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B & B Pawn and Guns specializes in pawn loans and cash purchases for firearms of all types, from modern handguns to vintage collectibles, with 24/7 insured storage.
Data compiled from public sources
B & B Pawn and Guns operates as a listed pawn shop located in Mesa, Arizona, focusing exclusively on firearms and gun-related transactions. The business positions itself as a professional alternative to traditional pawn shops by emphasizing experience context and security in the firearms market.
The company offers three primary services: short-term pawn loans on firearms (with 90-day terms), outright purchases of guns for cash, and free appraisals of vintage and collectible firearms. They accept modern factory brands (Remington, Colt, Ruger, Smith & Wesson, Browning, Mossberg) as well as foreign and collectible firearms (Luger, Beretta, Bersa, Walther). Items pledged as collateral are stored in state-of-the-art secure facilities monitored 24 hours daily and insured by Lloyds of London.
What distinguishes B & B Pawn and Guns is their emphasis on firearms experience context. The store manager is identified as a United States Army Veteran, and the company repeatedly references "gun experts" on staff who provide professional valuations. This positioning directly targets customers uncomfortable with generalist pawn shops and those seeking fair market value for listed items. The company also explicitly markets to collectors, offering free appraisals for vintage and antique firearms.
As a pawn shop, this business serves a legitimate financial function for customers with firearms collateral who need short-term cash. However, consumers should understand that pawn loans typically carry high effective interest rates over extended periods, and failure to repay means loss of the pledged firearm. The company's exclusive focus on firearms means it cannot serve customers with other collateral types.
This is state-level context for Pawn Shops consumers in Mesa, AZ. It does not confirm that B and B Pawn and Guns or this specific location is licensed.
State regulator
Arizona Department of Insurance and Financial Institutions
Consumer protection
Short-term lending status: Banned
General rate context: 36% APR cap on consumer loans; payday lending banned since 2010
Arizona banned payday lending in 2010, providing strong consumer protections against high-cost short-term loans. Consumer loans are capped at 36% APR under state law. Residents can file complaints with the Department of Insurance and Financial Institutions or the Attorney General's Consumer Protection Division.
Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.
B and B Pawn and Guns offers 10 services including 90-day pawn loans on firearms, Outright firearm purchases for cash, Free appraisals for vintage and collectible guns, Professional valuation of rifles, shotguns, and handguns, Secure 24/7 monitored storage for pledged firearms, and 5 more.
B and B Pawn and Guns has profile signals associated with Firearms owners needing short-term emergency cash who prefer collateral-based loans over unsecured debt, Collectors with vintage or specialty firearms seeking professional appraisals and fair market value, Individuals with firearms they no longer need or use who want cash without traditional selling hassles.
Key strengths: 24/7 monitored and Lloyds of London-insured storage facility for pledged firearms; Employment of US Army Veteran as store manager, lending credibility to firearms experience context; Free appraisals offered for vintage and collectible firearms. Areas to consider: Pawn loans carry high effective interest rates when annualized over time; Collateral forfeiture occurs if loan is not repaid by maturity.
In the Pawn Shops category, comparable providers include TitleBucks Title Loans, TitleMax Title Loans, TitleMax Title Loans. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.
CreditDoc Profile Note
B & B Pawn and Guns is profile signals for firearms owners needing short-term cash secured by gun collateral, particularly collectors with specialty pieces. The main caveat is that pawn loans are expensive short-term financing with loss-of-collateral consequences if unpaid, and should only be used when other options are unavailable or unfeasible.
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