B and B Pawn and Guns logo

B and B Pawn and Guns in Mesa, AZ

3.9/5

B & B Pawn and Guns specializes in pawn loans and cash purchases for firearms of all types, from modern handguns to vintage collectibles, with 24/7 insured storage.

Data compiled from public sources · Rating from CreditDoc methodology

B and B Pawn and Guns Review

B & B Pawn and Guns operates as a specialized pawn shop located in Mesa, Arizona, focusing exclusively on firearms and gun-related transactions. The business positions itself as a professional alternative to traditional pawn shops by emphasizing expertise and security in the firearms market.

The company offers three primary services: short-term pawn loans on firearms (with 90-day terms), outright purchases of guns for cash, and free appraisals of vintage and collectible firearms. They accept modern factory brands (Remington, Colt, Ruger, Smith & Wesson, Browning, Mossberg) as well as foreign and collectible firearms (Luger, Beretta, Bersa, Walther). Items pledged as collateral are stored in state-of-the-art secure facilities monitored 24 hours daily and insured by Lloyds of London.

What distinguishes B & B Pawn and Guns is their emphasis on firearms expertise. The store manager is identified as a United States Army Veteran, and the company repeatedly references "gun experts" on staff who provide professional valuations. This positioning directly targets customers uncomfortable with generalist pawn shops and those seeking fair market value for specialized items. The company also explicitly markets to collectors, offering free appraisals for vintage and antique firearms.

As a pawn shop, this business serves a legitimate financial function for customers with firearms collateral who need short-term cash. However, consumers should understand that pawn loans typically carry high effective interest rates over extended periods, and failure to repay means loss of the pledged firearm. The company's exclusive focus on firearms means it cannot serve customers with other collateral types.

Services & Features

90-day pawn loans on firearms
Cash advancement against firearm collateral
Free appraisals for vintage and collectible guns
Lloyds of London insurance on stored collateral
Outright firearm purchases for cash
Professional assessment by trained appraisers
Professional valuation of rifles, shotguns, and handguns
Purchase of foreign and collectible firearms
Purchase of modern factory-brand firearms
Secure 24/7 monitored storage for pledged firearms

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • 24/7 monitored and Lloyds of London-insured storage facility for pledged firearms
  • Employment of US Army Veteran as store manager, lending credibility to firearms expertise
  • Free appraisals offered for vintage and collectible firearms
  • Stated commitment to paying competitive cash amounts for firearms
  • Accepts diverse firearms types including foreign and collectible models
  • State-of-the-art security system for stored items
  • 90-day pawn loan terms available for short-term cash needs

Cons

  • Pawn loans carry high effective interest rates when annualized over time
  • Collateral forfeiture occurs if loan is not repaid by maturity
  • Exclusive focus on firearms means no alternative collateral types accepted
  • Limited to single location (Mesa, Arizona) with no online loan processing mentioned
  • No details provided on specific loan-to-value ratios or fee structures

Rating Breakdown

Value
5.0
Effectiveness
3.5
Customer Service
3.7
Transparency
3.5
Ease of Use
3.9

Frequently Asked Questions

Is B and B Pawn and Guns legitimate?

Yes. B and B Pawn and Guns is a registered company, headquartered in 1107 E Main St, Mesa, AZ 85203.

Quick Facts

Headquarters
1107 E Main St, Mesa, AZ 85203
BBB Accredited
No
Starting Price
Contact provider
Setup Fee
None
Money-Back Guarantee
No
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CreditDoc Diagnosis

Doctor's Verdict on B and B Pawn and Guns

B & B Pawn and Guns is best for firearms owners needing short-term cash secured by gun collateral, particularly collectors with specialty pieces. The main caveat is that pawn loans are expensive short-term financing with loss-of-collateral consequences if unpaid, and should only be used when other options are unavailable or unfeasible.

Best For

  • Firearms owners needing short-term emergency cash who prefer collateral-based loans over unsecured debt
  • Collectors with vintage or specialty firearms seeking professional appraisals and fair market value
  • Individuals with firearms they no longer need or use who want cash without traditional selling hassles
Updated 2026-04-29

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