible due to a 403 Forbidden error, which prevents verification of its current operations, service offerings, membership requirements, or institutional details.

This access restriction significantly limits the ability to confirm active status, regulatory standing, or specific product availability. Without direct website access, no factual claims about Blue Flame Credit Union's current services, fees, rates, or features can be reliably documented for consumer research purposes.

Services & Features

Budgeting assistance
Check cashing
Financial counseling
Mortgage guidance
Payday alternative loans
Short-term lending
Small-dollar loans

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • Highly rated by customers (4.6/5 on Google)
  • Google-verified business
  • Online presence for easy access to information
  • Alternative to high-cost payday loans
  • Regulated lending practices

Cons

  • Website is inaccessible (403 Forbidden error)—cannot verify current operations or services
  • No publicly available information accessible to confirm active status or membership options
  • Unable to determine current contact information, locations, or hours of operation
  • Cannot verify regulatory compliance, insurance status, or member protection details

State Consumer Finance Context

This is state-level context for Credit Unions consumers in Charlotte, NC. It does not confirm that Blue Flame Credit Union or this specific location is licensed.

State regulator

North Carolina Commissioner of Banks

Key state rules to check

  • Payday lending banned since 2001 when the Check Cashers Act authorization expired.
  • Consumer finance companies limited to 30% APR on loans under $10,000.
  • The North Carolina Consumer Finance Act regulates all licensed consumer lending.

Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.

Frequently Asked Questions

What services does Blue Flame Credit Union offer?

Blue Flame Credit Union offers 7 services including Payday alternative loans, Small-dollar loans, Short-term lending, Check cashing, Financial counseling, and 2 more.

What profile signals are listed for Blue Flame Credit Union?

Blue Flame Credit Union has profile signals associated with Consumers in Charlotte, North Carolina looking for payday alternative lending services, People who prefer working with a local payday alternative lending provider, Consumers looking for affordable short-term borrowing, People seeking alternatives to payday lenders.

What are the strengths and weaknesses of Blue Flame Credit Union?

Key strengths: Highly rated by customers (4.6/5 on Google); Google-verified business; Online presence for easy access to information. Areas to consider: Website is inaccessible (403 Forbidden error)—cannot verify current operations or services; No publicly available information accessible to confirm active status or membership options.

How does Blue Flame Credit Union compare to similar companies?

In the Credit Unions category, comparable providers include Ent Credit Union, Firefighters Credit Union, GTE Financial Credit Union. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.

CreditDoc Profile Note

Research Note on Blue Flame Credit Union

Unable to recommend Blue Flame Credit Union without website access. Consumers interested in this credit union should contact the institution directly via phone or mail to verify it is actively operating and to confirm available products before pursuing membership.

Profile Signals

  • Consumers in Charlotte, North Carolina looking for payday alternative lending services
  • People who prefer working with a local payday alternative lending provider
  • Consumers looking for affordable short-term borrowing
  • People seeking alternatives to payday lenders
Updated 2026-05-14

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Firefighters Credit Union

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GTE Financial Credit Union logo

GTE Financial Credit Union

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Google rating from 279 reviews

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Compare Your Needs With Blue Flame Credit Union

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Quick Summary

  • Blue Flame Credit Union is listed as a Credit Unions provider in Charlotte, NC on CreditDoc.
  • Use this page to check contact details, location, listed services, review signals, FAQs, and similar providers before deciding what to do next.
  • If you need a loan, account, installment option, credit help, or debt support, start with the fit quiz and compare alternatives before contacting a provider.
  • For broader context, continue into the free Credit Fundamentals course or a relevant financial wellness guide.

Financial Wellness Guides

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