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BHS US Corp operates multi-location financial centers across the Northeast and beyond, offering check cashing, money orders, wire transfers, and bill payment services with bilingual support.
Data compiled from public sources
BHS US Corp (operating as BHS Americas) is an established financial services provider with a network of physical centers across multiple states and Canada. The company maintains a significant presence in the Northeast with locations in New York (Harlem, Midtown, Brooklyn), New Jersey (Jersey City), Rhode Island (Woonsocket), Pennsylvania (Philadelphia), Maryland (Baltimore), Tennessee (Memphis), Ohio (Columbus), North Carolina (Winston-Salem), and Montreal, Quebec. The bilingual website (English/French) indicates service to diverse immigrant and multilingual communities.
The company's core service offering centers on check cashing and related financial transaction services. Each location maintains extended business hours, with some centers operating Monday through Friday, others including Saturday hours, and select locations operating seven days per week. The company actively invites customers to schedule appointments at their financial centers.
BHS distinguishes itself through its multi-state footprint and physical retail presence, which differs from purely digital financial service providers. The company's network spans major metropolitan areas and serves both urban and regional markets. Their emphasis on bilingual customer service and community accessibility suggests positioning toward underbanked and immigrant populations who rely on in-person financial services.
A key limitation is the lack of detailed service information on the website—no specific pricing, fee structures, or expanded service descriptions are provided. The website functions primarily as a location finder and appointment booking tool rather than a comprehensive service information resource. Customers would need to contact centers directly or visit in person to understand full service offerings, terms, and pricing.
This is state-level context for Check Cashing & Money Services consumers in New York, NY. It does not confirm that BHS NY Corporation or this specific location is licensed.
State regulator
New York Department of Financial Services
Consumer protection
Short-term lending status: Banned
General rate context: 16% civil usury; 25% criminal usury; payday lending banned
New York bans payday lending through its 16% civil usury and 25% criminal usury caps. The Department of Financial Services aggressively pursues illegal online payday lenders. Consumers have strong protections under state law and can file complaints with DFS or the Attorney General.
Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.
BHS NY Corporation offers 8 services including Check cashing, Money orders, Wire transfers, Bill payment services, Financial center consultation and appointments, and 3 more.
BHS NY Corporation has profile signals associated with Unbanked and underbanked residents in Northeast metropolitan areas without traditional bank accounts, Immigrant and multilingual populations seeking bilingual financial services, Individuals requiring in-person check cashing and money transfer services with extended hours, Customers needing wire transfers and bill payment services at physical locations.
Key strengths: Multi-state network with 11 locations across Northeast and select other states, providing geographic accessibility; Extended business hours at most locations, including Saturday availability at select centers; Bilingual (English/French) website and service model indicating accommodation for diverse communities. Areas to consider: Minimal service transparency—no fee schedules, terms, or pricing information disclosed on website; Limited to geographic areas with physical locations; no online or remote services mentioned.
In the Check Cashing & Money Services category, comparable providers include 10th Avenue Check Cashing Corporation, A & S Foreign Exchange Inc, E Z Money LLC. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.
CreditDoc Profile Note
BHS US Corp is profile signals for unbanked and underbanked consumers in the Northeast who need reliable in-person check cashing and money transfer services with extended hours and bilingual support. The main caveat is the lack of listed pricing and service details on their website—customers must visit locations or call directly to understand specific fees and terms before using services.
10th Avenue Check Cashing Corp cashes checks, processes money orders, and offers bill payment services in Hell's Kitchen, Manhattan. Open 7 days with convenient midtown location.
Profile signals: Hell's Kitchen residents needing local check-cashing without traveling to other neighborhoods, Customers who need multiple services (check cashing + bill payment + metro cards) at one stop
A & S Foreign Exchange Inc. is a New York-based currency exchange and traveler's check service operating for over 27 years, offering rate claims to verify on major world currencies.
Profile signals: International travelers departing from or returning to the New York area needing currency exchange, Customers requiring physical in-person currency exchange with immediate transactions
Multi-service financial center offering check cashing, payday loans, prepaid cards, and money transfers. Licensed in Iowa, Michigan, Missouri, and North Dakota.
Profile signals: Consumers without traditional bank accounts who need immediate check cashing without fees or holds, Unbanked or underbanked workers in covered states needing occasional emergency cash advances
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